Cada oveja busca a su pareja entre el rebaño. Después de un día pastando juntas, al atardecer las ovejas regresan al redil, donde cada una encuentra a su compañera para dormir.
The document provides advice from an entrepreneur on how to successfully start an independent business after leaving full-time employment. It discusses evaluating the right time to start a business, considering lifestyle changes as an entrepreneur versus employee, and addressing past business problems and ideas. The entrepreneur shares lessons from starting his company DFLAT, including outsourcing tasks to reduce stress and increase productivity. Overall recommendations include testing product ideas before starting, targeting easier to explain products, and considering information-based business models with low overhead.
This document summarizes techniques for estimating reserves for alternative insurance markets like captives and self-insurance trusts. It discusses adjusting exposure data to a common basis, different approaches for estimating ultimate losses like loss cost and experience ratio, projecting reserves for different coverage layers, discounting, and accounting for unreported claims. It also lists several industry data sources that can provide information to assist in reserve estimates.
EPIRBs (Emergency Position Indicating Radio Beacons) are devices that automatically activate when submerged in water, transmitting a distress signal via satellite. They float upright and transmit for a minimum of 48 hours with a strobe light. Some EPIRBs are GPS enabled to transmit location coordinates as part of the distress signal.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses three methods for estimating unpaid tail losses with incomplete information: individual claim review, case reserve development method, and backward recursive development method. It provides details on how each method works, including necessary data inputs and advantages/disadvantages of each approach. The backward recursive development method tracks development of case reserves into subsequent payments and reserves over time using calculated ratios. The incremental paid loss method relies on a pre-selected loss payment pattern and recent payments to generate estimates.
Presentation to Undergraduates: Field BiologyAllison Ray
This document discusses various outdoor jobs with federal and private organizations that involve conservation work, including positions with the National Park Service, Audubon Society, US Forest Service, and private environmental groups. It notes both the benefits of working outside as well as some challenges such as variable pay, inclement weather, traffic, relocation, and long hours.
The document provides advice from an entrepreneur on how to successfully start an independent business after leaving full-time employment. It discusses evaluating the right time to start a business, considering lifestyle changes as an entrepreneur versus employee, and addressing past business problems and ideas. The entrepreneur shares lessons from starting his company DFLAT, including outsourcing tasks to reduce stress and increase productivity. Overall recommendations include testing product ideas before starting, targeting easier to explain products, and considering information-based business models with low overhead.
This document summarizes techniques for estimating reserves for alternative insurance markets like captives and self-insurance trusts. It discusses adjusting exposure data to a common basis, different approaches for estimating ultimate losses like loss cost and experience ratio, projecting reserves for different coverage layers, discounting, and accounting for unreported claims. It also lists several industry data sources that can provide information to assist in reserve estimates.
EPIRBs (Emergency Position Indicating Radio Beacons) are devices that automatically activate when submerged in water, transmitting a distress signal via satellite. They float upright and transmit for a minimum of 48 hours with a strobe light. Some EPIRBs are GPS enabled to transmit location coordinates as part of the distress signal.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses three methods for estimating unpaid tail losses with incomplete information: individual claim review, case reserve development method, and backward recursive development method. It provides details on how each method works, including necessary data inputs and advantages/disadvantages of each approach. The backward recursive development method tracks development of case reserves into subsequent payments and reserves over time using calculated ratios. The incremental paid loss method relies on a pre-selected loss payment pattern and recent payments to generate estimates.
Presentation to Undergraduates: Field BiologyAllison Ray
This document discusses various outdoor jobs with federal and private organizations that involve conservation work, including positions with the National Park Service, Audubon Society, US Forest Service, and private environmental groups. It notes both the benefits of working outside as well as some challenges such as variable pay, inclement weather, traffic, relocation, and long hours.
Trimmer studs support headers over doors and windows. They are shorter than regular studs but longer than cripple studs. Trimmer studs transfer structural loads from the header to the base plate.
1) Turf mowing has a large impact on the overall look of parks and taking pride in one's work results in the public noticing well-maintained greenspaces.
2) As a park employee, operators should be aware of patrons and establish eye contact while reducing speed, leaving the entire work area mowed before departing, and ensuring the park is left in a safe, tidy condition.
3) Proper operation of mowers requires understanding equipment manuals, planning maneuvers with sufficient clearance of objects to avoid damage, and making gradual transitions and turns.
