- Small cap funds have seen record inflows in recent months due to past strong returns, but experts warn this could be driven by fear of missing out.
- While small caps have outperformed, their risk is higher due to liquidity issues. Financial planners recommend small caps make up 10-20% of portfolios.
- The document discusses an inspiring story of an investor who embraced a more aggressive strategy in equity mutual funds and has been very satisfied with the long term performance and growth compared to other asset classes like fixed deposits.
- Small cap funds have seen a remarkable surge in subscriptions in recent months, with a record inflow of Rs. 4,264.82 Cr in August 2023. This trend is also seen for midcap funds.
- However, large cap funds have seen declining subscriptions, though the decline is gradually narrowing. These shifting trends raise questions about potential changes in investor preferences.
- Experts advise caution for investors in small cap funds, especially new investors, due to higher risks. They recommend diversifying across market caps and holding for long-term horizons of 5+ years through SIPs to reduce risk.
- The document discusses the current geopolitical instability and conflicts happening globally and their impact on financial markets. It specifically mentions the impact on the Indian equity market in the form of a 2.5% fall in the Nifty 50 index last month driven mainly by selling from foreign investors.
- It recommends that investors in the current environment should allocate major portions of their investments to multi-asset or dynamic allocation funds for diversification. Specific sectors like MNC stocks, telecom, transport and logistics are also mentioned as suitable areas for equity exposure.
- Flexi cap funds are highlighted as an ideal option under the current situation as they provide exposure to large, mid and small cap stocks across the market capitalization spectrum for
FIRST, RUSSIA – UKRAINE AND NOW IT’S ISRAEL –
HAMAS! WHAT IS LYING AHEAD FOR INDIAN MARKET ?
Investment
Gyan Market Indicators
Inspiring Investment Story
- Small cap funds have seen record inflows in recent months due to past strong returns, but experts warn this could be driven by fear of missing out.
- While small caps have outperformed, their risk is higher due to liquidity issues. Financial planners recommend small caps make up 10-20% of portfolios.
- The document discusses an inspiring story of an investor who embraced a more aggressive strategy in equity mutual funds and has been very satisfied with the long term performance and growth compared to other asset classes like fixed deposits.
- Small cap funds have seen a remarkable surge in subscriptions in recent months, with a record inflow of Rs. 4,264.82 Cr in August 2023. This trend is also seen for midcap funds.
- However, large cap funds have seen declining subscriptions, though the decline is gradually narrowing. These shifting trends raise questions about potential changes in investor preferences.
- Experts advise caution for investors in small cap funds, especially new investors, due to higher risks. They recommend diversifying across market caps and holding for long-term horizons of 5+ years through SIPs to reduce risk.
- The document discusses the current geopolitical instability and conflicts happening globally and their impact on financial markets. It specifically mentions the impact on the Indian equity market in the form of a 2.5% fall in the Nifty 50 index last month driven mainly by selling from foreign investors.
- It recommends that investors in the current environment should allocate major portions of their investments to multi-asset or dynamic allocation funds for diversification. Specific sectors like MNC stocks, telecom, transport and logistics are also mentioned as suitable areas for equity exposure.
- Flexi cap funds are highlighted as an ideal option under the current situation as they provide exposure to large, mid and small cap stocks across the market capitalization spectrum for
FIRST, RUSSIA – UKRAINE AND NOW IT’S ISRAEL –
HAMAS! WHAT IS LYING AHEAD FOR INDIAN MARKET ?
Investment
Gyan Market Indicators
Inspiring Investment Story
The document is a monthly newsletter from INVRajat Financial Services providing information on investments, market indicators, and an inspiring investment story. It discusses the company's outlook that the next decade will provide wealth creation opportunities in India. It also provides market updates on equity indices and fund categories. Additionally, it shares information on mutual funds including types of funds, returns, and systematic investment plans. It concludes with the story of an investor who doubled his investment in equity funds over six years, outperforming other assets like gold and fixed deposits.
