1. www.futurenet.ph

2. WHAT IS A COOPERATIVE?

3. “We Help You Invent Your Family’s Future”
WHAT IS A COOPERATIVE?
- Autonomous and a duly registered association
- Common bond of interest
- Voluntarily joined together
- Achieve their social, economic, and cultural needs
and aspirations
- Equitable contributions
- Patronizing their products and services
- With risks and benefits
- Cooperative principles

4. “We Help You Invent Your Family’s Future”
COOPERATIVE PRINCIPLES
1. Voluntary and Open Membership
2. Democratic Member Control
3. Member Economic Participation
4. Autonomy and Independence
5. Education, Training and Information
6. Cooperation Among Cooperatives
7. Concern For Community

5. “We Help You Invent Your Family’s Future”
All Cooperatives must register under the CDA and all Cooperatives are
governed under the:
R.A. 9520
PHILIPPINE
COOPERATIVE
CODE OF 2008

6. “We Help You Invent Your Family’s Future”
Who can be Members of a Cooperative?
A cooperative has two kinds of members: regular members and associate
members
A regular member is one who has complied with all the membership requirements and
entitled to all the rights and privileges of membership as stated in the Cooperative Code and the
coops’ by laws.
An associate member has no right to vote and be voted upon and is entitled only to such
rights and privileges provided by the cooperative’s by laws.

7. “We Help You Invent Your Family’s Future”
WHAT ARE THE TYPES OF
COOPERATIVE?
Cooperatives may fall under any of the
following type:
Credit Cooperative Financial Service Cooperative
Consumer Cooperative Fishermen Cooperative
Producers Cooperative Health Services Cooperative
Marketing Cooperative Housing Cooperative
Service Cooperative Insurance Cooperative
Multipurpose Cooperative Transport Cooperative
Advocacy Cooperative Water Service Cooperative
Agrarian Reform Cooperative Workers Cooperative
Cooperative Bank
Dairy Cooperative Other types of Cooperative as may be determined
Education Cooperative by the
Electric Cooperative

8. “We Help You Invent Your Family’s Future”

9. “We Help You Invent Your Family’s Future”
FUTURE-NET CREDIT COOPERATIVE
Established November 8, 2011
CDA Registration # 9520-16020832

10. “We Help You Invent Your Family’s Future”
Empowered by:
Future-net Network Marketing
Association of the Philippines
SEC Registration # CN201118456

11. “We Help You Invent Your Family’s Future”
Barangay Clearance BIR Certificate Business Permit

12. “We Help You Invent Your Family’s Future”
FUTURE-NET COMMON
BOND OF INTEREST?
ASSOCIATIONAL
All members of Future-Net Association (FNMAP, Inc.)
can be a member of Future-Net Credit Cooperative
and vice versa.

13. “We Help You Invent Your Family’s Future”

14. “We Help You Invent Your Family’s Future”
The People behind
FUTURE-NET CREDIT COOPERATIVE
MR. RICKY DEPAULA SARMIENTO
Chairman of the Board

15. “We Help You Invent Your Family’s Future”
MR. VIRGILIO JACKSON CASIÑARES
Vice-Chairman of the Board

16. “We Help You Invent Your Family’s Future”
BOARD OF DIRECTORS
Mary Grace Sarmiento
Entrepreneur
Board Secretary
Leonora B. Oliva
Alejandro O. Navarro Operation Manager,Future-Net Fairview
Quezon City. BRANCH
Entrepreneur/Networker
Manager of Local Manpower for Six (6) Years
LEGAL ADVISER
Rv B. Calamaya Atty. Oliver Lozano
IT System Developer @ “The Fighter Lawyer”
China Banking Corporation

17. “We Help You Invent Your Family’s Future”
MISSION
1. To instill cooperativism as a way of life.
2. To act as a catalyst and unifying force in the
 Core Values: promotion, development and cooperation of
Excellence, cooperatives at all levels towards the
Commitment, Integrity improvement of the quality of life.
& Teamwork. 3. To seek ways and means of achieving self-
reliance, integration and mutual assistance.
VISION
To become strong, viable cooperative in the
Philippines, unified by common aspirations to
promote cooperativism characterized by self-
reliance, mutual assistance, democracy, justice
and nationalism to achieve total human
development.

18. “We Help You Invent Your Family’s Future”
The Purpose/s for which this
FUTURE-NET CREDIT COOPERATIVE was
organized;
 To provide greater benefits to the members such as
increasing individual income or enhancing a
member’s way of living.
 To be pioneering business in delivering sustainable
financial service for members and society.
 To engage in accepting deposits and granting of loans
for productive and providential use to members.

