In this presentation I talk about the state of the digital currency economy in mid 2020, including my unique perspective as CEO of Gilded, a B2B payment solution using digital currency. I also discuss what it will take to get the flywheel moving and grow the digital currency economy in 2021 and beyond.

1. Digital Currency
Economy
How to Get the Flywheel Moving

2. What is an economy?
Consumers
Consumers
Consumers
Businesses
Businesses
Businesses
Goods & services
The wealth and resources of a country or region, especially in terms of the
production and consumption of goods and services.

3. Consumers and businesses transacting in
digital currency
Truly global: location and government
agnostic
Multi-currency
Supported by custodial and non-custodial
financial service providers
What is the digital currency economy?

4. How big is the digital currency economy?
● BitPay and
CoinPayments each
processing $1B+ in
payments annually
● Explosive stablecoin
growth: Over 700k
stablecoin recipients in
May 2020

5. How is it projected to grow?

6. What is Gilded seeing?
● B2B payments grew 1200% from January-June 2020
● Average invoice size is $3,500

7. Supply & Demand

8. Who’s receiving digital currency in 2020?
Consumers
- Crypto investors and traders
- Freelancers in emerging markets
with international customers
Businesses
- Crypto miners and others in the blockchain
industry who receive or own crypto as part of their
core business
- Small businesses in established markets with
clients in the blockchain industry (tech, marketing,
etc)
- Small businesses in emerging markets (esp
professional services firms) with international
customers
- E-commerce merchants seeking to entice
customers with more payment choices

9. Who’s spending digital currency in 2020?
Consumers
- Die hard crypto fans spending
everywhere that accepts it
- Privacy-minded individuals,
especially to pay for grey market
services like VPNs
- Individuals in emerging markets
who need an FX hedge or better
access to financial services
Businesses
- Crypto miners and others in the
blockchain industry who receive or
own crypto as part of their core
business
- Small businesses to pay overseas
contractors and vendors, especially
professional services firms in tech,
marketing, etc.

10. How does Gilded stimulate supply & demand?
Seamless worldwide custody and liquidity
Integrated with existing business processes
Enterprise grade security and reliability
Growing the B2B digital currency economy
Includes present & potential future integrations

11. Who provides the infrastructure? “The line between
disorder and order
lies in logistics…”
Sun Tz
PaymentsWallets StablecoinsExchanges
*Not a complete list

12. Liquidity is king
Until the digital currency economy grows to sufficient
size, easy transfer between fiat currency and digital
currency is crucial to continued adoption

13. Growth Catalysts
→Integration into existing tools &
processes
→Faster & cheaper exchange
between fiat and crypto
→Streamlined KYC process
→Clear regulations
→Greater B2B acceptance

14. How do we get the flywheel moving?

15. Thank You
Gil Hildebrand
CEO
gil@gilded.finance