1. There is a credit CRUNCH Squashing your PROFITS as your customers get turned down for financing.

2. The need to add local lenders to increase your approval percentages is a given. The question is how do you accomplish this in a manner that actually works?

3. The answer is Recreation Retail Resource R3 is the online finance application connection.

4. R3 – A Strategic ResourceWhy does it work? -OEM sponsored financing programs result in a high % of turn downs with rigid guidelines. -You need to add local lenders to your portfolio to bridge the gap to allow more deals to be funded. Increases finance approvals… Reduces risk… -Secure password protected web submission and storage of your customer’s sensitive information. -Fax only systems increase the likelihood of your customer’s personal information falling into the wrong hands. -You input the application into R3 once and can instantly submit and re-submit to your list of lenders. -This allows for more applications to be submitted in less time and greater efficiencies from the F&I department. Saves time and money…

5. All Lenders in your market Lenders generally interested in consumer lending. Your OPTIMUM lending network You are OUT OF THE GAME with no alternate lending system. R3 Allows You to Manage the OPTIMUM Lending Network. Real-Time Electronic Communication is the Magic

6. R3 – A Strategic ResourceHow does it work? -Contact us and we assign you a username and password to sign on at www.rcubelink.com. Easy Sign Up… Start submitting applications on-line… -We load your lenders into the system so they are ready for application submission immediately by the click of a button. -You add and subtract lenders at any time to assure that you have the ideal portfolio for your dealership. Communicate and manage information all in one place… -The simple Control Panel allows you to submit applications, communicate with your lenders, and store information all in one place.

7. R3’s Simple Effective System 1) Dealer Inputs App on www.rcubelink.com 2) Lender receives email Alert and retrieves App 4) Dealer receives email Alert Proceeds to close the sale. 3) Lender Processes App and Sends electronic notice to Dealer

8. user password

11. Enter applicant’s information

12. Customer e-signs the app

15. Insert notes to be sent real-time directly to the lender rather than having to make unproductive phone calls.

16. Efficiently receive status updates and your approvals!

18. R3 can help bridge this gap by increasing the % of applications accepted.