Enterprise Digital Assistants: How they can support you in your Credit, Collections and Cash Application Operations. What are Enterprise Digital Assistants. Digital Assistants For Credit Operations. Digital Assistants For Collections Operations. Digital Assistants For Cash Application. Planning for Your OTC Operations.

1. Enterprise Digital Assistants
WEBINAR
How they can support you in your
Credit, Collections and Cash Application Operations

2. Veena
Gundavelli
Founder & CEO,
Emagia
Venna Gundavelli is the Founder
and CEO of Emagia Corporation.
She is an award-winning serial
technology entrepreneur with
extensive experience in the
fields of artificial
intelligence, data analytics
and automation for enterprise
financial services.
Speaker
Awards and
Recognitions
 Innovator of the Year from
Women in IT
 Top Influential Women in
Silicon Valley
 Trailblazer of the Year from
Forum of Women Entrepreneurs.

3. Powered By
Emagia
Implementation and BPO
Partners
OTC Industry
Affiliations
Technology & Data
Partners
Emagia – Leader in Order-to-Cash Automation
• 10+ years in business
• $850B+ Receivables and
Payments
• 200M+ Transactions
• 50K+ Users
• 25+ Languages
• 70+ Countries
Recognized as the LEADER in Digital Order-
to-Cash
Third Party Credit Bureau
Integration

4. Emagia Next Gen AI-driven Order-to-
Cash Platform
Customer EIPP Portal
Credit Automation
Receivable Automation
Collections Automation
Deductions Automation
Cash Application Automation
Cash Flow Forecasting Automation

5. Agenda
1. What are Enterprise Digital Assistants
2. Digital Assistants For Credit Operations
3. Digital Assistants For Collections Operations
4. Digital Assistants For Cash Application
5. Planning for Your OTC Operations

6. Age of AI is Now. Order-to-Cash enters the
Spotlight.
+59%
Number of survey
respondent planning to
use a SaaS Solution for
Accounts Receivable in
the next 12 months
Given the uncertainty around the global pandemic, Accounts receivable
and treasury applications have been top-of-mind for CFOs. The pressure
to maintain cash is tremendous as companies of all sizes fight to retain
market position and, in some cases, fight to simply stay alive
AR Cloud Adoption Drivers
Remote Workers
Data Security
Extensibility
Limited IT
Resources

7. World-class Digital Transformation Advantage
with AI

9. Dorothy is the O2C
Global Process Owner.
Her drive is towards
bringing Global
visibility on the
enterprise
performance.
• Automate manual
processes
• Achieve better cost
efficiency
• Standardize
processes across
entities
• Improve controls
Meet
Dorothy
.
Dorothy is focused
on
Improving:
• Auto cash
application
from 35% to
>90%
• Standardizing
due to multiple
ERP systems
• Automating
significant
number of
manual checks
She is looking
towards
Standardizing:
• Implementing
Collection
strategies
which is
manual
currently
• Utilizing
workflow
functionality
which does not
exist
• Automating
manual
reporting
She is determined
to Improve:
• The cycle time
for Dispute
resolution
• Analyze Root
causes and
drive
improvements
• Automated DOA
driven routing
for approval
• Automated
credit Debit
Matching
The O2C team needs
–
• Analytics
dashboards
• Cash forecasting
• Robust reporting
• Accounts Payable
visualization
• Automated aging
reports
• Ability to post
invoices online
• Make payments
online through
gateway
.
Credit
ManagementDorothy is
concerned that the
current process
is:
• Manual credit
check – D&B
• Manual Scoring
• No end end
workflow
• Manual order
hold and release
Current Challenges of Order-to-Cash Process
Cash
Application
Collections Dispute
Management
Customer
Portal and
Receivables