Doubleplus_Finserve_Newsletter_October_2022.pdfBhavesh Shah
This monthly newsletter provides information on investments, market indicators, and an inspiring investment story. It discusses the positive performance of equity markets in October, with the Nifty and Sensex growing over 6%. It then details the benefits of long-term investing in India's growth over the next decade through proper asset allocation. The newsletter highlights types of mutual funds, how returns are generated, and benefits of systematic investment plans. It includes charts on past performance of assets like gold, silver, and equities. Finally, it shares the story of an investor who doubled his investment in just 6 years by choosing equity mutual funds over other assets like gold.
The monthly newsletter provides information on investments, market indicators, and an inspiring investment story. It discusses the positive performance of the stock market in October with the Nifty growing over 6%. It also provides education on mutual funds, explaining what they are, the different types of funds, how to invest through SIP, and how returns are calculated. Charts show the past performance of various asset classes like gold, real estate, and equities over long periods. An inspiring story highlights how one investor doubled his investment in just 6 years by investing in equity mutual funds instead of other assets like gold or FDs.
This monthly newsletter provides information on investments, market indicators, and an inspiring investment story. It discusses the positive performance of equity markets in October, with the Nifty growing over 6% during the month. It also provides education on mutual funds, explaining what they are, the different types of funds, how to invest through SIP, and how returns are calculated. Market indicators show the performance of different asset classes and fund categories. The inspiring story highlights how one investor doubled his investment in just 6 years by allocating funds to diversified equity mutual funds instead of gold or fixed deposits.
This monthly newsletter from Navkar Financial provides information on investments, market indicators, and an inspiring investment story. It includes sections on investment knowledge discussing staying invested during volatility and different asset classes. The market indicators section shows the performance of equity markets, gold, and debt over the past month. It also provides the one-year returns of different mutual fund categories. The inspiring story describes how a client doubled his investment in equity funds over six years, outperforming the alternative of investing in gold or fixed deposits. The newsletter aims to educate investors about long-term investing for growth.
The article discusses an alternative approach to experiencing the costs of index reconstitution, called “Asset Classes,” which allow the fund manager broader leeway as to when to buy or sell, along with a broader range of holdings. This discussion begins in the section called “Decision Two: Indexing or Asset Class Investing?”
The Asset Class approach, also referred to by others as "Factor Investing," is based on what has become to be called “Evidence Based Investing” due to roots discussed in the linked "Factor Investing" article, that come from academic (peer reviewed and repeatable results) foundation that continues to this day.
My blog post discussing this article is scheduled to post 8 Feb 2017 http://wp.me/p2Oizj-Hh
Why Mutual Fund
Sahi Hai?How do you get the Retu
rns in
Mutual Funds?
What is Systematic
Investment Plan (SIP)
in Mutual Fund ?
Nifty started with a dull note at 16887, on 3rd October 2022 but closed at 18012
Right Horizons Equity - capital protection portfolio ProductRachna Rego
The document summarizes the Right Horizons Capital Protection Portfolio, which aims to provide double digit returns that beat inflation while protecting capital. It does this by investing 80% in highly rated fixed income securities and up to 20% in equities through ETFs. The portfolio focuses on liquidity, diversity of durations and businesses, and only invests in companies with strong financials and credit ratings. It is recommended for a 24 month investment horizon.
The Fundamentals of Asset Class InvestingMitch Katz
A globally diversified portfolio outperformed an S&P 500 index portfolio from 2000 to 2018 despite two major market corrections and a recession. The diversified portfolio had an annualized return of 4.92% compared to 4.86% for the S&P 500, with less volatility. Taking regular withdrawals, the diversified portfolio maintained its value better, ending with $237,239 after 19 years of 5% annual withdrawals growing 3%, while the S&P 500 portfolio was exhausted. Diversification and asset class investing can help portfolios sustain retirement withdrawals over long periods.
