2. T O D AY ’ S R E A L I T Y
o As of September 30, 2011, total
consumer indebtedness was
$11.66 trillion*
o Most people are living paycheck to
paycheck.
o Many people work 8-12 hours a day
to pay taxes or to have a food for a
day. Most people lie awake at
*FEDERAL RESERVE BANK OF NEW YORK
RESEARCH AND STATISTICS GROUP night worrying about
MICROECONOMIC STUDIES
money-related issues
What Is Your Financial
Reality?

3. “Remember that the longest JOURNEY
must have a beginning, and will have an end,
and that where you may
be tomorrow depends
wholly and solely on the
road you are taking today” ---
Megiddo Message

4. PEOPLE EMPOWERMENT
FOR SUSTAINABLE AND OPTIMUM
SERVICES INTERNATIONAL Inc.
This is an institution duly registered with the Securities and Exchange
Commission (SEC) as stock corporation aiming to provide sources of
livelihood to Filipinos especially the marginalized sector of the society by
offering life protection benefits, unlimited life skills and livelihood trainings
for free , weekly incentives or rewards through continuous invitation of
potential distributors; providing financial services through a credit facility
with minimal interest through its foundation aiming to empower the people
especially the small and medium scale entrepreneurs to have access to
credit to finance their businesses; and a PESOS LINGAP KAPWA
Program, a “damayan” concept giving full protection to beneficiaries of
members.

5. OUR VISION:
P.E.S.O.S International Incorporated
aims to transform people’s lives
through a solid program on training
and development particularly in the
field of entrepreneurship, direct
selling and network marketing.

6. OUR MISSION STATEMENTS:
 The entire organization of PESOS INT’L.,
INC. is deeply committed in the advocacy and
promotion of genuine people empowerment
for our fellowmen locally & globally.
 We are dedicated to offer quality and value
for money products and services;
 We are determined to provide Success & Skills Training and Development
Program on Entrepreneurship, Livelihood; Network Business Building for
our Distributors and Business Partners, thus creating a gateway for the
fastest-rewarding financial opportunity for them;
• We shall engage our members to a higher level of economic activities so as
to create multiple streams of income and to achieve financial freedom; and
• We shall promote patriotism by supporting local entrepreneurs and
patronizing locally-produced products and services;

7. LEGALITIES:
PEOPLE EMPOWERMENT
FOR SUSTAINABLE AND OPTIMUM
SERVICES INTERNATIONAL Inc.
SEC REG. No.CS201220928
Dated: Nov.16,2012
Company TIN No. 008-293-172
Head Office:
Room F, 2nd Flr. Hsinchu Bldg.
Crisanto M. Delos Reyes St.
Manggahan, Gen. Trias, Cavite
Website:
www.pesosinternational.com

8. COMPANY PROFILE:
BOARD OF DIRECTORS/OFFICERS :
Members of the Board :
Chairperson – Natividad P. Cheng
Vice-Chairperson - Marieta L. Javier
Jesus Carullo
Marcelo Pamulaklakin
Ma. Cristina Luardo
President/CEO : Marieta L. Javier
Treasurer : Natividad Cheng
Secretary : Marcelo Pamulaklakin

9. Our Product
Healthy Cafe

10. PRODUCT PACKAGE
for Php 2,500.00 only
You are already a
DISTRIBUTOR
AON

11. “ Ang PROTEKSYON ng
Pamilyang
Insured ka na buhat sa sumusunod: masang pilipino”
 Pagkamatay dahil sa KALAMIDAD ( Acts of Nature) = Php 500K
 Pagkamatay dahil sa Vehicular Accident = Php 500K
 Un-provoked Murder and Assault = Php 500K
 Pagkamatay dahil sa Pagkaka-kagat ng hayop = Php 500K
 Total disability and dismemberment = Php 500K
 Accident Burial Assistance = Php 10K
 Worldwide Coverage
Age limit: 16 to 65 years old
1 registration per person only
year coverage , no monthly payment
Non-transferable

12. Contains:
Ganoderma Lucidum
Ginseng
Ginkgo Biloba
Acai Berry
Mangosteen
Coffee Beans
Non Dairy Creamer
Sucralose
Healthy Cafe

