2. INTRODUCTION OF BANKING
Definition Of Bank:
Banking Means "Accepting Deposits for the purpose of
lending or Investment of deposits of money from the
public, repayable on demand or otherwise and withdraw by
cheque, draft or otherwise.“
-Banking Companies (Regulation) Act,1949
3. HISTORY OF BANKS IN INDIA
Banking in India originated in the last decades of the 18th
century
The first banks were THE GENERAL BANK OF INDIA, which
started in 1786
The oldest bank in existence in India is the STATE BANK OF
INDIA, which originated as the BANK OF CALCUTTA in
June 1806
The first fully Indian owned bank was the ALLAHABAD
BANK, established in 1865
The banking industry has grown at a compounded annual rate
of over 51 per cent since April 2001
Industry life cycle – Growing stage
4. Evolution of Banking
Pre-Independence Post-Independence
Owdh Commercial Bank(1881) Nationalization of Banks
Punjab National Bank (1895) Imperial Bank of India brought under
public ownership (1955)
The Bank of India (1906), Bank of
Baroda Ltd (1908), Central Bank of Formation of State Bank Group
India Ltd (1911) (1955-59)
Emergence of New Private Sector
Reserve Bank of India (1935) Banks (1993)
7. Commercial Banks
Public Sector Banks – (26).
Nationalized Bank
Other Public Sector Banks (IDBI)
SBI And Its Associates
Private Sector Banks - (25).
Old Private Banks
New Private Banks
Foreign Banks In India – (29).
Regional Rural Banks – (95).
8. Public Sector Banks
Nationalised banks.
Allahabad Bank
Andhra Bank
Bank Of Baroda
Bank Of India
Bank Of Maharastra
Canara Bank
Central Bank Of India
Corporation Bank
Dena Bank
Indian Bank
9. Indian Overseas Bank
Oriental Bank Of Commerce
Punjab & Sind Bank
Punjab National Bank
Syndicate Bank
UCO Bank
Union Bank Of India
United Bank Of India
Vijaya Bank
10. SBI And Its Associates
State Bank of India
State Bank of Hyderabad
State Bank of Mysore
State Bank of Patiala
State Bank of Travancore
State Bank of Bikaner And Jaipur
11. Private Sector Banks
Old Private Sector Banks
Bank of Rajasthan Ltd.
Catholic Syrian Bank Ltd.
City Union Bank Ltd.
Dhanalakshmi Bank Ltd.
Federal Bank Ltd.
ING Vysya Bank Ltd.
Jammu and Kashmir Bank Ltd.
Karnataka Bank Ltd.
Karur Vysya Bank Ltd.
12. Lakshmi Vilas Bank Ltd.
Nainital Bank Ltd.
Ratnakar Bank Ltd.
SBI Commercial and International Bank
Ltd.
South Indian Bank Ltd.
Tamilnadu Mercantile Bank Ltd.
United Western Bank Ltd.
13. New Private Sector Banks
Bank of Punjab Ltd. (since merged with
Centurian Bank)
Centurian Bank of Punjab (since merged
with HDFC Bank)
Development Credit Bank Ltd.
HDFC Bank Ltd.
ICICI Bank Ltd.
IndusInd Bank Ltd.
Kotak Mahindra Bank Ltd.
Axis Bank (earlier UTI Bank).
Yes Bank Ltd.
14. Foreign Banks In India
ABN AMRO Bank N.V.
Abu Dhabi Commercial Bank Ltd
American Express Bank
Antwerp Diamond Bank
Arab Bangladesh Bank
Bank International Indonesia
Bank of America
Bank of Bahrain & Kuwait
Bank of Ceylon
Bank of Nova Scotia
15. Bank of Tokyo Mitsubishi UFJ
Barclays Bank
BNP Paribas
Calyon Bank
ChinaTrust Commercial Bank
Citibank
DBS Bank
Deutsche Bank
16. HSBC (Hongkong & Shanghai Banking Corporation)
JPMorgan Chase Bank
Krung Thai Bank
Mashreq Bank
Mizuho Corporate Bank
Oman International Bank
Shinhan Bank
Société Générale
Sonali Bank
Standard Chartered Bank
State Bank of Mauritius
19. CHALLENGES FACED BY BANKING INDUSTRY IN INDIA
Deregulation
New rules
Efficiency
Diffused customer loyalty
Misaligned mindset
Competency gap
20. ABOUT ICICI BANK
Industrial Credit and Investment
Corporation of India
Founded in 1955 by as a joint-venture of
the World Bank
ICICI Bank launched internet banking
operations in 1998.
In 2000, ICICI Bank became the first
Indian bank to list on the New York Stock
Exchange.
ICICI Bank is India's second-largest bank.
21. PROFILE OF ICICI BANK
Type: Public
Founded: 1995
Headquarter: Mumbai,Maharashtra,India
Industry: Banking, Financial service
Net revenue: US$ 13.812 billion (2011)
Net Profit : US$ 1.366 billion (2011)
Employees: 79,978 (2011
Website: www.icicibank.com
22. BOARD OF DIRECTORS
Chairmen : K.V.Kamath
CEO : Chanda Kochhar
Executive Director : N. S. Kannan
Vice president : Mr.Vishvesh G. Bhaga
General manager : Ms. Shilpa Kumar
23. NETWORK OF ICICI
It has 8003 ATMs in the country
The Bank has a network of 2752 branches in India.
It has a presence in 19 countries , including India.
Traded as BSE, NSE, NYSE and BSE SENSEX
24. PRODUCT AND SERVICES
Travelers Cheque
Card (Credit Cards,Debit Cards ,Travel Cards, Corporate Cards, Prepaid Cards
,Business Cards)
Loan (Home Loans, Personal Loans, Two Wheeler Loans, Car Loans)
Investment
Insurance
NRI banking
Deposit
Business banking
Personal banking
25. Competitor
HDFC Bank.
SBI.
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
Corporation Bank
26. Dena Bank
IDBI Bank
Indian Bank
Indian Overseas Bank
Oriental Bank of Commerce
Punjab & Sind Bank
Punjab National Bank
Syndicate Bank
UCO Bank
Union Bank of India
United Bank of India
Vijaya Bank
28. CUSTOMER
SERVICE RESOURCE
MOBILISATION
INTERNET CREDIT
BANKING MANAGEMENT
INNOVATIONS
ASSET LIABILITY
SMART CARDS MANAGEMENT
ATMS
29. SWOT ANALYSIS OF ICICI
STRENGTHS
II Largest bank in India.
Successfully diversified it’s operations.
Listed in NYSE.
Considered as a pioneer in usage of
internet services.
Aggressive and innovative marketing
strategies.
30. WEAKNESS
Primarily targets upper middle class and
upper class of the society.
Higher service charges.
Poor customer care/service
Focus only on high end customers
Transaction cost.
31. OPPORTUNITIES
New IT & ITES companies
Dissatisfied customers of other Bank
Business advising for smaller players
Expanding business to the middle and
lower income groups.
33. MARKETING STRATEGY
To make its presence more prominent
Focus on credit quality
To create awareness about products through
advertisement
To maintain its brand of a global bank
42. Career Opportunities For Fresh MBA Graduates in Banks
Branch Manager and Branch Operation
Manager.
Chartered Accountants.
Home Loan counselors.
Sales Officer.
Accountants.