4. ATM
Automated Teller Machine
CARD SYSTEM:
o DEBIT / CREDIT CARDS
o 4 DIGIT PIN SECURITY
o CHIP AND PIN, UK
o NON-BANK ATM PLATFORMS
PROVIDE SERVICES
5. ATM
Automated Teller Machine
ALTERNATE SPENDING:
o INTERNET BOOM 95-00
o ECOMMERCE
o ELECTRONIC SPENDING
o NEW FORMS OF MULTIMEDIA AND
TECHNOLOGIES; MOBILE & PC
6. ATM
Automated Teller Machine
CURRENT ADVANCEMENTS:
o VIDEO SERVICE ATM
o BIOMETRIC SECURITY
o CURRENCY CARDS
o INTERACTIVE TOUCH SCREEN
MULTIMEDIA MONITORS
7. ATM
Automated Teller Machine
CULTURAL CHANGES:
o DIGITAL MONOPOLY
o UK £100BN INTERNET 2009
o 80% GHANAIANS UNBANKED
o JAPANESE ELECTRONIC
PAYMENTS GREW 54% 2009