about nabard, function, objectives, activities.

1. National Bank for Agricultural and
Rural Development

2. Introduction
 An apex development bank in India with the
mandate of facilitating credit flow for promotion
and development of agriculture and integrated
rural development
 It has 28 regional offices situated in state capitals and391
district offices at districts
 It provides assistance to the government, the RBI and
other organizations in matters relating to rural
development
 It provides training and research facilities for banks,
organizations working in the field of rural development

3. Objectives
 The rural financial system in the country calls for a strong and
efficient credit delivery system, capable of taking care of the
expanding and diverse credit needs of agriculture and rural
development. More than 50% of the rural credit is disbursed
by the Co-operative Banks and Regional Rural Banks.
 NABARD is responsible for regulating and supervising the
functions of Co-operative banks and RRBs.
 NABARD has been taking various initiatives in association
with Government of India and RBI to improve the health of
Co-operative banks and Regional Rural Banks.

4. Functions
1.
Credit distribution -:
a) Short term credit
b) Medium term credit
c) Long term credit
2. Development function
3. Regulatory function

5. Activities
1.
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Production credit ( SAO, weavers, tiny ind. ,fertilizers )
Investment credit ( RRBs, SCBs, CBs, PUCBs )
Minor irrigation ( water, 120cm rainfall )
Plantation & Horticulture ( fruit, vegetable )
Land development, soil conservation and water
Mgmt
Animal husbandry
Development of fisheries sector
R&D activities