1. Home Terminal Solutions MyBill-e.com Personal Payments Administrator José Smeke/CEO SPECIAL PRESENTATION 1737 North 1st Street Suite 110 San Jose CA, Zip 95112 Tel: 408-398-8913 hts@mybill-e.com

3. On average a person receives information from 7 accounts per month. (3)

4. To the average user takes a long time to perform online operations.

5. Other organizers of payments are largely inaccessible and impersonal.Source: (3) USPS

7. 68% Only perform credit card or utilities bill payments and check account balance.

8. 9 of every 10 financial institutions have a site for online consulting.Source: FTC, AMIPCI

10. Only 29M users in LAC performing e-banking today

11. Potentially 157M non online baking users are unattended.

13. Mint (Recently acquired on $170 MDD) consolidate 1.5M users in 2 years. (1)

14. Visa Acquired on April 2010 a micro payment processor in $2B us. (2)THE OPPORTUNITY How do Mexicanspaybillstoday? check Online Fixed C/C Source : (1) http://pymecrunch.com/category/web/page/2. (2) Mercury news

15. Home Terminal Solutions END USER Our Tool was designed for users of financial Institutions with recurrent debt that allows them to: 5 1 2 3 4 Get uncommon payments organized Set personal alerts at your schedule Measure Outcomes with tool Manager* Redirect button on providers websites* View and pay al your bills

16. Home Terminal Solutions Our web solutioniscapableofresumeallyouraccounts in onescreen. Providingeasytoolsto do somethingthatstedious and complex. OUR SOLUTION

18. Offers alternatives to Get benefits on your purchases.

19. Reconcile users payments directly with providers.

20. It is free to use and rewards users who save.USER BENEFITS Reportes aun no disp.*

21. Home Terminal Solutions VALUE PROPOSITION OUR VALUE Providing a channel to access an audience waiting for better returns over their services. Opportunity

22. Home Terminal Solutions Server HTS Clients HOW DOES IT WORK? Amount Exp. Date Summary Web Search MyBill-e VPN Encryption SSL delivery PCI P. gateway Providers Interaction Front services Banks Encryption process and delivery of the information..

24. FINANCIAL

25. Home Terminal Solutions FUNDS We are seeking $500,000 investment. The seed round will allow the company to: 1. Beta test and launch 2. Hire Team 3. MKT and promotion 4. Develop new apps 5. Cash flow

27. Sell Smart Ads.

29. Home Terminal Solutions Financial projections FORECAST *In US dollars For more financial information contact us

30. Home Terminal Solutions USA...... ………. 1737 1st N Street Suite 110, San Jose CA, Zip 95112 Tel: 408-398-8913 M E X I C O Hacienda del Ciervo #26 Hacienda de las palmas Huixquilucan, Estado de México Zip code 92763, México Tel: (011-52155) 9150-3133 …….….. josesmeke@mybill-e.com Thank you! Also available at: Youtube I Twitter I linkedin I facebook

32. NON TAX PAYERS YET

33. NEWLY BANKED USERS

35. People add money and pay bills online without a banking a account

36. Refills in thousand places

38. MLM: sistema de puntos para conservar trafico

39. Uso del sitio gratuito por tiempo limitado

40. Exposición y presencia en redes sociales

41. Concentrador de pagos para proveedores locales

42. RETOS:

43. Generar credibilidad con el usuario

44. Conseguir la mayor cantidad de usuarios

45. Generar trafico constante al sitio

47. Banking seeking prevent Id theft and new billing solutions

48. Offline users unattended about their monthly consumes

49. Bill payers are seeking for benefits for paper les solutions

50. Industry is seeking innovation to generates new incomes

52. Paper statements from my financial institution and/or track things by hand

53. Quicken software, which you install on your computer

54. Spreadsheets (such as Exel, Lotus, etc.)

55. Microsoft Money

56. Mint.com

59. DATOS Y ESTADISTICAS MEXICO AMIPCI • 27.6 millones de internautas en el 2008 •La Tasa de Penetración Nacional de Internet es de 29.7% en mayores de 6 años •18.2 millones en 2008 de computadoras personales totales, crecieron un 23% • 3.5 computadoras por cada 10 hogares •11.3 millones computadoras con acceso a internet, crecieron un 29% •En 2008, 62% de las computadoras en México están conectadas a internet •México se conecta a internet por Banda Ancha, 93% del total de las cuentas de acceso son de banda ancha (6.4 millones), creciendo un 58% •Predominan los hombres internautas, pero se equilibrará en un futuro cercano. •El medio se democratiza: hay un notable incremento en los niveles socioeconómicos más bajos, creció de 24% a 33% en NSE D+

60. OTHER IMPORTANT SOURCES AND DEBATE GROUPSOn Startups - The Community For Entrepreneurs Payment Systems Network Innovative Marketing, PR, Sales, Word-of-Mouth & Buzz Innovators Mobile Payment / Billing Telecom Executives Business Network Debit Card Professionals CGAP's Mobile Banking and Microfinance Group Billing & OSS World

62. Home Terminal Solutions Why Use Lead Generation? Lead generation is a win-win for both the buyer and seller. A buyer is able to request information from several businesses that offer the product or service that they are looking for and the seller is given the opportunity to pitch their product or service to someone who has given them permission. Conversion rates on leads that you receive often have a higher conversion success rate than cold contacts because the prospect is prequalified, before you ever receive the lead. VALUE PROPOSITION