This Slide is covered Green Banking Perspective in Bangladesh.By making this slide I include some informational data from Islamic Bank Bangladesh Annual Report 2014.
Green Banking means ensuring environment friendly practices in banking sector and thereby reducing internal and external carbon footprints.
The concept of green banking helps to create cleaner and greener future as Green Banking has direct impact on the environment.
Overview of Digital Financial Services LandscapeJohn Owens
This presentation reviews the digital financial service landscape and is a primer for regulators and policy makers wishing to better understand current market developments.
This presentation provides complete study ofcredit risk management,how it was performed in yester years ,how it is taken care nowadays and what is the road ahead in future
This presentation is based on the data of 2016 about the Green Banking in Bangladesh. We try to show the present situation of Green Banking and observe as well as analyze whether it has any impact on profitability and stock price.
This presentation is prepared by Bikash Chandra Paul!
The Cost Effectiveness of Green banking and it's FutureLeroy J D
This is a research presentation on Green banking, with the main focus on the challenges, and solutions, advantages and disadvantages, as well as SWOT Analysis and future prospects
Neobank is taking over the Fintech industry by Ne Dofofan globally. Every day we see a Neo player in the market whose main purpose is to make financial services simpler.
In this article how risk management in banks is an important concept, what type of risks banks faces and how they curb it through risk management model is described
Green banking is like a normal bank, which considers all the social and environmental/ecological factors with an aim to protect the environment and conserve natural resources. It is also called an ethical bank or a sustainable development for the future.
Green Banking means ensuring environment friendly practices in banking sector and thereby reducing internal and external carbon footprints.
The concept of green banking helps to create cleaner and greener future as Green Banking has direct impact on the environment.
Overview of Digital Financial Services LandscapeJohn Owens
This presentation reviews the digital financial service landscape and is a primer for regulators and policy makers wishing to better understand current market developments.
This presentation provides complete study ofcredit risk management,how it was performed in yester years ,how it is taken care nowadays and what is the road ahead in future
This presentation is based on the data of 2016 about the Green Banking in Bangladesh. We try to show the present situation of Green Banking and observe as well as analyze whether it has any impact on profitability and stock price.
This presentation is prepared by Bikash Chandra Paul!
The Cost Effectiveness of Green banking and it's FutureLeroy J D
This is a research presentation on Green banking, with the main focus on the challenges, and solutions, advantages and disadvantages, as well as SWOT Analysis and future prospects
Neobank is taking over the Fintech industry by Ne Dofofan globally. Every day we see a Neo player in the market whose main purpose is to make financial services simpler.
In this article how risk management in banks is an important concept, what type of risks banks faces and how they curb it through risk management model is described
Green banking is like a normal bank, which considers all the social and environmental/ecological factors with an aim to protect the environment and conserve natural resources. It is also called an ethical bank or a sustainable development for the future.
Green Bank is like a normal bank, which considers all the social and environmental / ecological factors with an aim to protect the environment and conserve natural resources”. It is also known as ethical bank or sustainable bank. Their purpose is to perform banking activities but with an additional plan towards taking care of earth’s ecology, environment, and natural resources including biodiversity.
A STUDY ON CUSTOMER AWARENESS ON GREEN BANKING IN SELECTED PUBLIC AND PRIVATE...IAEME Publication
Green Banking means promoting environmental-friendly practices and reducing your carbon footprint from our banking activities. Green banking will be mutually beneficial to the Consumers, banks, industries and the economy. The study aims to identify the awareness on Green banking among the customers of six different banks. Also it aims to find the customers usage relating to Green Banking service. It is necessary to identify various initiatives taken by bank on the concept of green banking in order to influence customer and make them user friendly. Researcher will study the impact of different age group of customers with regard to green initiatives taken by public and private sector banks.
Industrialization approximately the globe has triggered the detection of ever-increasing needs and demands of
the population and it has become symbolic of prosperity and development of an economy. On the other hand, it
has resulted in the exploitation of the natural environment, which in turn has disturbed the ecological balance.
