In Dec 2015-Jan 2016, we launched an India Investment Survey to study the investment patterns in India. The survey results give us interesting insights into the way India invests - right from the preferred asset classes to investment preferences to risk profile. For details, please download and check out the complete report. To know further, feel free to reach out to us www.ithought.co.in Call: 9940035960 Email: info@ithought.co.in

1. India Investment Survey Report 2016

2. Respondent Sample Size Overview
Male
82%
Female
18%
Gender
Male Female

3. Respondent Sample Size Overview
Intermediate
4%
Undergraduate
33%
Postgraduate
54%
Others
9%
Education Profile

4. Respondent Sample Size Overview
Less than Rs. 3
Lakhs pa
25%
Between Rs. 3-7
Lakhs pa
35%
Between Rs. 7-
12 Lakhs pa
21%
Between Rs. 12-
24 Lakhs pa
12%
More than Rs. 24
Lakhs pa
7%
Annual Income

5. Only 67% respondents budget and regularly track their
expenses

6. Snapshot of the average monthly budget allocation
• 39% respondents say that Loans/EMIs account for more than 20% of the monthly income allocation
• 76% respondents spend more than one-fifth of monthly income on discretionary expenses
• Only 44% respondents plan for an emergency corpus
• Children Education, Marriage and Retirement rank in the 3 positions in terms of maximum budget allocation

7. Preferred choice of investment

8. Only 44% respondents look forward to long-term wealth
creation with a horizon of more than 5 years

9. ~50% respondents expect more than 15% annual returns from their investment

10. Money Control & ET Markets top the preference list for investment information

11. Top Investment & Financial Planning challenges faced
• Lack of credible investment advice
• Lack of time
• Lack of good resources
*Interestingly, 21% respondents do not see the need for financial planning

12. Dream Home and Early Retirement top the list of long-term
financial goals

13. • 47% respondents do not have a financial plan
to achieve their goals
• Only 17% hired the services of a professional
financial planner
Goals are there but:

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