6. Analyzing 10Q – 10K reports 10Q Report Balance Sheet In financial accounting , a balance sheet or statement of financial position is a summary of a person's or organization's balances. Assets , liabilities and ownership equity are listed as of a specific date, such as the end of its financial year . A balance sheet is often described as a snapshot of a company's financial condition. Shareholder’s Equity = Net worth! 10K Report Annual Report Form 10-K is an annual report required by the U.S. Securities and Exchange Commission (SEC), that gives a comprehensive summary of a public company 's performance.
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11. D&B Full Information HEADER SECTION FULL INFORMATION COPYRIGHT 2004 DUN & BRADSTREET INC. - PROVIDED UNDER CONTRACT FOR THE EXCLUSIVE USE OF SUBSCRIBER 264-736992L. ATTN: Nick Lazzaro (presentation) *IN DATE* Statement Date: DEC 31 2002 DO NOT CONFUSE WITH OTHER GORMAN COMPANIES, THIS IS A FICTITIOUS COMPANY USED BY D&B FOR DEMONSTRATION PURPOSES. DUNS: 80-473-5132 DATE PRINTED SUMMARY GORMAN MANUFACTURING COMPANY, MAR 02 2004 RATING 5A2 INC COMMERCIAL PRINTING STARTED 1965 492 KOLLER STREET SIC NO. SALES F $4,120,317,000 AND BRANCH(ES) OR DIVISION(S) 27 52 WORTH F $1,371,703,000 SAN FRANCISCO CA 94110 EMPLOYS 120(100 HERE) TEL: 650 555-0000 HISTORY CLEAR FINANCING SECURED FINANCIAL CONDITION GOOD CHIEF EXECUTIVE: LESLIE SMITH, PRES IMPORTANT ELEMENTS CORPORATE NAME DATE PRINTED SIC NUMBER RATING: 5A2 = SALES OVER $50,000,000 WITH A GOOD RATING
12. D&B Limited Information HEADER SECTION LIMITED INFORMATION DIG Product View Page COPYRIGHT 2004 DUN & BRADSTREET INC. - PROVIDED UNDER CONTRACT FOR THE EXCLUSIVE USE OF SUBSCRIBER 264-736992L. ATTN: Nick Lazzaro (presentation) *IN DATE* RATING CHANGE DUNS: XX-XXX-XXXX DATE PRINTED DOE SERVICES INC JAN 08 2004 RATING NQ FORMERLY 444 S LINCOLN ST SERVICES-MISC DS GLEN BURNIE, MD SIC NO. TEL: UNKNOWN 89 99 IMPORTANT ELEMENTS CORPORATE NAME DATE PRINTED SIC NUMBER RATING: NQ = NOT QUOTED CONFIRMED AS NOT ACTIVE FORMER RATING: DS = LACK OF INFORMATION
13. HEADER SECTION NORMAL INFORMATION COPYRIGHT 2004 DUN & BRADSTREET INC. - PROVIDED UNDER CONTRACT FOR THE EXCLUSIVE USE OF SUBSCRIBER 264-736992L. ATTN: Nick Lazzaro (Mullin) *IN DATE* DUNS: XX-XXX-XXXX DATE PRINTED SUMMARY MULLIN UNLIMITED, INC FEB 06 2004 RATING 2R2 1145 NATIONAL RD RET & WHOL FLOOR STARTED 1972 AND BRANCH(ES) OR DIVISION(S) COVERINGS, WINDOW EMPLOYS 7(6 HERE) ANYWHERE PA TREATMENTS AND HISTORY CLEAR TEL: 304 243- WALL COVERINGS SIC NOS. 57 13 52 31 52 11 50 23 IMPORTANT ELEMENTS CORPORATE NAME DATE PRINTED SIC NUMBER RATING: 2R2 1-9 EMPLOYEES CREDIT RATED AS GOOD D&B Normal Information
14. D&B Basics ================================== * * SUMMARY ANALYSIS * * The Summary Analysis section reflects information in D&B's file as of February 2, 2004. RATING SUMMARY . . . . The "2R" portion of the Rating (the Rating Classification) indicates business size of fewer than 10 employees for this company. The "2" on the right (Composite Credit Appraisal) indicates an overall "good" credit appraisal. This credit appraisal was assigned because the payment information in D&B's file indicates the majority of this company's obligations are retired satisfactorily and this company's number of years in business. Below is an overview of the company's D&B Rating(s) since 01/01/91: RATING DATE APPLIED ------ ------------ 2R2 06/30/01 2R3 05/30/00 2R2 11/11/95 -- 01/01/91 Rating Summary
