Economic Survey of Oikos Christian Network Cooperative

1. Economic Survey
I.
a. Proposed Name: Oikos Christian Network Cooperative
b. Kind of Cooperative: Consumer’s Cooperative
c. Member Group: Christian Communities
d. Address of the Cooperative: Karuhatan, Valenzuela City
e. Number of Original Members: 75
f. Proposed Number of Increase Membership for 1st year and the following
years:
First Year : Five Hundred ( 500 )
Second Year :One Thousand(1000)
Third Year :ThreeThousand(3000)
The names, nationalities and mailing addresses of its Cooperators.The
board of directors and members of different committees.
Names of Directors Nationality Address
Names of Management Staff

2. I. Common Bond of Membership
The members of the cooperative shall beFilipino Christian communityresiding
at Valenzuela city, Metro Manila, Philippines.
II. Objectives of the Cooperative
a. Primary Objective: To make the lives of the Christian community more
productive and prosperous and achieve quality of life
b. Secondary Objective: To create a culture of social capitalism, people
empowerment, spirit of cooperativism and transform
the lives of the community at large.
c. Proposed Business :( mini-grocery or Sari-sari store , Coffee vending
machines and lendinggoods)
III. Economic and Technical Conditions Regarding the Business
a. Are there other organizations (like your cooperative) in your
proposed area that offer the same products and services your
cooperative will be offering?
Yes. The Karuhatan market is the venue, some cooperative exist around are
engaged more on credit and financing, banking and none of them has a mini-
grocery and vending machines.
1. The mini-grocery or sari-sari store will be rented on the heart of
Karuhatan market which is strategic for more members of the
cooperative and its office. The Store will be patronized and publicized.
The COOP will be supplied volumes of grocery items on consignment
basis. More items are priced identical and/or lower than
PuregoldValenzuela ,Puregold is known as the cheapest grocery mall of
the town.

3. 2. Coffee vending machines are stationed in the market place but our
machines will be positioned near the stop light, we will place 4 machines
on 4 corners of the streets where market, schools , TODA , hospitals ,
schools and business firms are located.
Pls see Vending Machine FS below:
b. How many employees are there and where will the cooperative get
the people needed to run the business?
The cooperative will have 3 employees and they will come from qualified
residents of the city.
c. What machinery/equipment will the cooperative need to run its
business?
The equipment needed to run aretables, chairs, computer, Adding machine,
electric fans.
Vending machines cost 15K each only. We will buy 4 machines. The magic is :
when we reach certain required kilos of coffee, mocca and choco – the
merchant will continue to supply a brand new machine which is free of charge.
d. Do the officials/employees/members need special training to be able
to run the business of the cooperative?
Basic training to the Gen. manager on simple accounting
e. Considering the present situation in your area, explain how the
cooperative will succeed in running its business?

4. Our store shall be patronized by the members and the public ( to be registered
at Barangay level only ) and products will enter into consignment basis from a
factory, sell grocery goods in large amount at reasonable prices. The store shall
be located strategically, accessible .
Second, our vending machines are without maintenance, no large
competitions, no need for an employee to manage, income is on a daily basis
with less operating cost a day.
Third, lending goods to market vendors by 5% interest rate only instead of 10
or 20% i.e. Bombay. The interest is really attractive to market vendors.
IV. Financial Aspect
a. Where and how will the cooperative get its capital to run a
business?
From the contribution of each member.
b. How much is the cooperative expected to earn during the first year
of operation?
Projected Annual Income( Conservative figures )with Capitalisation of
155,000.00 only – Initial Capital from75 members alone. Our projected
membership by December is 100 .Besides,Cooperators share cap is 6000
each.
b.1 Vending Machine :
Conservative Figures each machine will earn 57,120 x 4 machines
= 228,800. Based from 175 net income per day. Pls see FS
below:
Take Note : We can generate additional branded machines by
patronizing the merchant’s products which is free of charge
b.2 Sari-sari store :Capitalization – 75K

5. Store will earn 144,200 annually based from conservative daily
income of 500 pesos only.
b.3 Market vendor’s lending : Start up cap say 20,000.00
We will lend 20K worth of goods payable in one month with just
5% interest , thus;
We earn 1000 per month x 12 months = 12,000.00
Therefore : The COOP earns 392,800 a year.
Or 1076 per day or 32,284.00 per month .
TAKE NOTE AGAIN; Income from other business enterprises are
not counted yet such as Capitalization coming from daily savings
deposits, micro-financing program coming from grants/government
loans , donations, mission fund or mission campaign, etc.
Projected Annual Expense :
b.1 Personnel Allowance :
Gen. Manager – 100 a day or 2400 monthly
Store Manager – 100 a day or 2400 monthly
Collection Officer – 80 per day or 2400 monthly
Bookeeper - ( part-time ) 25 per day or 600 monthly
Total of 7800per month x 12 month = 93,600
b.2 Monthly Maintenance:
Office and Store Rental : 7000 or 233 per day
Billing : 1500 or 50 per day

