This document summarizes a panel discussion on real-world applications of wearables and the Internet of Things. The panel discussed how the wearables market is growing, especially in healthcare, with medical wearables expected to grow 65% by 2016. Growth opportunities include aging populations, chronic care, remote patient monitoring, big data analytics, and cheaper disposable devices. However, cost, policy and regulation, and security present hurdles. Panelists represented Samsung, Forrester Research, and WellDoc and discussed trends like wearables gaining FDA approval for medical use, partnerships with fashion companies, and niche applications in specific health conditions and the enterprise. The panel examined how wearables will evolve to be more intuitive, integrated, analytic and actionable