10. Shifting to Intelligent AR Mindset
10© IDC
Functional: Consumed with the
day to day operation of the AR
and treasury department
Manual: Workflows are filled
with tedious heavily-manual
AR processes
Disconnected: AR management is
isolated from other related
financial functions
Reactive: Handcuffed to daily
operations: can’t look beyond
today’s crisis
Operational-Focus: “Bean-
counting”, focused on
efficiency of department
Strategic: Able to focus on
higher level task like working
capital management, cash
forecasting
Automated: Workflows are
filled with AI-based
automation for lower level
processes
Connected: AR is connected to
other related financial
functions like Sales, AP,
Procurement
Predictive: AR able to look
beyond today with AI driven
insights
Customer-Focus: AR is actively
finding ways to add increase
customer experience

11. AI-powered Digital
Assistants in Our Every
Day Life
“Hey Siri, What is the weather today?”
“Hey Google, What are the news today?
“Hey Alexa, Play the song Uptown Funk”
“Hey Google, Call Bob”
“Hey Siri, send a message to Chris….”

12. What are Enterprise Digital Assistants ?
Natural Language
ProcessingLanguage skills, ability to
understand and interpret intents,
text and voice skills
Enterprise Information
ProcessingConnectivity to enterprise
information systems ERPs and with
enterprise grade security and
governance
Artificial Intelligence
Self-learning capabilities with
cognitive abilities

13. 3 Ways Enterprise Digital Assistants Deliver Value
Engaging Customers 24X7
Mobile access and multi-language
capabilities with highly personalized
customer experience
Performing Repetitive
TasksData entry and data gathering
purposes usually fetching
information from various systems
Assisting Workforce and
ExecutivesWorkforce can be augmented by digital
to drive efficiency and provide quick
information

14. Why do you need Enterprise Digital
Assistants in
Order-to-Cash Operations
• To Scale Your Receivables, Treasury and Customer
Financial Services
• Support eCommerce and Digital Business Models
• Improve Customer Experience
• Run better and Grow faster

15. Emagia introduces
Gia, an AI-powered digital
finance assistant for customer
financial services.

16. Assisting CFO and Finance Execs
Hi Gia - Give me an update on total cash received so far this week
Hello Bert – I am be happy to give you the information. We received total
cash of $3,232,890.67 in all BUs this week . Here is some more information
about cash received in each business unit
What is the total cash received this week in North America Region?
Total cash receipts this week in North America is $1,583,413.56. This is 56% of total
cash received across all regions. It is up by 17% compared to last week total cash
receipts in North America.
What is the total AR for the company?
Here is the information on Total AR and aging for the company:
Total AR - $5,668,345.38
Total Current - $2,345,567.78
Total Overdue - $3,322,777.60
Enterprise Digital Assistants for Order-to-Cash
Managers and Staff

17. Power at Your Finger Tips for Order-to-Cash Managers
and Staff
Saves Time and Cost of Information
GatheringGlobal operations reporting is cumbersome
and time consuming. Reduces people and
process bottlenecks
Supports 24x7 with Information
AccessMobile access on all devices, at all times
and with all information provides
tremendous power to manage
Enables Faster Decision Making
Manage with insights and information
at digital speed. Helps managers to
stay on top of the issues.

18. Enterprise Digital Assistants for Collections

19. Enterprise Digital Assistants Helping in Collections
Record Promise to Pay and Disputes
Take notes and record the information in
the receivables management system for
future reference
Pay Now Processing
Process credit card, ACH and major payment
options
Send Request to Pay
Interact with the customer with
relevant information.

20. Gia - Your Digital Finance Assistant Can Also Now Read
and Extract Lockbox, Remittance and Invoice Documents
Data
Enterprise Digital Assistants for Cash Applications

21. Enterprise Digital Data Capture Assistants for Cash
Application

22. Gia transforms the way you engage
your customers for billing and
payments.
Available 24x7 for your customers,
Gia can now create digital customer
engagement with 100% of your
customers in a very personalized
way.
Your customers can now talk, text
or tap to interact with Gia and Gia
will take care of helping your
customers with the payments. She
Enterprise Digital Assistants for
Cash Financial Services

