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Delinquia Cumhuriyeti'nin afet d retim seviyesi her yl 100$'dr. Her yl %10 olaslkla, kt 80
dolarlk bir felaket dzeyine der ve lke o kadar ok ac eker ki temerrde decek ve borlarnn anapara
veya faizini demeyecektir. lke, yln banda 20 dolar bor almaya ve paray elinde tutmaya karar
verir.
yatan altnda. retimin dk olmas durumunda temerrde decek ve paray elinde tutacak, ancak bu,
ceza maliyetlerinden 4 $ feda etmeyi gerektirecektir. Aksi takdirde anapara ve faizini geri der.
Bor verenler rekabetidir ve bu riskleri tam olarak anlarlar.
A. Delinquia'da temerrde dme olasl nedir?
B. Gvenli kredilerin faiz oran yllk %8'dir, bu nedenle gvenli bir kredinin 1,08 kat 20 $ demesi
gerekir. Delinquia'ya verilen riskli kredi iin rekabeti bor verenler tarafndan uygulanan bor verme
oran nedir?
C. Delinquia felaket yllarnda ne tketir? Afet olmayan yllarda m?
dd (c) blmn Delinquia'nn dn alamad durum iin tekrarlayn. Delinquia borla m yoksa borsuz mu
daha iyi?

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Delinquia Cumhuriyetinin afet d �retim seviyesi her yl 100$dr. He.pdf

  • 1. Delinquia Cumhuriyeti'nin afet d retim seviyesi her yl 100$'dr. Her yl %10 olaslkla, kt 80 dolarlk bir felaket dzeyine der ve lke o kadar ok ac eker ki temerrde decek ve borlarnn anapara veya faizini demeyecektir. lke, yln banda 20 dolar bor almaya ve paray elinde tutmaya karar verir. yatan altnda. retimin dk olmas durumunda temerrde decek ve paray elinde tutacak, ancak bu, ceza maliyetlerinden 4 $ feda etmeyi gerektirecektir. Aksi takdirde anapara ve faizini geri der. Bor verenler rekabetidir ve bu riskleri tam olarak anlarlar. A. Delinquia'da temerrde dme olasl nedir? B. Gvenli kredilerin faiz oran yllk %8'dir, bu nedenle gvenli bir kredinin 1,08 kat 20 $ demesi gerekir. Delinquia'ya verilen riskli kredi iin rekabeti bor verenler tarafndan uygulanan bor verme oran nedir? C. Delinquia felaket yllarnda ne tketir? Afet olmayan yllarda m? dd (c) blmn Delinquia'nn dn alamad durum iin tekrarlayn. Delinquia borla m yoksa borsuz mu daha iyi?