This document defines absolute return investing in fixed income strategies. It discusses that absolute return strategies aim to provide low correlation to traditional asset classes and positive returns regardless of market direction. For fixed income specifically, absolute return strategies aim to diversify fixed income exposure and add an alternative style to complement traditional fixed income. The document outlines key characteristics of absolute return fixed income strategies, including not eliminating interest rate and credit risk but being tactical in exposure, accessing returns uncorrelated to broader markets, employing risk management focused on potential losses, constructing portfolios that can perform in various scenarios, taking a systematic hedging approach, and being managed by experienced teams.
As Indians, we are generally risk averse towards our investments. We believe that our money should be protected at any cost and there should be no risk involved. Hence, we agree to settle down for investments that seem to offer a guaranteed return which in reality does not beat inflation and hence devalues the money in the long term.
This document provides a report on investment industry analysis of mutual funds in Bangladesh. It was submitted by Team Galaxy to their professor. The report contains an executive summary that outlines the growth of the mutual fund industry in Bangladesh since private sector AMCs were allowed in 1999. It discusses the role of regulatory bodies like SEC in instituting corporate governance guidelines. The report then analyzes characteristics of mutual fund portfolios, functions, types of funds, investment schemes, and the lifecycle of mutual fund investments. It also discusses advantages and disadvantages of mutual fund investments from the perspective of investors.
Kijana Mack - Ashton Global PresentationKijana Mack
The Ashton Global International Small-Cap Fund seeks to generate returns through investing in mispriced small-cap stocks and special situations globally. The fund's portfolio managers identify undervalued companies trading below intrinsic value, with a focus on smaller companies. Not constrained by benchmarks or sectors, the fund has the flexibility to invest where it finds the most value. Since inception in 2014, the fund has outperformed its benchmark with lower volatility through its deep value approach.
ICICI Prudential Equity Savings Fund Series 1- One Pagericiciprumf
- The document discusses the launch of the ICICI Prudential Equity Savings Fund - Series 1, a close-ended equity scheme that aims to generate capital appreciation by investing in stocks specified under the Rajiv Gandhi Equity Savings Scheme.
- It will invest in 20-25 stocks of companies that are expected to see expansion in returns on equity over the next 3 years due to factors like improving economy, regulatory changes, industry dynamics, or company-specific reasons.
- The fund seeks to identify opportunities in companies that have gone through a downturn in returns but are now positioned to recover as the macroeconomic and business environments improve.
Kamini Naidoo, Portfolio Manager for Alternative Investments at Momentum Investments, unpacks hedge funds. She explains that it is suitable for people who want something that is not catered for with the usual investment mandates.
The newsletter discusses the strong growth in the stock market from the previous Diwali to the current Diwali. It notes that analysts believe the bull run will continue for the next 4-5 years, though returns may slow. It advises remaining invested in equities but choosing the right mix of stocks and funds. It also profiles ESG funds, flexicap funds, and business cycle funds as good investment options in the current market. It highlights the inspiring story of an investor who achieved his goal of accumulating over Rs. 1 crore through systematic SIP investments over 10 years for his daughter's education.
During the last 15 years more than $800 billion dollars has been contributed to index funds. At Selective we believe there are many limitations to these products and don't truly capture the heart of investing - business ownership. To learn more go through the presentation. If you would like more content like this visit us at www.selectivewm.com or contact us at info@selectivewm.com
The newsletter provides an overview of the Indian stock market performance from the previous Diwali to the current Diwali. It notes that the Nifty grew 45% and Sensex grew 41% over this period. While analysts believe the bull run will continue for the next 4-5 years, returns may slow and investors should focus on choosing the right mix of stocks and funds. The newsletter discusses ESG funds, flexicap funds, and business cycle funds as good investment options. It also profiles a case study of an individual who achieved his financial goal of accumulating Rs. 1 crore through consistent SIP investments over 10 years.
In February 2024:
- Indian stock market indices performed well, with oil & gas and power sectors being top performers.
