Datasheet describing Primerica Life Insurance, A company you can count on

1. Primerica Life Insurance Company
A Company You Can Count On
How do you determine a company’s strength to meet its financial obligations?
Look at the Rating Make the Decision
A.M. Best rating for Primerica Life…………………..A+ The more information you have about Primerica Life, the
(as of October 25, 2010) better you’ll feel about choosing us to protect your family’s
future. Rest assured, Primerica Life will be there when you
A.M. Best, the oldest and most widely recognized need us.
rating agency dedicated to the insurance
industry, recently affirmed Primerica Life’s Make the decision to protect your loved ones from what life
financial strength as “A+” (Superior); this rating can bring. Apply today – because you don’t need life
is assigned to companies that, in the opinion of insurance. Your family does.
A. M. Best, have a superior ability to meet their
ongoing obligations to policyholders.
Look at the Facts1 Why Primerica’s
Custom Advantage Primerica Other
Primerica – Is Better Life Companies
• Holds a conservative investment portfolio of Personalized Solutions &
$2 billion. Financial Education Yes ?
• Has $653 billion of life insurance in force.
Convenient Services &
• Is an industry leader, protecting more than four
“House Calls” Yes ?
million lives.
• Paid more than $6 billion in death claims in the Guaranteed Insurability to
last decade. Age 95 (80 in NY) Yes ?
• Paid $942 million in death claims in 2009 alone. Affordable, Customizable
• Issued an average policy face amount of Term Life Insurance Yes ?
$282,140 in 2009 compared to an industry
average of $183,165.2 Terminal Illness Benefit
Included Yes ?
Look at the Reputation Increasing Benefit Rider
Available Yes ?
Primerica Life is a founding Flexible Use of Riders
member of the Insurance to Increase Coverage Yes ?
Marketplace Standards
Family Banding Yes ?
Association (IMSA),
an organization that promotes One Policy per Family Yes ?
standards for ethical market One Child Rider Covers All
conduct in the sale of individual Eligible Children in Family Yes ?
life insurance, annuity and long
term care products. Waiver of Premium Yes ?
Industry Leading
Renewal Options Yes ?
Primerica has been named one of
the 50 top-performing U.S. based Affordable Renewal Rates Yes ?
life/health insurers by the
respected Ward Group for 20 1Numbers reflect the combined totals as of June 30, 2010, or for the
years running – since the list period stated, for the following affiliated companies: National Benefit
began.3 Companies on the Ward’s Life Insurance Company (Home Office: Long Island City, NY) in New
Top Fifty list must pass strict York; Primerica Life Insurance Company (Executive Offices: Duluth,
evaluations of surplus and GA) in other U.S. jurisdictions; Primerica Life Insurance Company of
Canada (Head Office: Mississauga, ON) in Canada.
premium ratios, net income, risk- 2ACLI Life Insurers Fact Book 2009
based capital ratio and other 3http://www.wardinc.com/wards50/life-health.php
criteria.
©2010 Primerica/41640/11.10/10PFS388