Welke afdeling in uw organisatie is belast met WebAnalytics? En? Werkt dat goed?
In deze presentatie laat Netsociety zien waar webanlaytics bij voorkeur wordt belegd, aan welke voorwaarden een webanalyticsteam dient te voldoen en wat de verschillende stadia zijn van uw bedrijf richting data-gedrevenheid.
Este documento presenta instrucciones para un examen de Corel Draw X7-Photo Paint para el cuarto año. Contiene referencias a responder las preguntas 8 y 9 del examen trabajando con Corel Draw X7.
The document describes various individual medical insurance plans offered by Assurant Health, including MaxPlan, CoreMed, RightStart, OneDeductible, and SaveRight. It provides details on benefits, coverage amounts, deductibles, and other features of each plan. Additional services offered include telemedicine through Teladoc, a patient advocacy program, and supplemental coverage options through Health Advocates Alliance.
Le Projet TOZZI GREEN de plantations à biocarburant et à biomasse sur le Plateau de l’Ihorombe est une initiative ambitieuse, d’une envergure inédite pour le domaine agricole, dans l’histoire de Madagascar. Il n’en reste pas moins un projet à dimension humaine, soucieux d’une cohérence totale en faveur d’un développement durable et équilibré.
Este documento contiene instrucciones para un examen de Corel Draw X6-Photo Paint Expert 1. Indica que se debe abrir el archivo examen.cdr y trabajar con Corel Draw X6, y que las preguntas 8 y 9 son valoradas con 3 puntos cada una.
Traditional Japanese houses used wood from coniferous trees like cedar, pine, and cypress for building, and oak and chestnut for furniture. The inside walls were made primarily of paper and could slide, called shoji. These paper walls would not withstand the seasonal changes in Caldwell County, with snow in winter, and traditional Japanese houses relied on open fires in living rooms for heating and cooking that would not transfer well either.
Trimmer studs support headers over doors and windows. They are shorter than regular studs but longer than cripple studs. Trimmer studs transfer structural loads from the header to the base plate.
1) Turf mowing has a large impact on the overall look of parks and taking pride in one's work results in the public noticing well-maintained greenspaces.
2) As a park employee, operators should be aware of patrons and establish eye contact while reducing speed, leaving the entire work area mowed before departing, and ensuring the park is left in a safe, tidy condition.
3) Proper operation of mowers requires understanding equipment manuals, planning maneuvers with sufficient clearance of objects to avoid damage, and making gradual transitions and turns.
Welke afdeling in uw organisatie is belast met WebAnalytics? En? Werkt dat goed?
In deze presentatie laat Netsociety zien waar webanlaytics bij voorkeur wordt belegd, aan welke voorwaarden een webanalyticsteam dient te voldoen en wat de verschillende stadia zijn van uw bedrijf richting data-gedrevenheid.
Este documento presenta instrucciones para un examen de Corel Draw X7-Photo Paint para el cuarto año. Contiene referencias a responder las preguntas 8 y 9 del examen trabajando con Corel Draw X7.
The document describes various individual medical insurance plans offered by Assurant Health, including MaxPlan, CoreMed, RightStart, OneDeductible, and SaveRight. It provides details on benefits, coverage amounts, deductibles, and other features of each plan. Additional services offered include telemedicine through Teladoc, a patient advocacy program, and supplemental coverage options through Health Advocates Alliance.
Le Projet TOZZI GREEN de plantations à biocarburant et à biomasse sur le Plateau de l’Ihorombe est une initiative ambitieuse, d’une envergure inédite pour le domaine agricole, dans l’histoire de Madagascar. Il n’en reste pas moins un projet à dimension humaine, soucieux d’une cohérence totale en faveur d’un développement durable et équilibré.
Este documento contiene instrucciones para un examen de Corel Draw X6-Photo Paint Expert 1. Indica que se debe abrir el archivo examen.cdr y trabajar con Corel Draw X6, y que las preguntas 8 y 9 son valoradas con 3 puntos cada una.
Traditional Japanese houses used wood from coniferous trees like cedar, pine, and cypress for building, and oak and chestnut for furniture. The inside walls were made primarily of paper and could slide, called shoji. These paper walls would not withstand the seasonal changes in Caldwell County, with snow in winter, and traditional Japanese houses relied on open fires in living rooms for heating and cooking that would not transfer well either.