- Large cap and sectoral/thematic funds like PSU, Pharma, Technology, and Infrastructure secured top positions among mutual fund categories.
- PM Modi outlined India's ambitious plans to meet its doubling energy demand by 2045 through innovation, renewable sources and infrastructure development. Significant budget was also allocated towards energy sector.
This document provides an investment update for the month ending January 2024. It discusses the performance of key sectors such as PSU, Pharma, Infrastructure and Energy which performed well despite an overall market correction. PSU and Pharma sectors are highlighted as top performing themes. The document delves into opportunities within PSU and Pharma sectors, noting strong growth for PSU funds and an emerging bull signal for Pharma. It also provides market indicators such as category-wise fund performance and an inspiring investment story highlighting strong long-term returns from equity mutual funds compared to other instruments.
Más contenido relacionado
Similar a Shrambal_Distributors_Newsletter_May-2024.pdf
The document is a monthly newsletter from INVRajat Financial Services providing information on investments, market indicators, and an inspiring investment story. It discusses the company's outlook that the next decade will provide wealth creation opportunities in India. It also provides market updates on equity indices and fund categories. Additionally, it shares information on mutual funds including types of funds, returns, and systematic investment plans. It concludes with the story of an investor who doubled his investment in equity funds over six years, outperforming other assets like gold and fixed deposits.
Doubleplus_Finserve_Newsletter_October_2022.pdfBhavesh Shah
This monthly newsletter provides information on investments, market indicators, and an inspiring investment story. It discusses the positive performance of equity markets in October, with the Nifty and Sensex growing over 6%. It then details the benefits of long-term investing in India's growth over the next decade through proper asset allocation. The newsletter highlights types of mutual funds, how returns are generated, and benefits of systematic investment plans. It includes charts on past performance of assets like gold, silver, and equities. Finally, it shares the story of an investor who doubled his investment in just 6 years by choosing equity mutual funds over other assets like gold.
The monthly newsletter provides information on investments, market indicators, and an inspiring investment story. It discusses the positive performance of the stock market in October with the Nifty growing over 6%. It also provides education on mutual funds, explaining what they are, the different types of funds, how to invest through SIP, and how returns are calculated. Charts show the past performance of various asset classes like gold, real estate, and equities over long periods. An inspiring story highlights how one investor doubled his investment in just 6 years by investing in equity mutual funds instead of other assets like gold or FDs.
This monthly newsletter provides information on investments, market indicators, and an inspiring investment story. It discusses the positive performance of equity markets in October, with the Nifty growing over 6% during the month. It also provides education on mutual funds, explaining what they are, the different types of funds, how to invest through SIP, and how returns are calculated. Market indicators show the performance of different asset classes and fund categories. The inspiring story highlights how one investor doubled his investment in just 6 years by allocating funds to diversified equity mutual funds instead of gold or fixed deposits.
This monthly newsletter from Navkar Financial provides information on investments, market indicators, and an inspiring investment story. It includes sections on investment knowledge discussing staying invested during volatility and different asset classes. The market indicators section shows the performance of equity markets, gold, and debt over the past month. It also provides the one-year returns of different mutual fund categories. The inspiring story describes how a client doubled his investment in equity funds over six years, outperforming the alternative of investing in gold or fixed deposits. The newsletter aims to educate investors about long-term investing for growth.
The article discusses an alternative approach to experiencing the costs of index reconstitution, called “Asset Classes,” which allow the fund manager broader leeway as to when to buy or sell, along with a broader range of holdings. This discussion begins in the section called “Decision Two: Indexing or Asset Class Investing?”
The Asset Class approach, also referred to by others as "Factor Investing," is based on what has become to be called “Evidence Based Investing” due to roots discussed in the linked "Factor Investing" article, that come from academic (peer reviewed and repeatable results) foundation that continues to this day.
My blog post discussing this article is scheduled to post 8 Feb 2017 http://wp.me/p2Oizj-Hh
Why Mutual Fund
Sahi Hai?How do you get the Retu
rns in
Mutual Funds?
