Try this site where you can compare quotes from different companies: WWW.INSUREINFO.INFO If I put a 1 million dollar life insurance policy on myself then I pay for 3 months then get hit by a car? Alright so if I get hit by a car after 3 months of having life insurance and I die does my beneficiary get the 1 million?Or will that person only get how much I have payed with the payments?