13. HEALTH BENEFITS:
 Give a positive mood
 Oxygenates the body and boosts stamina
 Improves blood circulation
 Increased mental focus
 Stronger immune system
 It may increase your body’s antioxidant capacity
 It's been said that it supports healthy blood, and
cholesterol levels
 Healthy liver function for body cleansing.
Improve
Healthy Cafe memory

14. PRODUCT PACKAGE No. 1
o Six (6) Boxes of Red Juice
for your o Personal Online Tracking Account
o Inclusive Benefits & Privileges
Php 2,500.00  Micro – Financing Assistance up to Php
150K thru PESOS INTERNATIONAL
FOUNDATION
 Lingap – Kapwa Program
 Unlimited Free Livelihood /Lifeskills
Training
o One Business kit
 Distributor Registration Forms
 Brochures
 Copy of SEC registration, BIR
 Livelihood Program
 Basic Orientation Seminar
 Inheritance Income
 The Opportunity to Earn
10 Ways

15. PACKAGE No. 2
o P500K Accident Insurance Coverage
o Personal Online Tracking Account
Php o Inclusive Benefits & Privileges
 Micro – Financing Assistance up
2,500.00 to Php 150K thru PESOS
INTERNATIONAL
FOUNDATION
 Lingap – Kapwa Program
 Unlimited Livelihood/Life Skills
Training
o One Business kit
 Distributor Registration Forms
 Brochures
 Copy of SEC registration, BIR
 Livelihood Program
 Basic Orientation Seminar
 Inheritance Income
 The Opportunity to Earn 10 Ways

17. 1. MICRO-FINANCING
LOAN
A B
YOU
P1,000.00
For every 2 direct sponsors, the credit line
of the distributor increases by Php1,000.

18. 5. MICRO- FINANCING LOAN
MICRO-FINANCING LOAN
The minimum amount of loan is Php1,000 and the
distributor can renew for higher loanable amount up to
Php150k depending upon the number of his/her direct
sponsors.
MICRO-FINANCING LOAN
 Xerox of PESOS ID; Xerox of Valid ID’s
 Signed Loan Application Form; Sign Disclosure Statement
 Signed Promissory Note; and
NOTE : * A distributor has the option not to avail the loan yet and could
request for loan availment once his/her loanable amount is bigger.
* The borrower must be of legal age.

19. LOAN TERMS
Php1,000 to Php 2,000 - 2 months to pay
Php 2,001 to Php 4,000 - 3 months to pay
Php 4,001 to Php 6,000 - 4 months to pay
Php 6,001 to Php10,000 - 6 months to pay
Php 10,001 to Php15,000 - 10 months to pay
Php 15,001 to Php 20,000 - 12 months to pay
Php 20,001 to Php 50,000 - 1 year & 6 mos.
Php 50,001 to Php150,000 - 2 years to pay
LOAN PROCESSING
All loans shall be processed and released within 7 working days from the date of
completion of requirements;
No loan renewal could be released without fully paying the previous loan obligation;
All Micro-Financing loans shall be processed and released by PESOS Foundation (the
foundation of PESOS Int’l. for Micro-Financing Program)

20. 2. LINGAP-KAPWA PROGRAM
A distributor contribution system where the beneficiary of a
distributor who passed away will receive a sum of money
depending on how much was collected.
Natural Death- 6 mos.
Accidental Death Contestability Period
1,000 members X Php 50 = Php 50,000
10,000 members X Php 50 = Php 500,000
100,000 members X Php 50 = Php 5,000,000

22. Compensation Plan
1. DIRECT SELLING BONUS
2. DIRECT SALES COMMISSION
Your Key To Financial Success 3. X- TREME INFINITY BONUS
4. SPILL OVER BONUS
5. MATCHING BONUSES
6. UNI LEVEL COMMISSION
7. LEADERSHIP BONUS
8. PROFIT SHARING
9. TRAVEL INCENTIVES
10.LOYALTY BONUS

23. Compensation Plan
1. DIRECT SELLING BONUS
Every member is entitled to 30 % Lifetime Discount.
2. DIRECT SALES COMMISSION
Earn Php 500 as Direct Sales Commission for every
direct sponsor that purchased the entry package.
There is no limit on how many members you
can directly refer to PESOS INT’L.
You can make as many referrals as you can
and as you want, with
NO TIME FRAME.

