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Financing for Small Business
Robert Smith
Contents
• What is Financing
• Difficult to Get Finance for Small Business
• Creative Ways for Financing Small Business
• Conclusion
What is Financing
• Financing is the way of providing the
working capital for the business.
• Financing means a way of lending money
from any of the financial institution.
• It is the field that deals with allocation of
assets and liabilities.
• There are different areas of finance i.e.
personal finance, corporate finance and
personal finance.
Difficult to Get Finance for Small
Business
• Getting small business finance is one of the
hardest thing.
• Small business does not have perfect credit
that creates problem in getting small
business loans.
• The main reason is that banks thinks that
lending small business is the most expensive
task.
Creative Ways to Finance Small Business
• Small Business Administration loan : SBA offers
loans offer two types if loans i.e. one for
entrepreneurs and other for small business
loans.
• Product Presales : Selling products is an
effective way to raise finance for small business.
• Home equity loan : Equity of homeowners – the
home value – what you owe. Home equity one
of the best option for small business loans.
Contd..
• Selling Assets: Selling the assets to raise
finance are also good options.
Conclusion
• Financing is one of the challenging obstacles
that any entrepreneur face while starting up
the company.
Thank You

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Financing for small business

  • 1. Financing for Small Business Robert Smith
  • 2. Contents • What is Financing • Difficult to Get Finance for Small Business • Creative Ways for Financing Small Business • Conclusion
  • 3. What is Financing • Financing is the way of providing the working capital for the business. • Financing means a way of lending money from any of the financial institution. • It is the field that deals with allocation of assets and liabilities. • There are different areas of finance i.e. personal finance, corporate finance and personal finance.
  • 4. Difficult to Get Finance for Small Business • Getting small business finance is one of the hardest thing. • Small business does not have perfect credit that creates problem in getting small business loans. • The main reason is that banks thinks that lending small business is the most expensive task.
  • 5. Creative Ways to Finance Small Business • Small Business Administration loan : SBA offers loans offer two types if loans i.e. one for entrepreneurs and other for small business loans. • Product Presales : Selling products is an effective way to raise finance for small business. • Home equity loan : Equity of homeowners – the home value – what you owe. Home equity one of the best option for small business loans.
  • 6. Contd.. • Selling Assets: Selling the assets to raise finance are also good options.
  • 7. Conclusion • Financing is one of the challenging obstacles that any entrepreneur face while starting up the company.