Pay Yourself First with IRS approved pre-tax plans such as a 403b, 457, 401k, TSP, Deferred Compensation, IRA or Roth IRA. These saving opportunities have been available and you should take advantage.
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Keep Your Money For Life
1. PUT AND KEEP YOUR MONEY FROM GOVERNMENT TAXES Keep Your Money for Life
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3. Steps to Saving for Retirement 3. Lose Excess Spending by avoiding the “Latte factor” making minor purchases daily that can add up to a lot of money. 4. Account For Your Money using systems such as, www.mint.com a free personal finance software to assist you to manage your money, financial planning, and budget planning tools.
8. CONTRIBUTION LIMITS Roth IRA Year AGE 49 & BELOW AGE 50 & ABOVE 2009 $5,000 $6,000 2010 $5,000 $6,000
9. The Cost of Waiting 25 Begin Saving at Age 26 30 40 $479,240 $449,192 $345,072 $169,895 $30,048 $134,168 $309,345 Save $250/mo until age 65 at 6%
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Notas del editor
There are two types of money: “Put and keep and put and take”
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Lee Iacocca: Motivational Perseverance Boys, there ain't no free lunches in this country. And don't go spending your whole life commiserating that you got the raw deals. You've got to say, I think that if I keep working at this and want it bad enough I can have it. It's called perseverance.
Mother Teresa: Hope To keep a lamp burning, we have to keep putting oil in it.
Join in the blog with your valued comments and life experiences. Benjamin Franklin: A penny saved is a penny earned.
Abraham Lincoln: Wealth That some should be rich, shows that others may become rich, and, hence, is just encouragement to industry and enterprise.
William A. Ward: Decision Making Four steps to achievement: Plan purposefully. Prepare prayerfully. Proceed positively. Pursue persistently.
Jim Ryun: Motivation Motivation is what gets you started. Habit is what keeps you going.
William James: Chance He who refuses to embrace a unique opportunity loses the prize as surely as if he had failed.