Personal finance

[object Object],Why do personal finance? Personal Finance taught me how to pay my bills! Thanks Mrs. Mason.

[object Object],What do you need to pay for?

[object Object],[object Object],[object Object],What are utilities? Personal finance; you need to pay your telephone bills to be as cool as Steven. (:

[object Object],Utilities * You can always bus to work.

[object Object],Who do I pay to? Rent (or mortgage payment) Any Real Estate Virtual Enterprise or the VirtuBank Renters Insurance The VirtuBank of California (Virtubank of California) Electricity (utility) Millennium Electric-NHS or VirtuElectric Company Gas (utility) Southern California VirtuGas Company (VirtuGas Company) Water (utility) California VirtuWater Telephone (utility) VirtuTelephone Company Cable TV (utility) The VirtuBank of California (VirtuBank of California) Car Insurance VirtuCar Insurance of California Savings Account Transfer from Checking to Savings Gasoline VirtuGasoline Food VirtuBank or a VirtuCompany selling food Household Supplies VirtuBank or a VirtuCompany

[object Object],How much do you pay? You get a worksheet with the percentages. You don’t need to memorize this. (: Rent or mortgage payment 22% (may range from 12%-22%) Renters Insurance 1.2% (may range from 0.3%-1.2%) Utilities* 6.7% (may range from 6.4%-7.1%) Car Insurance* Will vary as to type of car, year, etc. Savings 10% (increase as able) *Car Purchase (personal monthly payment) 5.5% (may range from 5.5%-8.1%) *Investments (personal monthly payment) 5.5% (may range from 5.5%-10%) Food* 13% (may range from 13%-20%) Gas for car* 3.2% (may range from 3.2%-4.5%) Household Supplies* 5.1% (may vary from 5.1%-7.6%)

[object Object],What are flexible purchases?

Add everything under CA as utility payees. Make sure it only says “CA”

Find your Payee from the drop down list Then type in the amount you’re paying Choose the frequency you want to pay Then save!

[object Object],[object Object],Flexible Purchases

Go to www.virtualenterprise.org Click here and start shopping!

[object Object],[object Object],What now?

Filling out a Check What are you buying? Which company are you buying from? The amount you’re paying in text The amount you’re paying $$$$$$$$

[object Object],[object Object],[object Object],[object Object],[object Object],What else?

How do you print out transactions? Click here, and then file-> print!

Personal finance

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