24. Compensation Plan
3. X- TREME INFINITY BONUS
A B
YOU
Paul May
From B sides of his A direct
referral down to infinity, a
distributor shall earn Php 500.00
INFINITY

25. Compensation Plan
3. X- TREME INFINITY BONUS
A B B
YOU
Paul May
From A sides of his/her B direct
referral down to infinity, another
Php 500.00 income shall be given. A
INFINITY

26. Compensation Plan
4. SPILL OVER BONUS
A B
YOU
Paul May
For every spill-over made by the
distributor to be placed in his/her x-
treme infinity income, the distributor
shall earn an additional Php 250.00 on
top of the Php 500.00 x-treme infinity
income she/he has earned or a total
of Php 750.00.

27. Compensation Plan
4. SPILL OVER BONUS
A B
YOU
Paul May
For every spill-over made by the A
distributor to be placed in his/her x-
treme infinity income, the distributor
shall earn an additional Php 250.00 on A
top of the Php 500.00 x-treme infinity
income she/he has earned or a total
of Php 750.00.

28. Compensation Plan
5. MATCHING BONUSES
All distributors shall be entitled for Matching Bonuses up
to Php 5 Million based on the following qualifications :
50 Distributors from A & B sides = Php 2,500
100 Dists. each from A & B sides = Php 5,000
300 Dists. each from A & B sides = Php 15,000
500 Dists. each from A & B sides = Php 25,000
1,000 Dists. each from A & B sides= Php 50,000
1,500 Dists. each from A & B sides= Php 75,000
2,500 Dists. each from A & B sides= Php 100,000
5,000 Dists. each from A & B sides= Php 200,000
20,000 Dists. each from A & B sides=Php 1Million
50,000 Dists. each from A & B sides=Php 5Million

29. Compensation Plan
6. UNI-LEVEL COMMISSION
POSITION POSITION POSITION
LEVEL SILVER GOLD DIAMOND
10% of the Total 1 10% 10% 10%
Suggested Retail 2 10% 10% 10%
Price (SRP) of all 3 10% 10% 10%
4 10% 10% 10%
products shall be 5 10% 10% 10%
allocated to 6 10% 10% 10%
Unilevel point 7 - 10% 10%
8 - 10% 10%
value. 9 - - 10%
10 - - 10%

30. Compensation Plan
6. UNI-LEVEL COMMISSION
Example: Position: DIAMOND
Monthly
Maintenance: LEVEL # of Downlines P.V. Percentage Profit ( Php )
1 5 210 10% 105
SILVER: Php 500 2 25 210 10% 525
3 125 210 10% 2,625
GOLD: Php 1,000 4 625 210 10% 13,125
5 3,125 210 10% 65,625
DIAMOND: Php 1,500 6 15,625 210 10% 328,125
TOTAL 19,530 Php 410,130
Roll-up compression
is applied.

31. Compensation Plan
7. LEADERSHIP BONUS
20% Leadership Bonus shall be given to distributor from all
unilevel commissions of his/her direct sponsors provided
that a DISTRIBUTOR has maintained Diamond Category.
Example: YOU
A B C D E
Php 10K Php 20K Php 30K Php 40K Php 50K
20% 20% 20% 20% 20% MORE DIRECT
Php 2K PHP 4K Php 6K Php 8K Php 10K SPONSOR
=
Earn Php 30,000 or More… BIGGER
INCOME

32. Compensation Plan
8. PROFIT SHARING
10% of the Total Sales Repeat Purchase (TSRP) point
value of the company semi-annually shall be allocated
for profit sharing based on the following:
Position: Example:
Gold= 4% Php30 Million TSRP X 10%= Php 3 Million
Diamond= 6%
no. of qualifiers
Note : To qualify for this incentive, a Gold Distributor shall have at least 10 Gold
Direct Sponsors, and a Diamond Distributors shall have at least 20 Diamond Direct
Sponsors under him/her for the covered period.

