Identity theft is American's top-ranked crime concern,1 and everyone has already had their identity stolen.2 Most don't realize it...yet.

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2. • As kids head back to school, parents should be vigilant about
guarding their children’s personal information and watching for signs
of potential identity theft.
• A child’s credit history is a blank slate, and child identity theft can go
undetected for years, making your son or daughter a desirable target
of fraudsters.
• Thieves steal kids’ identities through data breaches, dumpster diving
or, in some cases, buying Social Security numbers from someone who
has access to the information through their work.
Ensure Your Child’s Credit Isn’t Stolen

3.  School administrators may have a legitimate need for a student’s
Social Security number
 Parents should ask schools how the schools protect sensitive personal
identifying information
 The Family Educational Rights and Privacy Act covers how schools
should handle students’ information, including giving parents and
students the right to inspect a student’s educational record and deny
permission to share that information to third parties.
Ask how sensitive information will be protected.

4. Avoid carrying sensitive documents, yours or that of your children, in
your wallet unless absolutely necessary. “Kids come with a whole lot
of paperwork, and parents may not be as careful with what they do
with that paperwork as they are with their own personally
identifiable information,” Souede says. “When you’re going from
school to the doctor’s office, you might tend to travel with your kid’s
birth certificate and Social Security card.”
Don’t carry sensitive documents.

5.  As your kids get older, make sure they take precautions in what they
post online or share with others, especially with free online games
that require players to input their address, date of birth or other
information.
Understand that they shouldn’t be providing
any information that they wouldn’t tell a
stranger. Once it’s [online] it’s permanent.
By Kelly
Teach your kids online safety precautions.

6.  Calls from collections agents, letters from the IRS or Social Security
Administration, jury summons, traffic tickets or other suspicious mail
can be indicators.
 If the IRS tells you the Social Security number you listed as a
dependent is listed on another tax return, or if you try to set up a
bank account for your child and the request is denied, those can also
be signs.
How do you know if your child’s identity has been stolen?

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