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ATM
Automated Teller Machine
• Past
• Present
• Future
ATM
Automated Teller Machine
HISTORICAL FACTS:
o JOHN SHEPHERD-BARRON
o INVENTED 40 YEARS AGO
o BARCLAYS BANK ENDFIELD
o PROGRESS LATE 60’S EARLY 70’S
ATM
Automated Teller Machine
CURRENT LANDSCAPE:
o 1.6M ATM’S WORLDWIDE
o SWITCH CONNECTION NETWORK
o POPULARITY PEAK LATE 90’S
o OUT OF FASHION
ATM
Automated Teller Machine
CARD SYSTEM:
o DEBIT / CREDIT CARDS
o 4 DIGIT PIN SECURITY
o CHIP AND PIN, UK
o NON-BANK ATM PLATFORMS
PROVIDE SERVICES
ATM
Automated Teller Machine
ALTERNATE SPENDING:
o INTERNET BOOM 95-00
o ECOMMERCE
o ELECTRONIC SPENDING
o NEW FORMS OF MULTIMEDIA AND
TECHNOLOGIES; MOBILE & PC
ATM
Automated Teller Machine
CURRENT ADVANCEMENTS:
o VIDEO SERVICE ATM
o BIOMETRIC SECURITY
o CURRENCY CARDS
o INTERACTIVE TOUCH SCREEN
MULTIMEDIA MONITORS
ATM
Automated Teller Machine
CULTURAL CHANGES:
o DIGITAL MONOPOLY
o UK £100BN INTERNET 2009
o 80% GHANAIANS UNBANKED
o JAPANESE ELECTRONIC
PAYMENTS GREW 54% 2009
ATM
Automated Teller Machine
FUTURE DEVELOPMENTS:
o CASHLESS SOCIETY
o EXPENSIVE TECH
o SECURITY CONCERNS
o INTERNET REVOLUTION
ATM
Automated Teller Machine
craigmartinallen : 95592610

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