33. Compensation Plan
9. TRAVEL INCENTIVES
5% of the Total Sales Repeat Purchase (TSRP) point
value of the company will be allocated to Diamond
position which shall be released semi-annually.
Example:
Php 15 Million TSRP X 5%= Php 750,000.00
no. of qualifiers
Note: To qualify for this incentive, the distributor has at least maintained a
minimum personal purchases of Php1,500.00 and 10 Diamond Direct Sponsors
too for the last six ( 6) months covering the date announced by the company.

34. Compensation Plan
10. LOYALTY BONUS
This income shall be given to distributors yearly or up
to 5 year - term depending upon preference of the
distributor.

35. “ MOST PEOPLE NEVER
GET WEALTHY SIMPLY
BECAUSE THEY ARE NOT
TRAINED TO RECOGNIZE
OPPORTUNITIES RIGHT
IN FRONT OF THEM.”
Robert Kiyosaki
Investor, businessman, author
, financial expert and
motivational speaker. Co-
founder of The Rich Dad
Company.

36. “Leading your way to success
is our business…”

37. STOCKIST PROGRAM

38. STOCKIST PROGRAM
1. MOBILE BUSINESS CENTER
• INVESTMENT – P50,000.00
– Expected Payback Time -2 to three months
BENEFITS & EXCLUSIVE PRIVILEGES
• 10 Business Entry plus codes (P25,000.00) plus 10
Free Codes;
• 50 Boxes of Red Juice (PESOS INT’L. Products worth
P25,000.00);
• Business Marketing Support Kits & Materials such as
flyers, brochures, tarpaulin, registration forms;
Network Structure Tracking forms, Business
Presentation Clear Book worth P2,000.00;

39. STOCKIST PROGRAM
• Outright 35% discount on all PESOS INT’L.
products;
• A priority candidate for PESOS BUSINESS CENTER;
• Free and exclusive training course;
• A budget of P2,000.00 for one BOM for a
minimum crowd of 40 people sponsored by the
company (within a considerable proximity to the
head office);
• All MBCs shall be entitled for P100.00/pay-in as
service fee net of ID & kits.

40. 2. FOR PESOS BUSINESS
CENTER
– INVESTMENT – P100,000.00
– PAYBACK PERIOD – 2 to 3 months
• NINE BENEFITS & EXCLUSIVE PRIVILEGES
– 20 entry packages with codes (P50,000.00 each);
– 100 Boxes of PESOS Int’l. Products worth P50,000.00;
– Business Kits such as : Business Orientation Manuals,
CD Products & Business Presentation; Flyers,
Brochures, Tarpaulins, Business Signage Board plus a
Certificate of Recognition worth P4,000.00;
– Power budget of P6,000.00 for 2 BOMs with a
minimum crowd of 40 people per BOM;

41. . FOR PESOS BUSINESS
2
CENTER
– A special product discount up to
50% for all PESOS Product purchases;
– Free enrolment fee for an Exclusive Business Success
Training Course which shall be held a month after the
soft launching of the PBC;
– Entitlement for exclusivity protection, business
support system and the likes;
– PBC owners are the priority recipients of a special
“Dream Lifestyle Promo” program of the
company.
– All PBCs shall earn P200.00 service fee for every pay-in
received.

42. POWER POTENTIAL INCOME
All Mobile Business Centers
(MBC) & PESOS Business Centers (PBC) have 11
WAYS TO EARN:
1. DIRECT SELLING BONUS
2. DIRECT SALES COMMISSION
3. X- TREME INFINITY BONUS
4. SPILL OVER BONUS
5. MATCHING BONUSES
6. UNI LEVEL COMMISSION
7. LEADERSHIP BONUS
8. PROFIT SHARING
9. TRAVEL INCENTIVES
10. LOYALTY BONUS 11. SERVICE FEE FROM PAY-INS

43. SAMPLE COMPUTATION
FROM SERVICE FEE
(EX. PBC STOCKIST)
Assuming the branch has 10
pay-ins/day x P200.00/pay-in
The potential income would be :
P2,000.00/day The more the number
P14,000/week of pay-ins a day, the
bigger the potential
P56,000.00/month income and this has no
limitation!!!

44. ADDITIONAL
PRIVILEGES
• All PBCs and MBCs are
also entitled to Micro-Financing
Program of the company.
• Loan Facility up to P150K is being
provided to finance the capitalization
requirement of the business