2.  A certified wealth strategist with over 30
years of experience in finance, Richard
Pascuzzi is a cofounder of Dallas-based PSE
Wealth Management, a firm that provides
clients with services spanning 13 distinct
areas of asset management and
emphasizes a holistic approach to
investment and estate planning. Like other
members of his organization, Richard
Pascuzzi works closely with clients at all life
stages, from the already retired to young
professionals.

3.  It is never too soon to begin planning for the
future, and even relatively young, growing
families can find creative ways to save
money. Couples in their early 30s are
encouraged to move beyond vague
savings plans and define their specific long-
term goals. An experienced financial
advisor can help create projections that
accurately map financial needs well into
retirement and individual risk tolerances.

4.  Proper positioning to maximize wealth
often involves diversified holdings in real
property, funds, and equity investments.
Tax considerations should be assessed in
ways that balance short-term needs with
long-term goals.

To learn more, visit PSE Wealth
Management at www.psewealth.com.