6. b.3 Honorarium : ( Maybe effective after 6 months operation )
15 cooperators plus 5 committee chairman for 150 pesos each
a month during co-operators monthly meeting . Total of 3000
per month.However, honorarium shall be entitled to those
present on the meeting only.
b.4 Training Cost : ( covered by our safety net procedures )
TOTAL ; 18,700.00 Monthly Expense
Vis-a-Visour Monthly Net Income of 32,284.00 =
12,984 COOP MONTHLYNET INCOME OR
155,808 ANNUAL INCOME
i.e. 89% of interest income
c. How much will the cooperative need to run its business during the
first year?
P 200,000.00on its 1st year,P 2,000,000.00on its second year? P
6,000,000.00on its third year?
i.e. Based from my membership projection ;
First Year : Five Hundred (500)
Second Year : One Thousand (1000)
Third Year : Three Thousand (3000)
d. Is the cooperative planning to invest? If yes, what investment and
when?

7. Yes. The cooperative plans to build its own building, probably after five (4)
years of operation .Next year, We will consider Mutual Fund Investment, Bonds
and Equities,Franchising businesses like Generic/Branded pharmacy on its
second year of operation; Computer Center, Micro-financing, etc.
V. Structure and Management
a. Who will be assigned to manage the daily operations of the
cooperative?
There will be somebody whom we will pay to manage the cooperative.
b. How many people will compose the cooperative’s Board of
Directors?
Seven (10 )
c. What will be the role of the Board of Directors?
The Board of Directors will manage all the activities of the cooperative and
provide the rules according to the Bylaws.
d. Will the cooperative have an audit committee? Yes
e. Will the cooperative have a credit committee? Yes
f. Will the cooperative pay an accountant/bookkeeper? No
g. What will the salary of the following personnel be?
1. General Manager – 2400.00 per month
2. Store Cashier –2400.00 per month
3. Collector – 24 00.00 per month
4. Bookeeper - 600.00 per month

8. 1. Total Initial Investment
Products Packing Unit Unit Price Amount
Coffee Vending Machine 1 unit 1 15,000.00 15,000.00
Barista Choi Coffee Powder 1 kilo/pack 1 240.00 240.00
Barista Choi Choco Powder 1 kilo/pack 1 240.00 240.00
Barista Choi Mocha Powder 1 kilo/pack 1 240.00 240.00
Barista Choi 6.5oz Paper Cups 2,000 cups/case 1 1,400.00 1,400.00
Total Initial
17,120.00
Investment
FS of Vending Machines:
2. Cost per Cup
Cost per
Consumables/Supplies Costing
cup
Barista Choi Coffee, 10 grams m
Php 240.00/kilo makes at least 100 cups 2.40
Choco or Milk Powder water
Barista Choi 6.5oz Php 1,400.00/case has 2,000 paper cups 0.70
Distilled Water 5 Php 25/5gallons makes 151 cups of
0.15
gallons 125ml
Electricity
Php11/12 hrs that feeds 200 cups 0.05
Consumption
Total cost per cup 3.30
3. Computation of Profit
Selling price if Php 5.00

9. Total cost per cup - 3.30
Gross profit per cup Php 1.70
Estimated no. of cups sold per day if x 100 cups
Gross profit per day Php170.00/day
No. of days per month x 30 days Note:
monthly gross profit depends o
Gross profit per month Php 5,100.00/month
of cups sold per day
4. Return of Investment
Total Initial Investment Php 17,120.00
Gross profit per month / Php 5,100.00
: return of investments depends o
estimated Return of Investment 3 to 4 months
profit per month
Specifications of the machine:
Canister no./capacity: 3 x 1.6 kilos each (3 varieties of hot beverages)
Electronic sales recording and resetting of each canister.
Automatic setting of water, temperature, powder.
Automatic cup dispensing or choose to provide cups manually.
Cup capacity is 62 cups (6.5oz paper cup)
Machine Size 300(W)*480(D)*630(H)
2.7 liters of water inside reserve tank.
Recognizes 5 peso coin and able to set from free, 5, 10, 15, 20, 25, 30pesos/cup..... by
Electrical Power : 220v 820watts
Submitted by: ptrcris
Position: Chairman of the Board of Directors