Comprehensive insurance does not cover vehicle depreciation over time, which can significantly reduce a claim payout amount, especially in the first year. Zero depreciation cover offers comprehensive coverage without accounting for depreciation, ensuring higher claim settlements. Though the premiums are higher, it provides greater peace of mind for expensive or new vehicles by fully covering repair or replacement costs without reductions for depreciation. The document encourages contacting an insurance consultant to learn more about auto insurance options and zero depreciation coverage.

2. Accidents can cost a
fortune especially…
…if you don’t have
Comprehensive coverage

3. Comprehensive insurance does not cover “Depreciation”
But did you know?

4. Depreciation eats into the value of your
vehicle considerably each year

5. Insurers factor in depreciation while settling your
insurance claim…

6. This varies from 15 – 20%
in the first year…
To a higher percentage in
the subsequent years.

7. This is where “Zero Depreciation Cover”
comes in…

8. As the name suggests, this insurance
offers Comprehensive Coverage….
Without taking depreciation
into account…

9. Depreciation Cover Secures* you against:
a. Plastic
b. Fibre
c. Glass
d. Metal
*Please read through the terms and conditions carefully as the policy details may
vary from insurer to insurer.

10. Zero Depreciation Cover is Advisable for:
a. Premium Segment Cars
b. New drivers
c. People driving long distance
d. Cars whose spares are expensive
e. Others

11. Though you will pay a higher premium, you will
get the much needed peace fo mind knowing….

12. …Your vehicle is fully covered*…
*Please read through the terms and conditions carefully as the policy details may
vary from insurer to insurer.

13. Know your Auto Insurance…
And…

15. Have you reached out to a consultant yet?

16. Call us Toll Free: 1 800-419-419-1
Email: solutions@policyboss.com
Website: www.policyboss.com
Disclaimer: Insurance is the subject matterof solicitation. Landmark Insurance Brokers Pvt. Ltd. | Certificate No : 216,
IRDA License No : DB 089/03. (Valid Upto 12th Oct, 2018) CIN # U66030PN2002PTC017009

17. THANK YOU