The document discusses a proposal for Kiva to share currency risk equitably between Kiva partners and lenders. It provides an overview of how currency fluctuations can currently impose financial burdens on partners. The proposal suggests Kiva lenders absorb currency risk above a certain percentage of depreciation, such as 20%, to protect both partners and borrowers. Mock-ups demonstrate how loan details and repayments might be displayed on Kiva's website under different currency risk sharing scenarios.