A presentation by Alexandros Karavitis and Panos Tsakos

5.  Payment Services Provider
 ECB/BoG officially licensed e-money
Institution (first in Greece)
according to PSD provisions
 PCI-DSS Compliant
 B2B & B2C Payment Services
 Travel Services (flights, ferries
OTA, hotel bookings, car rentals,
TAXIs, Bus etc.
 Events e-ticketing (theatres,
events, concerts, sports events
etc.)
 Car Insurance
 Telecoms (the largest VoIP
provider in Greece)

6. • Licensed e-money Institution by the ECB through Central Bank of
Greece (first in Greece)
• Licensed for EEA- 31 countries, through ECB procedures
(passporting)
• PCI-DSS Compliant for cards processing
• An extensive network of physical points (through retail chains etc.
which become Representatives/ resellers) for accepting payments
(cash, e-money)

7. B2C
• Web checkout
• Mobile Checkout
• Phone Checkout !
• POS terminals
• Email/web card charge
• Wallet Payments
• Cash Payments
• Business wallets /
business cards
• Personal Wallets
• Money transfers
• Payments via wallet
• E-money vouchers
• Pay @ Home
• Pay @ Viva Spots
• Viva Wallet Prepaid Card
B2B

8. B2B

9. Checkout services

10. …Mobile SDK for accepting cards
at own mobile apps

11. • Chip & PIN certified VIVA mobile POS και POS
• Ruggetized POS customized at stand-alone terminals (VLTs,
vending machines, payment booths etc)
• No banks required
• Money in wallet
Card-present transactions through mPOS/POS

12. Payment at physical points (Agents – Viva Spots)

13. B2C

14. Payments through mobile wallet (Viva Wallet)
• a fully functional mobile VivaWallet (iOS, Android) with over 250.000 downloads

15. Viva Wallet Card (Prepaid Mastercard)

16. … available off-the-shelf at stores

17. Viva Wallet Dashboard

18. Viva Wallet Pay-in

19. Viva Wallet Pay-out

20. E-money code
Cash Payments
Bill Payments
Mobile refill
Viva.gr services

21. More than 700 active
Public Stores Papasotiriou Seven Spot
Media Markt
(7 Points) (82 Points)(44 Points)
(10 Points)
EKO+BP Stations
(154 Points)
(251 Points)
Shell
(119 Points)
My Market Ιανός
(7 Points)

22. Most payment methods (including
cash on 800 spots)
Low fees compared to international
competition
Zero day activation
No need to pay transfer costs for
processed payments
Business Prepaid card
POS terminals
No need for banks
Pay with mobile – don’t
give your card details
No need for banks
Split payments
Mobile app
Free transfers to wallets
Most methods for pay-in
and pay-out
Wallet balance checkout
No fees on Viva.gr tickets
and services
Why us?

23. Lessons learned during the journey
 It’s not a sprint, it’s a marathon
 Never give up – just try different routes
 If dealing with government, throw your plans
out the window 
 Always have backup plans ready
 If more than one founder, choose the skipper.
 Chase the vision, not the money; the money will
end up following you

24. Big Data Engineer
Administrative Assistant
Data warehouse developer
Online Marketing Assistant
QA Automation Engineer
POS Developer
Security Engineer Senior Accountant
Software Engineer
Web Developer
Viva.gr/jobs

25. Thank you!