The disturbance in ecological balance has adversely affected the human and its surrounding environment. The
recent industrial disasters and natural disaster that occurred in the last three decades were directly or indirectly
linked with the uneven industrialization. This in turn has raised an important issue of environmental protection
among environmentalists, government and organization from all over the world. Environmental sustainability
and sustainable development have become the important agenda in the international community. The main
objective of this paper is to deeply understand how Indian banks are responding to environmental turbulence
and to provide an overview of their action in view of Go Green banking adoption & its advantages
Employees' Perception towards In- House Green Banking Activities of the Comme...Dr. C.VIJAI
The most important themes of 21st century are the environmental protection and sustainable ecological balance, and it becomes an important issue that must be considered by all functional areas. However, green banking is still a major issue and can take an important role for the development of India. Even though the Indian banks have identified the need for greening their activities, they are running behind their counterparts that of developed economies. In addition to mitigating risks, green banking opens up new markets and avenues for product differentiation. The present study focuses its main attention to answer what in-house green banking practices are followed by the select commercial banks? In this context, the researchers have made an attempt to examine the perception of employees towards in-house green banking activities of the commercial banks in Cuddalore district. By adopting multi-stage sampling 175 employees were selected. As an essential part of the study, the primary data were collected from 175 bank employees with the help of schedule. The perception of the employees have been analyzed using student t test, analysis of one-way variance, analysis of co-efficient of variation, discriminant function analysis, and multiple regression analysis. The results of the study reveal that there is no significant relationship among the acceptance levels of the respondents of different genders, age groups, educational status groups, monthly salary groups, tenure of experience, place of work, bank belongs to, and type of bank towards in-house green activities of the select commercial banks. Security and privacy issues, technical issues, lack of infrastructure, lack of coordination among stakeholders, lack of awareness and capacity building, higher operating expenses, reputation risk, diversification issues - limiting and restricting the business, infant nature of green concept and liquidity issue are the problems stated by the bank employees in regards green banking. The researchers suggest various measures to improve the scope of green banking.
Go green has become an important aspect of every industry and sustainability reporting has become a responsibility of every business, though profit maximization is the primary objective, many companies believe in Eco friendly environment operation. Technology has brought tremendous change, it has made both positive and negative impact on every sector and banking sector is the most dynamic in technological transformation. Information technology is one of the most important facilitator for transformation of Indian banking in terms of its transactions processing as well as for various other internal systems and processes. Green banking is an emerging concept for environmental sustainability which means promoting environment friendly practices for sustainable growth and reduces the carbon footprint from the banking industry. Green banking is considered as one of the tools for ensuring sustainable development where economic activity will not have any negative impact on the environment. Though it is believed that banking sector does not harm the environment but it impacts the environment in terms of excessive paper work, energy consumption such as lighting, air conditioning, etc, Green banking is all about going beyond to keep the world Eco environment without any significant damage. And this study is an attempt to understand the concept of Green banking and also to review the research carried in this field. Mohammed Nawaz | Dr. M.Sirajudeen | Dr. Ajaz Ahmed Khan "Green Banking in India - A Review" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-1 , December 2020, URL: https://www.ijtsrd.com/papers/ijtsrd38004.pdf Paper URL : https://www.ijtsrd.com/management/accounting-and-finance/38004/green-banking-in-india--a-review/mohammed-nawaz
Green and Sustainable Banking: A Pathway to Environmental ResponsibilityFarhatUddinSojib
# Green and Sustainable Banking: A Pathway to Environmental Responsibility
## Abstract
Green and sustainable banking has emerged as a pivotal approach for integrating environmental considerations into the financial sector. This paper explores the evolution, principles, and practices of green banking, its benefits, challenges, and future prospects. By examining case studies and regulatory frameworks, we demonstrate how sustainable banking not only mitigates environmental risks but also enhances financial stability and promotes economic growth. This thesis underscores the necessity for a cohesive strategy involving stakeholders, policy makers, and financial institutions to foster a sustainable future.
## Introduction
### Background
The increasing awareness of environmental degradation and climate change has necessitated a shift in how industries operate, particularly the financial sector. Green and sustainable banking represents an essential transformation aimed at incorporating environmental responsibility into banking operations. This approach not only addresses ecological concerns but also aligns with global sustainability goals.
### Objectives
This paper aims to:
1. Define green and sustainable banking and its core principles.
2. Analyze the benefits and challenges associated with sustainable banking.
3. Review case studies of successful implementation.
4. Discuss regulatory frameworks supporting sustainable banking.
5. Propose strategies for advancing green banking practices.
### Methodology
This thesis employs a mixed-method approach, including qualitative analysis of case studies, regulatory reviews, and quantitative data on the impact of green banking initiatives. Primary sources include academic journals, industry reports, and policy documents.
