8 quy tắc tài chính cá nhân cho cả cuộc đời

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1 recomendación•1,227 vistas

Huy Lam

Desarrollo personal

Có một quỹ dự phòng khẩn cấp bằng ít nhất ba tháng
chi phí sinh sống

Trang bị bảo hiểm nhân thọ có giá trị ít nhất 6 lần thu
nhập của gia đình bạn

Sử dụng quy tắc 20/4/10 khi mua xe
Quy luật này nói rằng khi mua một chiếc xe, bạn nên trả trước ít nhất 20%, thời gian vay không
quá 4 năm và tổng số tiền trả cho việc mua và sử dụng xe hàng tháng không quá 10% tổng thu
nhập của bạn

Dành dụm số tiền bằng 20 lần thu nhập
cho quỹ hưu trí

Lấy 100 trừ đi số tuổi để xác định tỷ trọng cổ phiếu trong
danh mục đầu tư của bạn

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