What is Systematic
Investment Plan (SIP)
in Mutual Fund ?
Nifty started with a dull note at 16887, on 3rd October 2022 but closed at 18012
Right Horizons Equity - capital protection portfolio ProductRachna Rego
The document summarizes the Right Horizons Capital Protection Portfolio, which aims to provide double digit returns that beat inflation while protecting capital. It does this by investing 80% in highly rated fixed income securities and up to 20% in equities through ETFs. The portfolio focuses on liquidity, diversity of durations and businesses, and only invests in companies with strong financials and credit ratings. It is recommended for a 24 month investment horizon.
The Fundamentals of Asset Class InvestingMitch Katz
A globally diversified portfolio outperformed an S&P 500 index portfolio from 2000 to 2018 despite two major market corrections and a recession. The diversified portfolio had an annualized return of 4.92% compared to 4.86% for the S&P 500, with less volatility. Taking regular withdrawals, the diversified portfolio maintained its value better, ending with $237,239 after 19 years of 5% annual withdrawals growing 3%, while the S&P 500 portfolio was exhausted. Diversification and asset class investing can help portfolios sustain retirement withdrawals over long periods.
This document defines absolute return investing in fixed income strategies. It discusses that absolute return strategies aim to provide low correlation to traditional asset classes and positive returns regardless of market direction. For fixed income specifically, absolute return strategies aim to diversify fixed income exposure and add an alternative style to complement traditional fixed income. The document outlines key characteristics of absolute return fixed income strategies, including not eliminating interest rate and credit risk but being tactical in exposure, accessing returns uncorrelated to broader markets, employing risk management focused on potential losses, constructing portfolios that can perform in various scenarios, taking a systematic hedging approach, and being managed by experienced teams.
As Indians, we are generally risk averse towards our investments. We believe that our money should be protected at any cost and there should be no risk involved. Hence, we agree to settle down for investments that seem to offer a guaranteed return which in reality does not beat inflation and hence devalues the money in the long term.
This document provides a report on investment industry analysis of mutual funds in Bangladesh. It was submitted by Team Galaxy to their professor. The report contains an executive summary that outlines the growth of the mutual fund industry in Bangladesh since private sector AMCs were allowed in 1999. It discusses the role of regulatory bodies like SEC in instituting corporate governance guidelines. The report then analyzes characteristics of mutual fund portfolios, functions, types of funds, investment schemes, and the lifecycle of mutual fund investments. It also discusses advantages and disadvantages of mutual fund investments from the perspective of investors.
Kijana Mack - Ashton Global PresentationKijana Mack
The Ashton Global International Small-Cap Fund seeks to generate returns through investing in mispriced small-cap stocks and special situations globally. The fund's portfolio managers identify undervalued companies trading below intrinsic value, with a focus on smaller companies. Not constrained by benchmarks or sectors, the fund has the flexibility to invest where it finds the most value. Since inception in 2014, the fund has outperformed its benchmark with lower volatility through its deep value approach.
ICICI Prudential Equity Savings Fund Series 1- One Pagericiciprumf
- The document discusses the launch of the ICICI Prudential Equity Savings Fund - Series 1, a close-ended equity scheme that aims to generate capital appreciation by investing in stocks specified under the Rajiv Gandhi Equity Savings Scheme.
- It will invest in 20-25 stocks of companies that are expected to see expansion in returns on equity over the next 3 years due to factors like improving economy, regulatory changes, industry dynamics, or company-specific reasons.
- The fund seeks to identify opportunities in companies that have gone through a downturn in returns but are now positioned to recover as the macroeconomic and business environments improve.
Kamini Naidoo, Portfolio Manager for Alternative Investments at Momentum Investments, unpacks hedge funds. She explains that it is suitable for people who want something that is not catered for with the usual investment mandates.
