4. Combines a set of physical and mental characteristics that reflect how a person looks, thinks, acts, and feels.

12. Environment determines development within these limits.

13. About a 50-50 heredity-environment split.

14. Cultural values and norms play a substantial role in the development of personality.

15. Social factors include family life, religion, and many kinds of formal and informal groups.

17. Myers-Briggs Type Indicator (MBTI)

19. Sensing vs. Intuitive (S or N)

20. Thinking vs. Feeling (T or F)

28. Minimal rules and regulations

37. Investigative

38. Social

39. Conventional

40. Enterprising