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My presentation at the Global Summit for Insurance Innovation at Madrid-June 2016. Is Insurtech the new frontier of Fintech

Economía y finanzas

Is Insurtech the new frontier of Fintech ?
June 20-21| MADRID
@ohev
Jean-Claude Sudre
Insurtech & Connected Insurance expert

@ohev
3
Summary
A giant with a feet of clay
You say Insurtech ?
Disruption factors
Classification
Disruption champions
Who will win ?

@ohev
4
A giant…
(1) Source : European Insurance – Key facts – August 2015
3 340 Mds €

@ohev
5
…with a feet of clay
• COLD
• OPACITY
• NET PROMOTER SCORE
• INNOVATION

@ohev
6
You say Insurtech ?
• Start-up
• Use cases
• Simple, clear
• New technologies

@ohev
7
Disruption factors
COLLABORATIVE
ECONOMY
IOT & BIG DATA
DRIVELESS CARS
CONNECTED HOME
TRANSHUMANISM
BLOCKCHAIN
MOBILE

@ohev
8
A growing interest
Source : Google Trends
October 2015

@ohev
10
US, Young, Small
45%
23%
23%
Year %
Before 2010 24%
2011-2012 21%
2013-2015 55%
Size %
1-10 employees 40%
11-50 26%
51-200 21%
> 201 7%

@ohev
11
Classification
Product
innovation (10)
Connected home
Insurance (2)
Connected
Health insurance
(10)
Connected Car
Insurance (7)
Smart
comparators (11)
Aggregators (8) Robot advisors (4) Insurance as a
Service (4)
P2P Insurance (4)
Group buying (3)
Blockchain (1)
© @ohev

@ohev
20
Insurtech & Insurers
Who will win ?

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1. Is Insurtech the new frontier of Fintech ? June 20-21| MADRID @ohev Jean-Claude Sudre Insurtech & Connected Insurance expert

2. @ohev 2 Assurance du futur

3. @ohev 3 Summary A giant with a feet of clay You say Insurtech ? Disruption factors Classification Disruption champions Who will win ?

4. @ohev 4 A giant… (1) Source : European Insurance – Key facts – August 2015 3 340 Mds €

5. @ohev 5 …with a feet of clay • COLD • OPACITY • NET PROMOTER SCORE • INNOVATION

6. @ohev 6 You say Insurtech ? • Start-up • Use cases • Simple, clear • New technologies

7. @ohev 7 Disruption factors COLLABORATIVE ECONOMY IOT & BIG DATA DRIVELESS CARS CONNECTED HOME TRANSHUMANISM BLOCKCHAIN MOBILE

8. @ohev 8 A growing interest Source : Google Trends October 2015

9. @ohev 9 Deals & Investments

10. @ohev 10 US, Young, Small 45% 23% 23% Year % Before 2010 24% 2011-2012 21% 2013-2015 55% Size % 1-10 employees 40% 11-50 26% 51-200 21% > 201 7%

11. @ohev 11 Classification Product innovation (10) Connected home Insurance (2) Connected Health insurance (10) Connected Car Insurance (7) Smart comparators (11) Aggregators (8) Robot advisors (4) Insurance as a Service (4) P2P Insurance (4) Group buying (3) Blockchain (1) © @ohev

12. @ohev 12 The best disruptors

13. @ohev 13 Product innovation

14. @ohev 14 Health connected insurance

15. @ohev 15 Connected Car Insurance

16. @ohev 16 Big Data

17. @ohev 17 P2P Insurance

18. @ohev 18 Aggregators

19. @ohev 19 Blockchain

20. @ohev 20 Insurtech & Insurers Who will win ?

21. @ohev 21