The newsletter discusses the strong growth in the stock market from the previous Diwali to the current Diwali. It notes that analysts believe the bull run will continue for the next 4-5 years, though returns may slow. It advises remaining invested in equities but choosing the right mix of stocks and funds. It also profiles ESG funds, flexicap funds, and business cycle funds as good investment options in the current market. It highlights the inspiring story of an investor who achieved his goal of accumulating over Rs. 1 crore through systematic SIP investments over 10 years for his daughter's education.
During the last 15 years more than $800 billion dollars has been contributed to index funds. At Selective we believe there are many limitations to these products and don't truly capture the heart of investing - business ownership. To learn more go through the presentation. If you would like more content like this visit us at www.selectivewm.com or contact us at info@selectivewm.com
The newsletter provides an overview of the Indian stock market performance from the previous Diwali to the current Diwali. It notes that the Nifty grew 45% and Sensex grew 41% over this period. While analysts believe the bull run will continue for the next 4-5 years, returns may slow and investors should focus on choosing the right mix of stocks and funds. The newsletter discusses ESG funds, flexicap funds, and business cycle funds as good investment options. It also profiles a case study of an individual who achieved his financial goal of accumulating Rs. 1 crore through consistent SIP investments over 10 years.
Similar a Shrambal_Distributors_Newsletter_May-2024.pdf (20)
In February 2024:
- Indian stock market indices performed well, with oil & gas and power sectors being top performers.
- Large cap and sectoral/thematic funds like PSU, Pharma, Technology, and Infrastructure secured top positions among mutual fund categories.
- PM Modi outlined India's ambitious plans to meet its doubling energy demand by 2045 through innovation, renewable sources and infrastructure development. Significant budget was also allocated towards energy sector.
This document provides an investment update for the month ending January 2024. It discusses the performance of key sectors such as PSU, Pharma, Infrastructure and Energy which performed well despite an overall market correction. PSU and Pharma sectors are highlighted as top performing themes. The document delves into opportunities within PSU and Pharma sectors, noting strong growth for PSU funds and an emerging bull signal for Pharma. It also provides market indicators such as category-wise fund performance and an inspiring investment story highlighting strong long-term returns from equity mutual funds compared to other instruments.
The document provides an overview of the positive economic developments and outlook for India in 2023 and going into 2024. It discusses how India emerged from 2023 with increased stability and optimism for growth following a successful moon mission and hosting the G20 summit. Key factors contributing to India's strong position include growth in manufacturing attracting global companies, efforts to reduce logistics costs to participate more in global supply chains, and policies to enhance infrastructure and attract investment. Economic indicators like GDP growth, the stock market, and the manufacturing PMI were positive. The outlook for 2024 remains optimistic, though some volatility is possible due to global factors like elections and inflation.
The document discusses Chandrayaan 3, India's lunar exploration mission, and draws parallels to mutual fund investments. It notes that both require meticulous planning, calculated risks, and long-term vision. Diversification and risk management are important aspects for both domains. The document encourages readers to reflect on the shared spirit of exploration and determination between space exploration and mutual fund investments.
The document provides a performance snapshot of the Indian equity market as of May 31, 2023, noting that the Nifty and Sensex indices gained around 2.6-3.6% for the month but have delivered only around 2% returns year-to-date, suggesting the market has remained stagnant overall since the beginning of the year. It also discusses the performance of various mutual funds, finding that actively managed large cap and mid cap funds have generally outperformed the indices year-to-date, and recommending a blend of large and mid cap funds for optimal returns.
The document provides an investment newsletter with information on the Indian stock market and mutual funds. It discusses the market declines seen in November due to sales by foreign institutional investors that were partially offset by domestic buying. It recommends that investors maintain a long-term perspective in equity markets given India's growth. It highlights dynamic asset allocation funds as providing a better way to manage risk. It also includes a case study of an individual who used insurance and SIP investments to manage risks and expenses from an accident. The newsletter concludes with sections on trending mutual fund categories and highlighting multicap funds.
