GLEAP Việt Nam khởi nguồn là nhóm tư vấn độc lập hoạt động trong lĩnh vực truyền thông và công nghệ cao từ năm 2005. Năm 2011, nhóm chính thức thành lập Công ty TNHH GLEAP Việt Nam, tiếp tục phát huy kinh nghiệm và thế mạnh trong các lĩnh vực tư vấn truyền thông, tư vấn thương hiệu, thiết kế sáng tạo và tổ chức sự kiện. GLEAP tự tin hỗ trợ khách hàng: Nâng cao giá trị doanh nghiệp thông qua tư vấn, xây dựng và phát triển thương hiệu một cách có hệ thống, độc đáo và sáng tạo. Song hành cùng thành công của khách hàng, GLEAP đặt mục tiêu trở thành một trong 05 công ty hàng đầu về tư vấn thương hiệu và truyền thông tại Việt Nam năm 2020 Công ty TNHH GLEAP Việt Nam Địa chỉ: B20, Lô 6, Khu Đô thị Định Công, Phường Định Công, Quận Hoàng Mai, Hà Nội Điện thoại/ Fax: (+84)4.3640.0776 Email: contact@gleap.vn Website: www.gleap.vn

1. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BUSINESS PERFORMANCE
FIRST HALF 2011

2. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Financial Indicators
2011/06/30 2010/12/31
No Indicators
Billion USD Billion VND Billion USD Billion VND
1 Total assets 26.39 544,030 27.45 519,758
2 Equity 2.03 41,884 1.56 29,511
3 Total Fund resources 23.65 487,615 25.09 474,941
4 Total Outstanding loans 20.24 417,312 21.93 415,240
5 Total provision 0.655 1,351 0.447 8,455
6 CAR (%) 6.79 6.15
7 NPL (%) 5.7 3.75
Exchange rate: 1 USD = 18,932 VND (by SBV 31 Dec 2010)
1 USD = 20,618 VND (by SBV 30 Jun 2011)
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3. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Growth rate of total assets
Unit: Billion VND
519,758 544,030
600000
7.93%
500000 22.2%
23.5%
400000
34.8%
300000
24.0%
18.9%
200000 31.8%
34.1%
100000
0
2002 2003 2004 2005 2006 2007 2008 2009 2010 FH 2011
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4. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Growth rate of total fund resources
Unit: Billion VND 474,941 487,615
500000
9.4%
450000 19.7%
400000 22.7%
350000
31.9%
300000
21.6%
250000
20.4%
200000
20.3%
150000 31.5%
100000
50000
0
2002 2003 2004 2005 2006 2007 2008 2009 2010 FH 2011
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5. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Growth rate of total outstanding loans 417,312
415,240
Unit: Billion VND
17.1%
400000 24.4%
350000
300000 15.6%
35.8%
250000
200000 29.2% 0.7%
150000 21.0% 30.4%
100000
50000
0
2002 2003 2004 2005 2006 2007 2008 2009 2010 FH 2011
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6. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Distribution of Loans by Economic sector
42.8 52
Households & Cooperatives
SEOs
Private Enterpises
5.2
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7. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Distribution of Loans by Term
38.7
Short-term
Medium & Long-term
61.3
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8. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Operating Network
- 01 Oversea branch: Cambodia branch;
- 02 Representative o ces (Southern region, Central region);
- 03 Administrative Units (Card Center, IT Center and Training Center);
- 22 Departments and 02 Centers (Payment Center and Risk Management Center) in Head O ce;
- 08 subsidiaries;
- 01 Operational Center; 2,329 branches and transaction o ces.
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9. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Projects related services
Received and Served as agent banks: 108 projects (USD 5.2 billion)
- 53 projects funded by WB (USD 3.3 billion);
- 32 projects funded by ADB (USD 1.3 billion);
- 23 projects funded by other international institutions.
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10. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Trusted and TA Projects
Received and implemented many projects trusted by international
organisations, i.e., WB, AFD, ADB, JICA, EIB, including a TA package
of USD 7 million signed with the WB.
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11. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
International Payment
Export Turnover: USD 2,320 million, increased 13% compared to the same
period of 2010;
Import Turnover: USD 2,289 million, increased 7.2% compared to the same
period of 2010 ;
Fee Turnover: >USD 6.7 million, increased 6.7% compared to the same period of
2010.
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12. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Joining GSM – 102
In 2010, Agribank o cially joined GSM 102;
Granted a guarantee limit of USD 60 million by U.S Department of Agriculture;
This program enables Agribank customers to get access to funds with preferable
interest rate.
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13. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Foreign Exchange Business
FX Dealing Volume: USD 5,856.89 million, increased 9.0% compared to the same
period of 2010.
In which:
Buying Volume: USD 2,938.11 million;
Selling Volume: USD 2,918.78 million;
Pro t: USD 22.2 million, increased 31% compared to the same period of 2010.
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14. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Cross-border payment
With Chinese banks:
Turnover: VND 17,921 billion, increased 99% compared to the same period of 2010;
Fee turnover: VND 19 billion, increased 79%.
With Laos banks:
Turnover: VND 66,950 million, decreased 14% compared to the same period of 2010 ;
Fee Turnover: VND 490 million, increased 40.8%.
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15. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Remi ance
Volume: USD 498.3 million, increase 29.8% compared to the same period of 2010
Fee turnover: USD 2.43 million, increase 40.07% compared to the same period of
2010.
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16. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Card Service
Number of new issued cards 0.92 million;
Total number of cards: 7.3 million;
Total balance of demand deposit accounts: VND 9,165 billion;
Fee turnover: VND 75.5 billion;
2,100 ATMs.
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17. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Recapitalization and Equitization
2010, recapitalized VND 10,187 billion;
2011, to be recapitalized VND 13,000 billion;
Agribank changed to a sole member limited liability company with 100% state
ownership.
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18. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
e awards achieved in 2010
Top 10 in the 500 biggest enterprises in Vietnam (VNR500);
Trusted brand – Golden quality product voted by Vietnamese consumers;
For the development of Agriculture, Farmers and Rural areas;
For the development of ethnic minority communities in Vietnam;
Excellent International Payment bank.
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19. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Speci c goals in 2011
Goal In comparison with 2010
Fund resources Increase by 10% -12%
Outstanding loans Increase by 7% - 9%
Medium and long term loans/ total Maximum 40%
loans
Agricultural and rural lending rate Achieve 70%
NPL ratio Under 3%
Non-credit income Increase by 20%
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20. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Members’ Council (from 29 July 2011):
Mr. Nguyen Ngoc Bao: Chairman
Mr. Nguyen Huu Luong: Member
Mr. Hoang Anh Tuan: Member
Mr. Vo Hong: Member
Mr. Pham Ngoc Ngoan: Member
Mr. Nguyen Xuan Dong: Member
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21. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Board of Management (from 13 July 2011):
Mr. Kieu Trong Tuyen: Deputy General Director in charge of Board of Management
Mr. Vu Minh Tan: Deputy General Director
Mr. Dang Van Quang: Deputy General Director
Ms. Le Thi Thanh Hang: Deputy General Director
Mr. Nguyen Quoc Hung: Deputy General Director
Mr. Trinh Ngoc Khanh: Deputy General Director
Mr. Nguyen Tien Dong: Deputy General Director
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22. VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
BRINGS PROSPERITY TO CUSTOMERS
Contact point
International Co-operation Department
Add: No. 36 Nguyen Co Thach Street,
My Dinh 1, Tu Liem, Ha Noi
Tel: 84 4 3 8313700/33
Fax: 84 4 3 8313709
Email: qhqt@fpt.vn
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