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ABOUT THE CLIENT
Medilink International provides a
range of medical support services to
corporate clients and their employees,
many of whom operate in austere
terrains and climates.
Medilink provides mainly critical
services such as emergency response,
medical evacuation, mobile clinics to
remote locations, leasing of 4WD
ambulances and medical equipment,
supply of medical consumables and
drugs, medical staffing and topside
Africa MediLink is the biggest
Insurance Player in Kenya
Medilink KENYA’s management team is
staffed by experienced professionals
and doctors. All our managers hold
postgraduate degrees in various
disciplines and have been recruited
from amongst the best in the industry
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Most of the
do not have
Prime reason is
that they barely
manage to satisfy
afford to pay
Most still cannot
are the worst
Also, in general,
Africa is an
to live in
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INSURANCE SECTORS IN KENYA
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Health Plans for
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To be a company of choice in the provision of financial
services for Jua Kali sector in Kenya.
To mobilize funds, provide credit and other financial services
to our Jua Kali members on competitive terms.
Innovation, Integrity, Value, Fairness, Excellence.
To promote the business growth and reduce the vulnerability of poor
informal sector workers in Kenya through improved access to financial
services. The health product is specifically designed for the ordinary
Kenyans, working hard to build this economy.
STAKEHOLDERS IN THE PROJECT
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P ROV I DER
AML XPL I CO
NATIONAL HOSPITAL INSURANCE FUND
National Hospital Insurance Fund
is a State Parastatal that was
established in 1966 as a
department under the Ministry
of Health. The original Act of
Parliament that set up this Fund
in 1966 has over the years been
reviewed to accommodate the
changing healthcare needs of the
Kenyan population, employment
and restructuring in the health
The transformation of NHIF from
a department of the Ministry of
Health to a state of corporation
was aimed at improving
effectiveness and efficiency. The
Fund's core mandate is to
provide medical insurance cover
to all its members and their
declared dependants (spouse
and children). The NHIF
membership is open to all
Kenyans who have attained the
age of 18 years and years and
have a monthly income of more
than Ksh 1000.
NHIF has 31 fully autonomous
branches across the country.
Each of these branches offers all
NHIF services including payment
of benefits to hospitals or
members or employers. Smaller
satellite offices and service points
in district hospitals also serve
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XLPICO AND PHARMACCESS
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XPLICO are a specialist Insurance Company set up to underwrite current challenges
and the ones to come .
XPLICO provides insurance solutions to the SME sector in Kenya and the wider
East African region.
XPLICO challenges convention in our specialist areas to offer market leading
products and services to its customers.
Xplico covers all classes of insurance from hotels, properties, entertainment,
sports and artists risks as well as marine, aviation and industrial risks.
All risks are underwritten from XPLICO new refurbished office situated at Park place
in which we have state of the art technology.
access to quality
health care in
with the private
This group of
has a shared
care for Africa
In doing so, it
It is technical
analysis of the
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How Jawaba Contributes?
Provides insurance at a low cost – just 11520
Helps the people acquire loan and financing for
the premium amount
Negotiates with providers and keeps them in
check that they refrain from charging
Generally insurance plans do not cover for out-
patients, but Jawabu does
Performs quality checks on hospitals
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DISTRIBUTION OF 11520
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• It is contributed to the ‘health wallet’ which is a medical savings account.
• It covers not just the regular hospital expenses but also pharmacist, optician, doctor
consulting fees, etc.
• Unused amount is refunded back5600
• It is contributed towards the NHIF
• NHIF is optional for informal sector
• Jawabu aims at providing the benefits of the NHIF to the informal sector as well.1920
• It is paid to XPLICO.
• Out of this, 2200 is used for in-patient wherein XPLICO will cover surgery upto 15000.
• Also, it will cover upto 50000 in case of death and funeral costs
• Remaining 400 will cover upto 3500 for out-patients.2600
• 60% goes towards marketing activities
• 40% goes towards administration expenses like managing the project, stakeholders,
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J A W A B U
P l a n d e t a i l s
The principle member
THE PROCESS CONTD…
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The Family principle member
Pay with M PESA
KSHS 2,000 *
< Form no >
Various payment option, FULL premium
*Minimum Payment & remaining subject to bank financing
Regional Office Jawabu Admin Office
Data is entered into the AML
system & the forms/ ID doc/
photos are scanned
THE PROCESS CONTD…
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Jawabu Admin Office
THE PROCESS CONTD…
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Jawabu Admin Office
HOW WE HELPED?
technical support to
Jawabu to implement
Storing of data of
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