23. Free up your AR and Treasury
time.
Go Digital Now
with Gia

24. Planning for Your Order-to-Cash
Assistants

25. Set Yoour Digital Accounts Receivables Factory in
Auto-Pilot

26. Digital Credit
ApplicationsMobile self-service forms with
digital signatures and digital
reference checks
Cognitive Order Processing
Assess risk on every order without
causing any delays in hold and
release process
Data-driven Credit
DecisionsDrive consistency and
personalization in credit
scoring process using internal
or external factors
Predictive Risk
MonitoringAR is a key asset for driving growth
within the business; doing it
efficiently within add FTEs is
easier with software
<2min
B2B credit
approval time
Reimagining Digital Credit For the New Normal

27. Predictive Collections
Data-driven personalization in
collections strategy and
correspondence
Digital Invoicing and
PaymentsShift from EIPP to DIPP and bots
assisting posting of the invoices
to customer portals
AI-powered Digital
AssistantsAssess risk on every order without
causing any delays in hold and
release process
Digital Customer Self-
serviceSelf-service digital portals with
on-demand and mobile experience with
voice and chatbots
Reimagining Digital Collections For the New Normal
>85%
Current AR

28. GiaDocs – Cognitive Remittance Data
CaptureEliminate manual lockbox remittance
and payments data entry and document
handling
AI-driven Cash Application
Straight through invoice-to-receipts
matching and posting automation
Automated Deductions
ProcessingAssess risk on every order without
causing any delays in hold and
release process
Digital Payment Wallets
Self-service digital portals with
on-demand and mobile experience with
voice and chat bots
Reimagining Cash Application For the New Normal
>90%
automatch

29. Experience the Exponential
Impact
Work, Workplace and Working
Capital
Shareholder Value
Revenue and Profit
Management
Working Capital
Management
Risk, AR, AP and Cash
Flow
Valuable O2C, P2P, R2R
Insight
Digital Order-to-Cash Efficiency – The New Normal
• Put AI to work and shift humans to manage
• Experience rapid reduction in DSO and operational
cost
• Experience rapid reduction in credit risk and bad
debt write-offs
• Improve collections and increase cash flows
• Minimize bad debt and improve profitability
• Gain cash forecasting accuracy and customer
satisfaction
>60%
Better
Performance

30. Reimagining Global Order-to-Cash: Digital Insights –
The New Normal
Receivables
Risky Customer Alerts
Collections Cash Application DSO Forecast Cash Flow Forecast
Risk By Region DSO Analysis Overdue Analysis Dispute Analysis

31. Industry: Information Technology Services
Company: Global Information Technology Company with
$2.5 Billion Revenues
The Need: One Global O2C View, Process Automation,
Reduction of DSO
The Solution: Emagia AI-powered Digital Receivables
Platform – Credit, Collections, Deductions, Cash
Application and Analytics
• ERP is Oracle R12 which covers 46 business units
• Deployed in 70 countries across Europe, Americas and
Asia Pacific
• Cash Application auto match improved from 45% to 70%
• Multi language capability - English, German,
Spanish, Portuguese, French, Italian
• Client focus of strong working capital management
and reducing cost achieved
• Configurable Collections Strategies – dynamic
modification based on parameters. Automated
reminder letters
• SOX Compliance and detailed Audit Trails
$4B
Receivables *
300,000
Digital Transactions
85%
Current AR
100%
Customer Touch
90%
Automated Cash
Application Rate
100%
Risk Assessment
Digital Order-to-cash
Transformation THE EMAGIA
EXPONENTIAL IMPACT

32. Add Gia to your
customer financial
services team now!
POWER IT UP

33. FREE SIGN UP FOR GIA – www.emagia.com/covid-19
Emagia Digital
Collections
for B2B Collections
Teams
GiaDocs Remittance Capture
for B2B Cash Application Teams
Emagia Digital Credit Apps
for B2B Credit Teams

34. Interesting Books… DIGITAL
ORDER-TO-CASH
LEADER
INNOVATOR