This document summarizes a health cost sharing program as an alternative to traditional health insurance. It describes how individuals can take control of their healthcare costs by becoming self-pay patients and sharing medical expenses with other health-conscious members. The program provides tools to help members navigate healthcare, find doctors, access telehealth services, and get discounts on additional health needs. However, it notes that the program may not be suitable for those who need financial assistance paying monthly costs or have severe pre-existing conditions.

1. Taking Control….
Your Healthcare Costs
The best way to take
control of your
healthcare expenses
is to become a
Self-Pay Patient!

2. Taking Control can be Scary….
Your Healthcare Costs
Due to the cost of
healthcare consistently
rising, many people are
afraid of the financial
exposure.

3. With Cost Sharing - Taking Control may not be so Scary….
Healthcare Cost Sharing
But, what if other health conscious,
like-minded people, people just like you
agreed to share any medical costs you
incurred above an amount that you felt
you could comfortably pay?

4. Taking Control….
MPowering Your Healthcare
When you become a self-pay patient, you are
taking responsibility for the medical costs and
the treatments you receive.
When you MPower Yourself as a self-pay patient
with other
• Health Focused
• Patriotic Americans
to share medical expenses, you’ve created a
HEALTH SHARING Organization.

5. What it’s Not...
Health Sharing Organization
It’s NOT INSURANCE

6. What it is…
Healthcare Cost Sharing
Your healthcare
costs are shared
among many other
fellow members.
Each member contributes an assigned
amount each month and those
contributions are shared, to meet
member expenses in full!

7. An Insurance Company compares to a Bank….
A Great Comparison

8. A Health Sharing Organization compares to a Credit Union….
A Great Comparison

9. What is a Self-Pay Patient….
Becoming a Self-Pay Patient
A Self-Pay Patient is anyone who
wants to take control of their own
health care costs and get out from
under bureaucratic medicine,
where insurance company
bureaucrats and politicians decide
what treatments are available while
also driving up costs.

10. From the Academy of Health Excellence….
INTRODUCING
A Self-Pay Patient Program MPowered with a
22 year old Health Cost Sharing Organization
Our Prices are the same for ages 30 to 65 and All Geographic location.

11. Provides the Education, Tools and Products for success….
Whether you’re a
do-it-yourselfer,
or you want
someone to do
everything for
you, we’ve got
you covered.

12. Go to ANY Doctor….
Although, Doctors who accept Health
Cost Sharing can’t charge any amount
they want for the services they provide,
they are paid 150 to 175% of what
Medicare pays.
Therefore, almost without exception it’s
Accepted by all Doctors.

13. What is the worst case scenario….
Controlling Financial Exposure with
Unshared Limits set by Health Cost Sharing Organization

14. A Personal Health Assistant to Handle All Your Needs….
Included is your Personal Health Assistant for:
• Physician, Specialist and Hospital Search
• Health Cost Estimates
• Alternative Medicine Options
• Medical Bill Audit & Review
• Appointment Scheduling and More

15. For non-emergency, short term prescriptions or on the road...
• On demand care – talk to a doctor
anytime, no matter where you are
• Prompt diagnosis for faster treatment
• Doctors can treat children of any age
• Your health record is secure and
portable
• Save money on expensive ER or urgent
care visits
• Physicians can prescribe non-narcotic
medication or refills when appropriate
Included is your Personal 24/7/365 Board Certified
Teladoc

16. Health Tools and Programs from a name you can Trust….
Included are your Personal Health Management
tools:
Tools that speak to all aspects of well-being, not just physical.
Drawing upon Mayo Clinic expertise in the medical, behavioral and
online interactive arenas, Mayo Clinic’s “Healthy Living” is organized
into areas of action, containing key tools to manage your health and
reduce health risk:
• Assessment
• Monitor My Health
• Improve Lifestyle Habits
• Manage Chronic Conditions
Mayo Clinic’s “Healthy Living”

17. Health Tools and Programs from a name you can Trust….
Included is a valuable management program to
guide quality health care :
Ask Mayo Clinic is a trusted source of reliable health information
from the most respected name in health care, brought to you by
HealtheChoices.
Staffed exclusively by registered nurses who are available 24 hours a
day by phone, callers are guided to the right level of care, at the right
time, in the right setting — for all the right reasons.
• Ask Mayo Clinic
• Ask Mayo Clinic online
Ask Mayo Clinic

18. Tools for the Do-It-Yourselfer….
The best tools, apps and websites to compare and
shop healthcare prices and values for testing,
medicines, and procedures, plus the specialties
and expertise of physicians & hospitals.

19. The Education and Coaching you need to reach your Goals….
EXCELLENCE TV - Multi-media events with
experts, coaches and mentors to help you take
control of your health.
• Webinars
• Seminars
• White Papers
• Coaching
• And more

20. And for all those Other Health Care Needs….
Health Care Supplemental Products
Includes Discount Plans from Careington.
Careington partners with many of the leading
companies & networks to deliver substantial discounts
on a wide array of health care and lifestyle services.
The company's health and wellness discount plans,
which include pre-negotiated discounts on:
• Dental Care
• Vision Care
• Hearing Care
• Prescription drugs
• Chiropractic and
• Alternative Medicine

21. It’s NOT for Everyone….
1. When might Health Excellence Select NOT be the best
choice to help you manage your health?
If you need assistance paying the monthly cost or have severe pre-
existing conditions, your health might be better managed with a Plan
provided by the Affordable Care Act
2. Health Excellence Select is NOT Insurance!
Health Insurance is a contract (guarantee) whereby one party
agrees to be legally responsible for and accept another party’s risk
of loss, in exchange for a payment called a premium. Health Cost
Sharing is an agreement (promise) whereby like-minded individuals
agree to share and assist one another with medical expenses
through voluntary giving.

22. Applying for the Exemption...
A bold alternative to expensive, mandated health insurance.
Preserve the Freedom of Making Your Own Healthcare Choices

23. Be part of the Solution Not a Continuation of the Problem
Take CONTROL of Your Health Care…

24. The Next Step
Go to www.MyAHE.org select prices and benefits from the
main menu.
Take CONTROL of Your Health Care…

25. Presented By C. Rod Maxson
THANK YOU
FOR YOUR
INTEREST