Velmie Wallet is a cost-effective white-label platform to enable mobile experience in finance. The platform comes with mobile applications for iOS and Android platforms; web user interface; web admin dashboard and optional Blockchain dashboard to deliver the real-time overview of all the transactions being processed by the platform. The Wallet was designed to deliver personalized, instantaneously responsive, and increasingly predictive real-time service to its users. Meaningful and consistent interactions with apps are something that is most important for people nowadays. The recent shift of FinTech products confirms that customers are looking for simple and interactive solutions crafted for their specific needs.

1. White-Label
Payments Solution

2. Product Overview
Velmie Wallet is a cost-effective white-label platform to enable mobile experience
in finance. The platform comes with mobile applications for iOS and Android
platforms; web user interface; web admin dashboard and optional Blockchain
dashboard to deliver the real-time overview of all the transactions being
processed by the platform.
The Wallet was designed to deliver personalized, instantaneously responsive, and increasingly
predictive real-time service to its users. Meaningful and consistent interactions with apps are
something that is most important for people nowadays. The recent shift of FinTech products
confirms that customers are looking for simple and interactive solutions crafted for their specific
needs.
Our mission to bring a robust and scalable platform to help businesses to launch hinghly-
personalized and attractive mobile FinTech products.
hello@velmie.com 650-353-7636

3. Features
Velmie Wallet comes with core modules to enable all kind of mobile payments
solutions.
1. Check the account balance
2. Transactions history
3. Transfer money between accounts
4. Transfer money to another person
5. 2FA
6. Top up with a credit card or bank account
Features are equally available to users of Android, iOS and Web platforms. Our team
is constantly building new features, integrations and APIs, if you don’t see something
in the list just check with us.
7. Real-time payments with QA codes
8. Real-time NFC payments
9. Integration with address book
10. KYC module
11. Push notifications
hello@velmie.com 650-353-7636

4. Extra Features
On top of most common and standard features, Velmie Wallet offers a lot of
additional functionality to handle even more use cases and project types.
We can augment the platform with new features at high velocity and deliver
a custom interface, back end modules and integrations. Sample features that
you can request from us:
1. Support of device-based biometrics identity verification
2. Exchange rates with the real-time currency converter
3. Share executed payment receipts via any messenger or e-mail, save on
device or send to print
4. Scan payment card with mobile device camera
5. Review and control loans and deposits
6. Manage payment templates
7. Utility bill payments
hello@velmie.com 650-353-7636

5. Design & Experience
In order to achieve the required performance, security and reliability of financial
solutions we use industry-proven technologies. The client (iOS and Android) is built
with the React Native Framework, which allows us to create high-performance,
robust, fast time-to market native applications. The main advantages of utilizing the
React Native Framework are:
1. Strong performance for mobile environments;
2. "Native" user experience;
3. Modular and intuitive architecture;
App technologies: Javascript, React Native, Flux, Redux Saga
Mobile OS: iOS - 8.4 and higher; Android - 4.4 and higher;
hello@velmie.com 650-353-7636

6. Back-end Technology
The core back end of Velmie Wallet is built based on a Microservices architecture.
The main idea behind it is that some types of applications become easier to build
and maintain when they are broken down into smaller, component pieces that work
together.
It is an architectural style, an approach to software development in which a large
application is built as a suite of modular services. These are small, independently
versioned, and scalable customer-focused services with specific business goals.
Our back-end architectural design allows us to utilize different types of web servers
and databases, giving our customers flexibility in how they build out their corporate
IT architecture.
Back-end technologies:
Go, Node.js, Java
Data:
Hibernate, PostgreSQL, MongoDB/DynamoDB, Elasticsearch.
Environments:
Spring Cloud (Config, Discovery, Gateway), RabbitMQ.
hello@velmie.com 650-353-7636

7. Deployment Process
Velmie Wallet comes as a prebuilt, plug-and-play solution that can be deployed in
the cloud, preferably Amazon AWS or IBM.
The cloud back end comes with APIs to allow effective integrations with your
existing IT infrastructure.
The deployment process includes the following steps
1. Define scope of services & features
2. Application tuning in scope of implementation package
3. Application branding and UX testing
4. Integrations with the existing IT infrastructure and 3rd party vendors when
needed
5. Application Quality Assurance
6. Go-live and support
hello@velmie.com 650-353-7636

8. Velmie Support
We understand that support of financial software is one of the most important
factors of customer satisfaction. There is why our product comes with 24/7 support
package to ensure the uptime.
Our back end engineers and DevOps teams can handle the support of the entire
cloud infrastructure of your company to deliver the maximum efficiency. You get
instant access to the certified developers to help with cloud cost optimization,
security enhancements, compliance, deployment of new tools and services and
more.
Velmie Wallet customers also get priority access to our web and mobile dev teams
to scale up when needed and to stay agile with building new features and products.
Talk to us to learn more about this opportunity.
hello@velmie.com 650-353-7636