In this presentation, Safal Niveshak explains the importance of learning the art of investing, which doesn't require you to be a genius.

1. Learn to Earn
By Vishal Khandelwal
www.safalniveshak.com
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2. A quick word of warning
before we continue…
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3. Be prepared to be challenged.
Because when this is over,
I am going to ask you to do something…
… something that most others would
find it tough to do.
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4. But before that…
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5. What We Don‟t Learn At School…
History - Yes
Math – Yes
Home Economics – Yes
Investing – NO!
This is a glaring omission!
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6. The status quo is dead!
The concept of “Study hard, get a
job, work hard, enjoy life” is dead!
I hope you know this.
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7. The Greatest Financial Gift
You Can Give to Your Children
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8. Tell them they are not
entitled to money or wealth.
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9. Tell them debt is expensive.
If they abuse it, it will destroy them.
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10. Tell them about the
„power of compounding‟.
If you put 1 grain of rice on the 1st square of the Chessboard,
and double the number of grains for the next square, and the next…
When you reach the 64th Square, you will need…
9,223,372,036,854,780,000 grains!
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11. The Power of Compounding at Work…
…In 20 years…
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12. You Don‟t Have to Be
A Genius to Become A
Successful Investor
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13. Believe Me!
You Don‟t Need to Be a Genius…
Swiss mathematician Johann Underwald
“The Next Albert Einstein”
Underwald died while bungee jumping.
He jumped to a height of 250 feet, using a 300 feet rope!
Being a genius makes your over-confident!
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14. Believe Me!
You Don‟t Need to Be a Genius…
People with IQs in the top 2% of world population
During the 15-year period between 1986 and 2001, the US stock
markets (S&P 500) generated average annual returns of 15.3%.
How much did Mensa’s investments earn? Just 2.5%!
That’s genius for you.
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15. Believe Me!
You Don‟t Need to Be a Genius…
Myron Scholes (left) and Robert C. Merton (LTCM)
These geniuses at LTCM hedge fund in the US made incorrect
speculative bets, and lost US$4.6 billion in less than four
months following the Russian financial crisis. The fund that
had started in 1994, closed in early 2000.
Genius!
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16. Instead of focusing on
becoming too smart,
I urge you to
focus on avoiding
foolish behavior.
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17. You Only Need 3 Things to
Make Money from Investing
+ +
Brain Time Efforts
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18. “Our main business is
not to see what lies
dimly at a
distance, but to do
what lies clearly at
hand.”
- Sir William Osler
Stop worrying about
money, and start
working to earn it!
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19. If you want to become a
Successful Investor…
… Remember these
basic rules of Successful Investing…
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20. Remember the
Power of Compounding
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21. Know what is a Stock
Piece of Paper?
Share of Business?
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22. Investing Isn‟t Risky. Not Investing Is.
Like you can learn to swim, cross a road, and ride a bike…
…you can learn to invest.
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23. Don‟t catch up to what other investors
are doing…
…but invest as if „you were yourself‟.
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24. Mind Your Emotions
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25. Know who YOU are.
Are YOU a Stock or a ?
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26. You are a Stock if you…
Have little years of work ahead of you
Work in a volatile and unpredictable field (like stock markets)
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27. You are a Bond if you…
Have a stable job
Have many years left to work
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28. Total Wealth =
Human Capital + Financial Capital
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29. Speculation is Destructive.
Avoid It.
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30. Understand Risk.
It comes from not
knowing what
you are doing.
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31. Investing should be more
like watching paint dry
or watching grass grow.
If you want excitement,
go to a casino.
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32. Investing Is NOT About
„Beating The Market‟
“It feels bad when a friend fails,
but it feels even worse when he comes first.”
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33. Think Independently.
If you think you can‟t, you‟re right.
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34. Try to be fearful
when others are greedy…
…and greedy when others are fearful.
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35. “ Hard work, honesty, if you keep at it,
will get you almost anything. ”
~ Charlie Munger
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36. “ A lot of success in life and business
comes from knowing what you want
to avoid: early death, a bad marriage,
etc. ”
~ Charlie Munger
Investing is no different!
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37. Invest For The Long Term
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38. Taking the Next Step
I’ve said enough.
But you know better what’s stirring somewhere inside you.
You know better how to go about investing to build a better
Financial future for yourself and your kids.
Now, it’s up to YOU to find and connect with it.
I hope you will.
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39. Remember what I said at the start?
When this is over,
I am going to ask you to do something…
… something that most others would find it tough to do.
Here it is…
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40. Start Preparing for
Prosperity.
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41. How much money you make will not
determine your future prosperity.
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42. It‟s how much of that money you put
to work by saving and investing it…
…that will lead you to prosperity.
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43. Invest Now. What Are You Waiting For?
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44. The best time to start investing is when
you are young.
The more time you have to let your
investments grow, the bigger the fortune
you‟ll end up with.
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45. You Need It!
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46. You are not alone.
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47. About Safal Niveshak
Safal Niveshak is an investor education initiative.
The core of our belief is…
 You alone are the most capable person alive to manage your money.
 Investing in the stock markets is not a rocket science. You just need to
 form the right habits, and behave yourself.
 Being smart about your money can be a lot of fun.
 You can create a lot of wealth for yourself doing it.
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48. Learn to Earn…at Safal Niveshak
Take up my FREE Value Investing Course
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Sign up for my FREE daily e-letter on sensible stock-market investing
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49. Join the Community of
Sensible, Independent, Long-term
Investors
Visit: www.safalniveshak.com
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50. Eat, Drink, Drive, Invest … Responsibly.
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51. About the Author
Vishal Khandelwal is a writer, independent analyst,
speaker…basically an idea guy.
He lives in Navi Mumbai with his wife and
2 wonderful kids.
Read more about Vishal here:
http://www.safalniveshak.com/about-vishal/
Connect with Vishal on…
Facebook | LinkedIn | Email
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