The document discusses how businesses can increase profits by reducing employee stress and its associated costs. It outlines that the primary source of stress for most Americans is financial challenges and debt. By acknowledging and proactively addressing employee financial stress through effective stress management tools, businesses can realize cost savings from reduced absenteeism, higher productivity and fewer medical claims. Specifically, the document promotes a money management product that can help eliminate all employee debt within 7-9 years while also improving health.

4. Company Profitability $ Revenue $ Profit Wages, Taxes, Workers Compensation, Benefits (401k, Life Insurance, Profit Sharing) Overhead (Phone, rent, equipment utilities, ext.) Health Insurance, Excess Medical Claims Absenteeism, Lost Productivity Employee Turnover EMPLOYEE HEALTH RISK MANAGEMENT

6. Stress Crisis Time magazine's June 6, 1983 cover story called stress "The Epidemic of the Eighties" and referred to it as our leading health problem; there can be little doubt that the situation has progressively worsened since then. Numerous surveys confirm that adult Americans perceive they are under much more stress than a decade or two ago.

7. Negative Effects of Stress Physical Inactivity Diabetes Obesity Depression & Psychosocial Disorders Accelerated Aging & Cellular Degeneration High Blood Pressure Smoking Heart Attack & Stroke Break down of Immune System Cardiovascular disease Cancer Alcohol & Drug abuse Stress

15. Is it no wonder stress is linked to so many chronic health problems? Physical Inactivity Diabetes Obesity Depression & Psychosocial Disorders Accelerated Aging & Cellular Degeneration High Blood Pressure Smoking Heart Attack & Stroke Break down of Immune System Cardiovascular disease Cancer Alcohol & Drug abuse Stress