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The two questions that everyone 
asks me are: ‘Are house prices 
going to go down?’ and ‘Is it a 
good time to fix my mortgage 
rate?’ 
– Evan Davis 
“ 
”
Finding a home is an exhilarating 
experience! But paying a chunk of 
monthly income as mortgage 
payment is nerve-wracking too. If 
you are a first time home buyer 
then it will be difficult for you to 
find the best deal. Follow these 
tips to get good mortgage rates in 
the market.
Track your credit score 
 If you want to get the best 
possible mortgage interest rate 
then you should have a perfect 
credit score. 
 Maintaining a good credit score 
paves more chances to get good 
mortgage rates. 
 Follow personal strict financial 
practises to improve your score.
Debt-to-income ratio 
 If your debt-to-income ratio is 
more than 40% you have no 
choice to apply for the loan. 
 The maximum ratio you can have 
is 38% and if you have debt-to-income 
ratio lower than 30% you 
are eligible to get good mortgage 
rates
Choose right mortgage broker 
 Applying for home loan is terrific if 
you are personally approaching a 
lender. But it will be stress free if 
you choose an efficient mortgage 
broker. 
 Hire highly experienced and full 
serviced mortgage brokers since 
they know more about mortgage 
ratings.
Renewal process 
 Start your renewal process six 
months before the due date. 
 Starting earlier helps you to find 
the best mortgage deal in the field
Contact the best Calgary brokers for a better deal 
Phone: 403-615-6132 
Toll free: 866-615-6132 
Website: www.mortgage360.ca

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Tips to Get the Best Mortgage Deals

  • 1.
  • 2. The two questions that everyone asks me are: ‘Are house prices going to go down?’ and ‘Is it a good time to fix my mortgage rate?’ – Evan Davis “ ”
  • 3. Finding a home is an exhilarating experience! But paying a chunk of monthly income as mortgage payment is nerve-wracking too. If you are a first time home buyer then it will be difficult for you to find the best deal. Follow these tips to get good mortgage rates in the market.
  • 4. Track your credit score  If you want to get the best possible mortgage interest rate then you should have a perfect credit score.  Maintaining a good credit score paves more chances to get good mortgage rates.  Follow personal strict financial practises to improve your score.
  • 5. Debt-to-income ratio  If your debt-to-income ratio is more than 40% you have no choice to apply for the loan.  The maximum ratio you can have is 38% and if you have debt-to-income ratio lower than 30% you are eligible to get good mortgage rates
  • 6. Choose right mortgage broker  Applying for home loan is terrific if you are personally approaching a lender. But it will be stress free if you choose an efficient mortgage broker.  Hire highly experienced and full serviced mortgage brokers since they know more about mortgage ratings.
  • 7. Renewal process  Start your renewal process six months before the due date.  Starting earlier helps you to find the best mortgage deal in the field
  • 8. Contact the best Calgary brokers for a better deal Phone: 403-615-6132 Toll free: 866-615-6132 Website: www.mortgage360.ca