## Defining Green and Sustainable Banking
### Concept and Principles
Green and sustainable banking refers to the practice of providing financial services in a way that supports environmental conservation and sustainability. This includes financing environmentally friendly projects, reducing the carbon footprint of banking operations, and promoting sustainable business practices among clients.
### Key Principles
1. **Environmental Risk Management:** Assessing and mitigating the environmental risks associated with banking activities.
2. **Sustainable Investment:** Prioritizing investments in renewable energy, energy efficiency, and other green sectors.
3. **Green Products and Services:** Developing financial products that incentivize sustainable practices, such as green bonds and eco-friendly loans.
4. **Transparency and Reporting:** Ensuring clear communication about environmental impact and sustainability efforts.
## Benefits of Sustainable Banking
### Environmental Impact
Green banking initiatives contribute to reducing greenhouse gas emissions, promoting renewable energy, and supporting conservation projects. By directing capital towards sustainable ventures, banks can play a significan
A Study on Customer’s Awareness on Green Banking Initiatives in Selected Publ...Dr. C.VIJAI
The banking sector has undergone significant developments and investments in the recent past; most of
the banks take green banking initiatives. The banks are adopting various environmental practices in their day to day
business operations for the environmental concern to maintain the ecological balance. The concept of green banking
helps to create a cleaner and greener future as Green Banking has a direct impact on the environment. This paper has
been made to study the level of customers awareness regarding “Green banking services “initiative taken by various
Public and Private sector banks in India, Cuddalore district.
Green Banking is an environmentally friendly Banking solution to save energy, reduce carbon emission, to transform waste and other natural resources into energy, and save the environment from pollution.
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
We all have good and bad thoughts from time to time and situation to situation. We are bombarded daily with spiraling thoughts(both negative and positive) creating all-consuming feel , making us difficult to manage with associated suffering. Good thoughts are like our Mob Signal (Positive thought) amidst noise(negative thought) in the atmosphere. Negative thoughts like noise outweigh positive thoughts. These thoughts often create unwanted confusion, trouble, stress and frustration in our mind as well as chaos in our physical world. Negative thoughts are also known as “distorted thinking”.
Embracing GenAI - A Strategic ImperativePeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
The Art Pastor's Guide to Sabbath | Steve ThomasonSteve Thomason
What is the purpose of the Sabbath Law in the Torah. It is interesting to compare how the context of the law shifts from Exodus to Deuteronomy. Who gets to rest, and why?
This is a presentation by Dada Robert in a Your Skill Boost masterclass organised by the Excellence Foundation for South Sudan (EFSS) on Saturday, the 25th and Sunday, the 26th of May 2024.
He discussed the concept of quality improvement, emphasizing its applicability to various aspects of life, including personal, project, and program improvements. He defined quality as doing the right thing at the right time in the right way to achieve the best possible results and discussed the concept of the "gap" between what we know and what we do, and how this gap represents the areas we need to improve. He explained the scientific approach to quality improvement, which involves systematic performance analysis, testing and learning, and implementing change ideas. He also highlighted the importance of client focus and a team approach to quality improvement.
The Indian economy is classified into different sectors to simplify the analysis and understanding of economic activities. For Class 10, it's essential to grasp the sectors of the Indian economy, understand their characteristics, and recognize their importance. This guide will provide detailed notes on the Sectors of the Indian Economy Class 10, using specific long-tail keywords to enhance comprehension.
For more information, visit-www.vavaclasses.com
Palestine last event orientationfvgnh .pptxRaedMohamed3
An EFL lesson about the current events in Palestine. It is intended to be for intermediate students who wish to increase their listening skills through a short lesson in power point.
4. “
Do You Know ??
What is the Name of Virtual Bank
which Based on 100% GREEN
Banking ??
5.
