Dictao provides technical compliance software (as a Product or as a Service) to online gaming operators on all regulated markets, including France (ARJEL), Denmark (SKAT) and Spain (CNJ).
Dictao compliance software includes data traceability systems, electronic vault, and player registration, as well as strong user authentication solutions.
In France, Dictao provides 12 online gaming operators with an ARJEL-compliant eVault that secures more than 21 billion transactions per year.
This positions Dictao as the trust solution provider of choice in the international online gaming community.
In Denmark and Spain, Dictao looks forward to streamlining online gaming operators' capabilities to be 100% compliant, enter their markets first, and benefit from proven, cost-efficient and scalable solutions.
To learn more about Dictao and its online gaming solutions, please visit www.dictao.com or contact Grégory Kuhlmey at +33 1 73 00 26 81 / gkuhlmey@dictao.com
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Dictao traceability solution for i gaming operators in spain and newly regulated markets
1. Traceability Solution for iGaming operators
on newly regulated European markets
Asensi Abogados - Business Breakfast Workshop
Madrid ! September 8th, 2011
DICTAO
152, avenue Malakoff
75116 PARIS, France
+33 1 73 00 26 00
Copyright Dictao 2011 www.dictao.com
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2. Agenda
Regulation and traceability
Impact of traceability requirements on technical architecture
!"#$%&'( offering
Case: Spain
! Technical requirements
! Gaming system architecture
! Central Gaming Unit
! Internal Control Unit
! Dictao offering & requirements coverage
Pricing principles
Benefits
Company presentation Copyright Dictao 2011 2
3. European markets introduce traceability as they
regulate
Regulators see transaction traceability as key to
achieve
! Tax control
! Anti money laundering
! Fight against fraud
A core constraint in current EU markets
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(2011 M est.)
Expected in the next EU markets Q (I) AAMS: Amministrazione autonoma dei monopoli di Stato
Q (II) ARJEL: Autorité de Régulation des Jeux en Ligne
! 4679%1+N,H6$O67*%12(N,@&9%1"%N,P,, Q (III) DGA: Danish Gaming Authority
Q (IV) CNJ: Commission Nacional del Juego
Q (V) GSCC: Games of Chance Supervision and Control Commission
Copyright Dictao 2011
4. Traceability requirements are complex, and increase costs and
time
Each jurisdiction requires distinct and
specific : Core Gaming Platforms
! Data formats
Capturador
! Server location .DK .FR .GR
! Backup location Proxy .ES
! Certifications
! Secure storage
! Data retention policies
Capteur
! Language
! P
This wide diversity
! Increases go-to-market and running costs
! Slows down new regulated market projects
! Mobilizes resources
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5. Traceability made simple
A single partner for every
regulation Operator platform
! For all jurisdictions that do not Casino Sports Poker
impose a central system book
! For all games
Focus on gameplay rather than
traceability
! We are regulation and traceability
experts
Dictao
! Only extract your data
! We manage traceability data
storage and download by the local
regulator DGA ARJEL GSCC CNJ
Copyright Dictao 2011 5
6. Spain: Technical requirements
Implement a monitoring and supervision system (Internal Control System)
Gaming events and transactions must be stored in real-time in a vault on
Spanish soil
The regulator CNJ must have real-time access to the vault
Software, Hardware and Organization used to perform gaming activities
must be audited by an approved third-party test lab
Specific security audit on the most critical modules
! Player personal information, RNG and system computing game outcomes
Player « blacklists »: Compulsive players by CNJ, and operator-managed
list
Responsible Gaming
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7. Gaming system architecture
Central Game Unit CNJ
Game Platform
(Player management, Payment Player Info
"#"$%&"'()**%""(+,-"'./
Internal Control
Game software System
(Sportsbook'(0,1%2'(345-,'./
Capturador
Random number generator Secure Supervision
Vault
Copyright Dictao 2011 7
8. Central Gaming Unit (CGU 1/4)
Can be located outside of Spain
Disaster recovery plan to recover all data
Secondary site to ensure business continuity
CNJ access to the Central Gaming Unit: remote and on-site
Strong authentication
Traceability of all access and configuration changes
Intrusion detection
Physical security of the premises
Copyright Dictao 2011 8
9. Player registration and authentication (CGU 2/4)
.ES website
Geolocalization of players. Spanish IP addresses must be redirected to .ES
website
Registration using
! Electronic National ID (DNIe)
! Electronic certificate
! Physical documents onsite or via fax/email
« Blacklists »
! CNJ system for age verification and banned player list (RGIAJ)
! Operator-managed listing owners, executives, spousesNP
Authentication with login and secure password
Privacy and data protection
Copyright Dictao 2011 9
10. Gameplay (CGU 3/4)
Spending limits (daily, weekly, monthly)
! Deposits
! Bets
! Increases effective after 7 days, limited to 50%
Interface showing at all times:
! Clock and timer indicating duration of play
! Account balance
! Total amount wagered
! Winnings of previous game
Information on game rules, prizes and theoretical chances of winning in Spanish
Temporary self-exclusion
Link to CNJ website to register as compulsive player
Robots OK to fill multiplayer tables if clearly identified as such to other players
Access to game history
Copyright Dictao 2011 10
11. Random number generator (CGU 4/4)
Hardware based
Software based
Statistical audits
Scaling and mapping
Copyright Dictao 2011 11
12. Gaming system architecture
Central Game Unit CNJ
Game Platform
(Player management, Payment Player Info
"#"$%&"'()**%""(+,-"'./
Internal Control
Game software System
(Sportsbook'(0,1%2'(345-,'./
Capturador
