http://www.theretirementgroup.com/new/netbenefits - Our staff consists of experienced professionals with a "hands on" approach to financial guidance. Not only do clients find our team members knowledgeable, but they also discover that our staff truly cares about making their dreams a reality.We do everything in our power to keep our clients focused on where they want to go, advise them on how to get there, and continually remind them of the importance of maintaining a disciplined approach to realizing their dreams.

1. Financial Tips for Single Mothers
It is natural for women to feel financially insecure given the high rate of divorce
accompanied by worldwide recession. Divorce has a number of repercussions
for a single mother as she loses her financial security to a large extent. So, even
if everything is going smooth in your life, you should not wait to financial plan
your future and save to make the future of your children safe as it is extremely
difficult for a single mother to raise her kids in the way she wants. If you are
already a single mother and doing it, read on to know some financial tips meant
just for you:
1. Income and Spending: Food, education, medicine, insurance, clothing and
gasoline form the bulk part of your monthly expenses. Make a list of your
monthly expenses on each of these categories and your expected income.
Having an understanding of the expenditure being made on the useful and
necessary items will help in calculating the amount that could be saved on a
regular basis. A tab on the spending and the income can be kept by jotting down
daily expenditures. As a single mother, rely on discount coupons and codes to
save lot of money.
2. Life Insurance: Through life insurance policies you can safeguard the future
of your child by saving through annual installments. There is no surety of life.
Having a life insurance could ease up your financial anxieties. You can ask your
agent for special insurance policies that are meant specially for single mothers
as they have better terms and conditions than regular policies. Compare some of
them before finalizing the best one for you and your children. These policies
have flexible installment terms as companies understand the financial instability
in the life of single moms
3. Health Insurance: As compared to men, women are more likely to suffer
health problems. You can also blame it on the biological reasons that include
pregnancy as well as post pregnancy health problems. A health insurance cover
can help reduce your stress in times of medical emergencies. Children health
insurance plan should also be your focus if you are single mother. Child health
insurance can help you at times of medical emergencies.
4. Investment: Investing for a long period can add extra income in your bank
account. Look for the sources of income that are exempted from the taxes. This
investment can be saved as emergency fund, education fund or even as
retirement fund in your bank account.

2. Besides the aforementioned points, it is also advisable to make a budget for any
purchase whether it is for education or household. Being a single mother brings
more financial responsibility upon you and it is your duty to make the most out
of your earnings and savings. As a single mom, you need to be geared to tackle
all the obstacles that come in the way of your family’s happiness. If you don’t
have too much information about how to start planning, it is best to consult
professional financial planners for your help. You can call us anytime through
these numbers 800-900-5867 and request our financial advice. For more
information visit our site Hewitt Resources.