6. The Concept of Green Banking
To be
GREEN
is to be
Socially
Responsible
Sustainable
Ethical
7. Green
Banking
Banking practices that
bring in
Social Welfare
Promoting
Environment
Friendly Banking
Practices Banking practices that
contribute towards
protecting the
environment
Cont’d
8. Features of Green Banking
◆Automation and online banking
◆Social safety and security
◆Consider risk factors regarding environmental
conditions while providing loans
◆Sustainable and green growth
◆Implements Environmental Due Diligence
(EDD)
◆Reduces cost and energy
9. Purpose of Green Banking
Profit Only Profit with Responsibility
Profit, Profit, and Profit Planet, People, and Profit
Bank’s Objective:
Bank’s Motive:
11. Reasons of Practicing Green Banking
◆Proper utilization of organizational
resources
◆Sustainability
◆Minimization of paper works
◆Cost and time efficiency
13. Steps in Green Banking
1. Going Online
2. Using Green Checking Accounts
3. Green Loans for Home Improvements
4. Power Saving Equipment
5. Saving Paper
6. Green Credit Cards
7. Use of Solar and Wind Energy
8. Mobile Banking
14. Tools of Green Banking
Online &
Mobile
Banking
Green Credit
& Investment
Green Credit
Cards
Green
Mortgages
Green
Deposit
Account
Waste
Management
Green banking is not only limited to...
17. Green Products & Services
Electronic and telephone banking
Automatic payments
Electronic (paperless) statements
Offering and promoting mutual funds
Offering a special line of Credit
Offering credit Cards
18. Green Banking Strategies
◆Creating awareness
◆Assess different processes to be green
◆SMART Green Goals i.e.Specific,
Measurable, Attainable, Realistic, and Timely
◆Encourage, motivate, and energize the workforce
◆Monitor the progress
◆Publicize your endeavors towards being green
19. Phases of Green Banking
Phase-I (Foundation):
◆Policy Formulation and Governance
◆Incorporation of Environmental Risk in CRM
◆Initiating In-house Environment Management
◆Introducing Green Finance
◆Creation of Climate Risk Fund
◆Introducing Green Marketing
◆Online Banking
◆Supporting Employee Training, Consumer Awareness and
Green Event
20. Phases of Green Banking
Phase-II (Intensification):
◆Sector Specific Environmental Policies
◆Green Strategic Planning
◆Setting up Green Branches
◆Improved In-House Environment Management
◆Formulation of Bank Specific Environmental Risk
Management Plan and Guidelines
◆Rigorous Programs to Educate Clients
◆Disclosure and Reporting of Green Banking Activities
21. Phases of Green Banking
Phase-III (Diversification):
◆Designing and Introducing Innovative Products
◆Reporting in Standard Format with External Verification
◆Reporting Green Banking Practices on Quarterly Basis
◆Being Ethical and Environment Friendly
◆Bangladesh Bank’s In-house green activities
◆Comparative Analysis – i) Environmental Adoption, ii)
Online Banking, iii) Mobile Banking, and iv) Green
Financing
23. 1. Bank Asia Limited
2. Standard Chartered Bank Limited
3. Dutch Bangla Bank Limited
4. Trust Bank Limited
5. Eastern Bank Limited
6. Mutual Trust Bank Limited
7. Islami Bank Bangladesh Limited
8. Pubali Bank Limited
9. Shahjalal Islami Bank Limited
10. Prime Bank Limited
Source: Bangladesh Bank-Green Banking Report, 2014
24. Online Banking
Types of banks State owned
commercial
banks (SCBs)
Private
commercial
banks
(PCBs)
Foreign
commercial
banks
(FCBs)
Specialized
development
banks (SDBs)
Total
Total number of
Branches
3,469 3224 73 1433 8199
Number of branches
with online facility
168 2925 73 60 3226
% of branches with
online banking facility
4.84 % 90.73 % 100.00 % 4.19 % 39.35 %
Table: Status of Online Banking
25. Mobile Banking
◆23 Banks have been given license to
provide mobile financial services (MFS)
- 14 banks have already started their
operations
◆Average rate of growth: 15% per month.
26. GREEN Financing
Finance for:
◆ETP
◆Bio-gas plant
◆Solar panel/renewable energy plant
◆Hybrid Brick field
◆Waste management plant
◆Mashrum project
◆Horticulture, forestation etc.
27. Need of the Hour!
Support national initiatives
Restructure the bank office operation
SMART Green Goals
Environmental Management System
Environmental risk and liability guidelines
28. Fostering Green Banking
Primary Objectives:
Improving the energy and carbon
efficiency
Estimate energy usage and wastage
Comparative assessment of banks
Recognize and reward
Green
Coin
Rating