Random number generator Secure Supervision
Vault
Copyright Dictao 2011 12
13. Internal Control System (ICS 1/5)
Equipment to capture and store all gaming operations and economic
transactions between a Spanish player (on Spanish soil or Spanish
account)
Operator can accept stakes only if ICS is available
For all sales channels
Standardized file format and structure
ICS redundancy: Main and backup system both on Spanish soil
Remote and on-site access by CNJ
Time synchronized with Spanish official time
Copyright Dictao 2011 13
14. Standardized file format (ICS 2/5)
Player records (« DP ») Game records (« JU »)
! RegistroJugador ! RegistroJuegoPoker
! Cash
Session records (« SE ») ! Tournament
! RegistroSesiones ! RegistroJuegoApuestas
! Fixed Odds Sports
Movement records (« MO »)
! Fixed Odds Horses
! RegistroMovimientos ! Pool Sports
! Pool Horses
Balance records (« SA ») ! Pool other
! RegistroSaldos ! RegistroJuegoBlackJack
! RegistroJuegoRuleta
Totals records (« TO »)
! RegistroJuegoBingo
! RegistroTotalesJugadoresCenso
! RegistroJuegoConcurso
! RegistroTotalesCuentasResumen
! RegistroTotalesCuentasDetalle
Copyright Dictao 2011 14
15. Periodicity (ICS 3/5)
File generation as events happen
! Player records (« DP »)
! Session records (« SE »)
! Movement records (« MO »)
! Game records (« JU »)
File generation on request and periodic
! Balance records (« SA »)
! Totals records (« TO »)
Copyright Dictao 2011 15
16. Movement types (ICS 4/5)
Movement records trace all financial transactions between following
account types:
! Deposits
! Operator
! Player
! Game
! Other operators
Each financial movement must be traced with an « MO » record
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17. Record storage in secure vault (ICS 5/5)
Main site and backup site located on Spanish soil
Digital signature to seal the records (XAdES BES 1.3.2)
Timestamp using approved TSA (RFC3161)
Encrypt the records (AES256)
Ensure regulator real-time access via secure channel
Backup data for 6 years
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18. 64*$),7" offering
Operator platform
Vault
Sports Other
! Located on Spanish soil CRM Poker
book game
! Sign the records
! Timestamp using approved TSA
! Encrypt the records Dictao
Time-
! Generate aggregated reports Format Sign
stamp
Encrypt
Geoloc. records records records
records
! Ensure regulator real-time access
Store
! Backup data for 6 years Generate
game
Publish Backup
reports records data
history
! Batch records
API CNJ
! Format records Sign.
Decryption
verification
! Store game history Player Info
Replay SFTP
game access
Copyright Dictao 2011 18
19. Optional Regulatory helpdesk
In addition to the vault service, !"#$%&'(
compliance offering includes a
regulatory helpdesk
The helpdesk provides:
! A workshop to walk through the technical
regulation requirements
! A checklist to measure coverage of the
technical requirements
! Answers to your compliance questions with
guaranteed turn-around time
! Advice regarding technical architecture
Copyright Dictao 2011 19
20. Timeline
2012
September October November December January
Commercial
LOI Contract
Negotiation
Capturador design & development
Build & Test
Kick-off Dictao integration
Go-live
deployment
Production
Hardware sourcing Installation & Load tests
configuration
Technical project file
License
Licence request Licence grant
Certification
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21. Compliance service pricing principles
Aligned with &F67%$&7'( metrics: based on volumes
Service subscription and country packages
Fixed service subscription Measure previous
Following
First year
years
fee to access the year actual volumes
compliance service for a
market Select appropriate
Use fee based on operator package
forecast of volumes and
most suitable package
We reward long-term and broad relationships with our customers
! Discounts for multi-year commitments
! Discounts for multi-jurisdiction commitments
Copyright Dictao 2011 21
22. Benefits (1/3) Guaranteed compliance
We keep close relationships with local regulators
Compliance with current regulations
! Our solution was the first one approved by ARJEL (French regulator)
! We offer a Denmark-compliant vault today
Continuous compliance with future regulations
! Our solution will adapt to comply with future local regulation requirements
! Our solution will implement modifications of the current regulations
Copyright Dictao 2011 22
23. Benefits (2/3) Flexibility
Business model flexibility
! Software license: operator integrates and operates the service
! Software as a Service (SaaS): Dictao hosts and operates the service on behalf of the
operator
! Managed service: Dictao operates the service hosted in &F67%$&7'(,premises
Integration flexibility
! Standard Webservices API
! Managed test environment
! Connection link
! over the internet
! over dedicated leased line
Technical flexibility
! Scalable : from a few to several thousands of events per second
! Reliable: high availability (>99.99%) and multiple sites
Copyright Dictao 2011 23
24. Benefits (3/3) Cost-effectiveness
Low investment costs
! The solution is based of existing in-house products
! The development costs are spread across multiple customers
! The SaaS platform shares infrastructure
Low recurring costs
! One dedicated compliance team operates the vaults of several customers
! Evolutions in regulation included
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25. Dictao, the trust architect
Dictao is a software company since 2000 and employs 100 people
Dictao is specialized in 3 areas:
! Data traceability
! Strong authentication
! Electronic signatures
Dictao products power mission-critical applications across multiple sectors
! Gaming, banking, industry, defense, government, P
Dictao products are certified EAL3+ by the French Network and Information Security
Agency (ANSSI), by Visa and MasterCard and are approved in Germany by the
Bundesnetzagentur
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