17. PAYMENT HISTORY BY INDUSTRY Below is an overview of the company's dollar-weighted payments, segmented by its suppliers' primary industries: TOTAL LARGEST % DAYS SLOW TOTAL DOLLAR HIGH W/IN RCV'D AMOUNTS CREDIT TERMS <31 30 61-90 91+ ----- -------------- ---------- ---- --- ----- ----- --- # $ $ % % % % % Total in D&B's file 24 90,300 35,000 Top 10 Industries: 1 Mfg carpets/rugs 5 63,550 35,000 72 28 - - - 2 Short-trm busn credit 4 1,600 500 53 47 - - - 3 Whol homefurnishings 3 17,000 15,000 47 50 3 - - 4 Trucking non-local 2 1,500 1,000 100 - - - - 5 Whol lumber/millwork 1 2,500 2,500 - 100 - - - 6 Management services 1 1,000 1,000 100 - - - - 7 Mfg ceramic tile 1 1,000 1,000 100 - - - - 8 State commercial bank 1 750 750 100 - - - - 9 Whol const/mine equip 1 500 500 50 - 50 - - 10 Radiotelephone commun 1 250 250 100 - - - - 11 OTHER INDUSTRIES 3 400 250 100 - - - - Other Payment Categories: Cash experiences 0 0 0 Payment record unknown 1 250 250 Unfavorable comments 0 0 0 Placed for collection with D&B 0 0 other 0 N/A
18. PAYMENT HISTORY BY DATE PAYMENTS (Amounts may be rounded to nearest figure in prescribed ranges) Antic - Anticipated (Payments received prior to date of invoice) Disc - Discounted (Payments received within trade discount period) Ppt - Prompt (Payments received within terms granted) REPORTED PAYING HIGH NOW PAST SELLING LAST SALE RECORD CREDIT OWES DUE TERMS WITHIN 01/04 Ppt 25000 750 -0- 1 Mo Ppt 1000 1000 -0- 1 Mo 12/03 Ppt 1000 -0- -0- 6-12 Mos Ppt 1000 50 -0- N30 1 Mo Ppt 500 50 -0- 1 Mo Ppt 250 250 -0- 1 Mo Ppt 100 100 -0- 1 Mo Ppt 100 -0- -0- 6-12 Mos Ppt 50 50 -0- 1 Mo Ppt-Slow 20 15000 15000 5000 1 Mo Ppt-Slow 30 35000 20000 5000 Regular terms 1 Mo Ppt-Slow 60 1000 1000 50 1 Mo Slow 5 2500 -0- -0- 2-3 Mos 11/03 Ppt 2500 -0- -0- 2-3 Mos Ppt 250 100 -0- 1 Mo Ppt 50 50 -0- N30 1 Mo 10/03 Ppt-Slow 25 500 -0- -0- N30 6-12 Mos 09/03 Slow 15 500 -0- -0- 2-3 Mos (019) 250 250 -0- 08/03 Ppt 1000 -0- -0- 6-12 Mos 06/03 Ppt 750 250 -0- 1 Mo 04/03 Ppt-Slow 60 500 500 500 2-3 Mos 02/03 Ppt 500 -0- -0- N30 6-12 Mos 01/03 Slow 15 1000 -0- -0- 6-12 Mos * Payment experiences reflect how bills are met in relation to the terms granted. In some instances payment beyond terms can be the result of disputes over merchandise, skipped invoices etc. * Each experience shown represents a separate account reported by a supplier. Updated trade experiences replace those previously reported . D&B Normal Information
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20. Standards and Norms PREPARED FOR: ORC PRESENTATION LAST INDUSTRY UPDATE: 09/06/09 DUNS FINANCIAL PROFILE DUNS 05-715-2217 DATE PRINTED: 10/21/2009 D&B OFFICE 004 STARTED 1971 EMPLOYS: 13,700 SUNOCO, INC. SIC SALES 27,288,000 1735 MARKET ST STE LL 5541 2911 WORTH 3,377,000 PHILADELPHIA PA 19103 2869 2865 INDUSTRY ASSETS 5171 5052 OVER 50 MIL (NO GEO ) PUBLIC FIGURES ARE IN THOUSANDS CONS INTERIM 06/30/09 23 FIRMS % CHANGE SUBJECT IND % % CASH.................. 67,000 ( 72.1) 0.6 8.0 ACCOUNTS RECEIVABLE... 2,356,000 44.0 19.5 10.0 NOTES RECEIVABLE...... ----- --- --- 0.2 INVENTORY............. 1,053,000 28.3 8.7 9.5 OTHER CURRENT......... 168,000 21.7 1.4 5.1