19. “We Help You Invent Your Family’s Future”

20. “We Help You Invent Your Family’s Future”
MEMBERSHIP
>>> P1500
100.00 - FNMAP, INC You will Get:
100.00 - Social Fund •Coop ID
200.00 - Insurance/ID •Certificate of Membership
600.00 - Coop Membership •Insurance certificate of cover
500.00 – Future-Net KIT •Presentation clearbook
•Presentation CD
•Futurenet T-shirt
1500.00 TOTAL

21. “We Help You Invent Your Family’s Future”
SHARE CERTIFICATE INSURANCE CERTIFICATE
OF COVER
REQUIRED SHARE CAPITAL – P5,000.00
Deduction will be made weekly
from commission 50.00 INSURANCE COVERAGE
50k Accidental Death, 50K Dismemberment,
REQUIRED SAVINGS - Minimum of 5,000.00 5k Medical Reimbursement due to Accident
50.00/Week. Succeeding saving upon completion 5k Burial Benefits due to Accident
of 5,000.00 is optional.

22. “We Help You Invent Your Family’s Future”
FUTURE-NET TERMS :
FNDRC - Future-net Direct Referral
Commission
FNIDRC - Future-net Indirect Referral
Commission
FNLC - Future-net Loan Commission
FNMFRC - Future-Net Mobile Franchise
Referral Commission
“Money,Opportunity,Business,
Income, Livelihood, Entreprenuer”

23. “We Help You Invent Your Family’s Future”

24. “We Help You Invent Your Family’s Future”
In every person that you SPONSOR you REMARKS : If you can sponsor as fast as
(5) on your Group..You are Qualified to
will get P250 outright. apply for a loan @ Future-Net Coop.

25. “We Help You Invent Your Family’s Future”
No. of Direct
Referrals LOAN
5 DIRECTS = P3,000
Loan Interest is
15 DIRECTS = P10,000
0.5% monthly
(Required Share Capital P 500) Loan Payable in
20 DIRECTS = P15,000 6months
(Required Share Capital P 2000)
25 DIRECTS = P20,000
(Required Share Capital P 3000)

26. “We Help You Invent Your Family’s Future”
TABLE OF LOAN AMORTIZATION
LOAN Amt. Maturity Net Weekly Daily
(6 mos.) Proceeds Amort. Amort.
3,000.00 3,090.00 2,765.00 128.75 18.40
6,000.00 6,180.00 5,630.00 257.50 36.80
9,000.00 9,270.00 8,495.00 386.25 55.20
10,000.00 10,300.00 9,450.00 429.17 61.31
15,000.00 15,450.00 14,225.00 596.88 85.30
20,000.00 20,600.00 19,000.00 858.33 122.62

27. “We Help You Invent Your Family’s Future”

28. “We Help You Invent Your Family’s Future”
Level Value No. of Member Income
1 250 5 1,250
2 100 25 2,500
3 50 125 6,250
4 30 625 18,750
5 20 3,125 62,500
6 10 15,625 156,250
7 10 78,125 781,250
8 10 390,625 3,906,250
9 10 1,953,125 19,531,250
10 10 9,765,625 97,656,250
11 5 14,765,625 73,828,125
12 5 19,765,625
98,828,125
13 5 24,765,625 123,828,125
14 5 29,765,625 148,828,125
15 5 34,765,625
173,828,125

29. “We Help You Invent Your Family’s Future”
100% INCENTIVE 20% INCENTIVE 40% INCENTIVE 60% INCENTIVE 80% INCENTIVE
LEVEL INCENTIVE POWER OF 5 (Direct & In-Direct) (Direct & In-Direct) (Direct & In-Direct) (Direct & In-Direct)
(Direct & In-Direct)
1 2 3 4
1ST 250 5 1,250 250 500 750 1,000
2ND 100 25 2,500 500 1,000 1,500 2,000
3RD 50 125 6,250 1,250 2,500 3,750 5,000
4TH 30 625 18,750 3,750 7,500 11,250 15,000
5TH 20 3,125 62,500 12,500 25,000 37,500 50,000
6TH 10 15,625 156,250 31,250 62,500 93,750 125,000
7TH 10 78,125 781,250 156,250 312,500 468,750 625,000
8TH 10 390,625 3,906,250 781,250 1,562,500 2,343,750 3,125,000
9TH 10 1,953,125 19,531,250 3,906,250 7,812,500 11,718,750 15,625,000
10TH 10 9,765,625 97,656,250 19,531,250 39,062,500 58,593,750 78,125,000
11th 5 14,765,625 73,828,125 14,765,625 29,531,250 44,296,875 59,062,500
12th 5 19,765,625 98,828,125 19,765,625 39,531,250 59,296,875 79,062,500
13th 5 24,765,625 123,828,125 24,765,625 49,531,250 74,296,875 99,062,500
14th 5 29,765,625 148,828,125 29,765,625 59,531,250 89,296,875 119,062,500
15th 5 34,765,625 173,828,125 34,765,625 69,531,250 104,296,875 139,062,500

