1. CALCULATION OF PROFIT OF BANK

2. I would like to express my hearful thanks to many
people.
this an efforts to contribute toward achieving desired
object in doing so, I have optimized all available
resources and for this help me to complete my mini
project study and my teacher guide me time to time.
I am very thankful for this guidance and support was of
great help and it was extremely valuable.

3. The first banks were Bank of Hindustan (1770-1829) and
The General Bank of India, established 1786 and since.
The State Bank of India which Started in the Bank of
Calcutta in June 1806, which almost immediately became
the Bank of Bengal. This was one of the three presidency
banks, the other two being the Bank of Bombay and the
Bank of Madras, all three of which were established under
charters from the British East India Company. The three
banks merged in 1921 to form the Imperial Bank of
India, which, upon India's independence, became the
State Bank of India in 1955.The Reserv Bank of India was
established in 1935.

4. TOTAL INCOME
STATE BANK OF INDIA
PUNJAB AND SIND BANK
90.00
1,600.00
Hundreds CRORE
1,200.00
1,208.73
963.25
1,000.00
859.62
800.00764.80
2009
2010
2011
600.00
2012
400.00
2013
Hundreds CRORE
1,356.92
1,400.00
60.00
50.00
40.00 36.31
2009 2010 2011 2012 2013
53.57
43.27
2009
2010
2011
30.00
2012
20.00
2013
0.00
0.00
68.68
70.00
10.00
200.00
77.57
80.00

5. TOTAL EXPENSES
PUNJAB AND SIND BANK
STATE BANK OF INDIA
1,400.00
1,215.87
1,091.66
1,000.00
889.54
767.96
800.00
673.59
2009
600.00
2011
400.00
2012
200.00
0.00
74.1805
70.00
2010
2013
Hundreds CRORE
Hundreds CRORE
1,200.00
80.00
64.16
60.00
50.00
40.00
30.00
20.00
10.00
0.00
48.31
38.1854
31.96
2009
2010
2011
2012
2013

6. NET PROFIT
PUNJAB AND SIND BANK
STATE BANK OF INDIA
160.00
141.05
117.07
120.00
100.00 91.22 91.66
60.00
40.00
20.00
5.088 5.2617
2009
73.70
2010
2011
2012
Hundreds CRORE
Hundreds CRORE
140.00
80.00
6
5
4
3
4.3441
4.5129
3.3922 2009
2010
2011
2012
2
2013
2013
1
0.00
0
2009 2010 2011 2012 2013

7. EARNING PER SHARE
PUNJAB AND SIND BANK
STATE BANK OF INDIA
2.5
0.3
0.250.2358
2
1.7446
1.5 1.43671.4437
2009
1.1607
2010
2011
1
2012
2013
0.5
Hundreds CRORE
Hundreds CRORE
2.062
0.271
0.2
0.15
0.2298
0.1846
2009
0.1335
2013
0
2009 2010 2011 2012 2013
2011
2012
0.1
0.05
0
2010
2009 2010 2011 2012 2013

8. Transfer To Statutory Reserves
PUNJAB AND SIND BANK
STATE BANK OF INDIA
2.5 2.3405
108.90
2.1217
100.00
90.68
80.00
67.25 64.95
60.00
52.19
2
1.6333
2009 1.5
2010
2011
40.00
Hundreds CRORE
Hundreds CRORE
120.00
2012
2009
1.2536 1.1977
2011
1
2012
2013
20.00
0.00
2010
2013
0.5
0
2009 2010 2011 2012 2013

9. COMPARATIVE ANALYSIS
 TOTAL INCOME SBI AND P& SB 2013
160,000.00
140,000.00
135,691.94
120,000.00
100,000.00
80,000.00
SBI
60,000.00
P & SB
40,000.00
20,000.00
7,757.27
0.00
SBI
P & SB

10. SUGGESTION
 State Bank of India is net profit is per year are
increase and The Punjab & sind bank is net profit
is per year are decrease to I suggestion to Punjab &
sind bank to decrease the expense of the bank the
Punjab & sind bank expense are equal to net profit
to I was suggest to control expenses of the bank