30. THERE’S MORE…
6 months to pay
1 year to pay
1 yr. & 6 mo. to pay
2 yrs. to pay

31. “We Help You Invent Your Family’s Future”

32. “We Help You Invent Your Family’s Future”
Ex.Loan Loan
Level No. of Member Loan
(3,000/Each) Commission
1 5 0.50% 15,000 75.00
2 25 0.40% 75,000 300.00
3 125 0.20% 375,000 750.00
4 625 0.10% 1,875,000 1875.00
5 3,125 0.05% 9,375,000 4687.50
6 15,625 0.05% 46,875,000 23,437.50
7 78,125 0.05% 234,375,000 117,187.50
8 390,625 0.05% 1,171,875,000 585,937.50
9 1,953,125 0.05% 5,859,375,000 2,929,687.50
10 9,765,625 0.05% 29,296,875,000 14,648,437.50
TOTAL : 18,335,812

33. “We Help You Invent Your Family’s Future”
MONTHLY INTEREST
0.5% or P5.00 in every P1000 Payable in Six (6) Months
INDIRECT REFERRAL COMMISION
Cut-off: Monday to Sunday (Cut-off 9pm)
Release of Commission is every WEDNESDAY the following week.
SCHEDULE OF PAYMENT
Share Capital , Loans & Savings – every FRIDAY until 9pm cut off time.
*** Release/Renewal of loan will be delayed for 1 month in case of
late payment.
STRICTLY IMPLEMENTED
*** You may pay in advance – Ex : P200.00 will cover your payment
for a month
*** You can deposit for your Share Capital & Savings
simultaneously.

34. “We Help You Invent Your Family’s Future”
WHERE TO DEPOSIT YOUR WEEKLY PAYMENTS
All members must deposit their weekly SHARE CAPITAL, SAVINGS and LOAN payments directly to any Mobile
Franchisee or authorized banks of FUTURE-NET CREDIT COOPERATIVE.
For bank payments. Make 2 copies of the deposit slip. 1 COPY for filing purposes of the member and bank copy.
Report the detail of the deposit at the office thru our TXT MESSAGE FORMAT.
INFORMATION NEEDED ARE
Purpose of payment /Full Name/Amount/Bank/Branch/Date/Time/Transaction Number
TXT FORMAT: Example 1: ( For SHARE CAPITAL PAYMENT )
SHARE CAPITAL/JUAN DELA CRUZ/200/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3
Example 2: ( For LOAN PAYMENTS )
LOAN /JUAN DELA CRUZ/500/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3
Future-net Cooperative Banks
BANK OF THE PHILIPPINE ISLANDS Send to:
ACCOUNT NO: 004543-1138-46
SMART: 0947.773.8823
RIZAL COMMERCIAL BANKING CORPORATION (RCBC) GLOBE: 0917.905.83.05
ACCOUNT NAME : FUTURE NET CREDIT COOPERATIVE SUN: 0923.445.67.08
ACCOUNT NO: 1-135-76246-2
Email to: fncc.info@gmail.com
UNITED COCONUT PLANTERS BANK (UCPB)
ACCOUNT NAME: FUTURE NET CREDIT COOPERATIVE
ACCOUNT NO: 201940002527

35. “We Help You Invent Your Family’s Future”
INVESTMENT:
Benefits:
PHP100,000
o Mobile Franchise Account
o Certificate of Appointment P50 per paid Mem
o1M Insurance Coverage AD & D Application
o 500,000 for Spouse & Maximum of 2
Children (7-18y/o).
o With 10% Unprovoked Murder and assault
5% Encashment
o Personal VTPL (Second Layer of car insurance)
P200,000.00
0.5% Loan of Tagged
o Fire Assistance P 50,000.00
o Brand new computer set
Application
o 4 in 1 printer
o Membership Forms (10 pads) Lock in (by Parameter area/
o 10pc. Provisionary Receipts Municipality)
o 7 pcs. Tarpaulin ( BIG )
o 7 pcs. Tarpaulin ( SMALL )
o 2 pcs. Clearbook
o 5 Membership Entries

36. “We Help You Invent Your Family’s Future”

37. “We Help You Invent Your Family’s Future”

38. “We Help You Invent Your Family’s Future”
Unit-C 2nd/F 167 RCB Square, CasaMilan Comml,
Commonwealth Ext. North Fairview, Q.C.
Phone: 632.409.2660
Fax: 632.990.2535
Smart: 0947.7738823
Globe: 0947.7738823
Sun: 0923.445.6708
futurenet.associate@gmail.com
fncc.info@gmail.com
Office hours : 10AM – 10PM
Cut off time : 9PM
Monday - Saturday

39. “We Help You Invent Your Family’s Future”