The document discusses the performance of various assets in August 2021. It notes that equity indices in India like Nifty and Sensex continued their upward momentum from April, gaining around 6% each in August. It also mentions that SBI Mutual Fund collected Rs 14,500 crore for its new fund offer SBI Balanced Advantage Fund, making it the largest NFO in India so far. This signals growing acceptance and understanding among retail investors of the advantages of mutual funds. The document also tracks India's GDP growth of 20.1% in the April-June quarter due to a low base effect from last year when GDP contracted sharply. It notes that further economic recovery will require continued fiscal and monetary policy support.
Indian equity markets have continued their bull run in July 2021, supported by strong buying from domestic mutual funds despite FIIs being net sellers. Experts feel the bull run may continue but with some consolidation ahead. Investors are advised to book partial profits and rebalance portfolios by increasing allocation to banking, infrastructure and IT sectors through selected funds. The newsletter also profiles the investment journey of Mr. Murthy, who created a retirement corpus of Rs. 1.68 crores through SIP in mutual funds and has opted to receive monthly payments of Rs. 85,000 through a dynamic asset allocation fund.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Discover the Future of Dogecoin with Our Comprehensive Guidance36 Crypto
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
South Dakota State University degree offer diploma Transcriptynfqplhm
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University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
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Shrambal_Distributors_Newsletter_May-2024.pdf
1. The annual growth rate of Manufacturing Sector has now been in
positive, after many years of negative zone. As per latest data our
manufacturing growth has been more than 11% in 2023.
Government of India has undertaken various steps to promote
manufacturing sector and to boost domestic and foreign investments
in India. These include introduction of Goods and Services Tax,
reduction in corporate tax, interventions to improve ease of doing
business, FDI policy reforms, measures for reduction in compliance
burden, policy measures to boost domestic manufacturing through
public procurement orders, Phased Manufacturing Program (PMP), to
name a few.
Government has Empowered the Group of Secretaries (EGoS) to
boost key sectors of the Indian economy.
Do watch your investment portfolio and try to add this special theme
in your portfolio according to your Risk appetite.
Happy Investing!
Read more...
OPPORTUNITY
Large Consumer Base
Large Export opportunity in
the Multipolar World
CAPABILITIES
Large & skilled Labour pool
Improving infrastructure
Cost advantages vs peers
Service ecosystem to support
high end manufacturing
FAVORABLE ENVIRONMENT
Focus on Atmanirbharta
Low leverage + higher
capacity utilization
Micro-economic stability +
geopolitical factors
INVESTMENT
KNOWLEDGE CENTER
Make in India - a slogan
in action !
The Time has come
Manufacturing
Convergence of Several Enablers to provide
Multi Decadal Growth
+
What’s Inside
01. Investment Gyan
02. Market Update
03. Inspiration investment story
A monthly wrap-up of Indian Financial Market
Month ending April 2024
www.shrambal.com Page : 01
+
Mr. Vikash Didwania
Managing Director
Shrambal Distributor
2. BEST IS YET TO COME !
NIFTY IN APRIL 2024
Financial growth requires stepping out of your
comfort zone. Embrace the Challenge !
----- Dave Ramsey -----
Nifty ended at 22604 on 30th April 2024 with a modest rise of 0.006%. Overall index was very volatile during the
month but it managed to end in positive. At one point of time it even breached 22000 mark on 18th Apr 2024.
Despite being election month, overall Indian equity market remained in bull zone. There were some interim fears
related to Israel and Iran war but it all ended with a positive tone.
We are at an all-time high. Just now, we have reached an all-time high. So, it
is a very special feeling. Clearly valuation in large caps is more comfortable
than midcaps and small caps and microcaps. More than valuation,
sentiment is the problem because India is one of the most structural stories
over the next decade.
So, it is a sentiment which is more worrying that people are much more
positive particularly on the direct equity side and derivative side. So, more
than valuation, I would be more worried about sentiment that people are
just too positive, and we have always seen that when people are too
negative, it is a very good period to invest and when people are too positive,
it is a time to be more circumspect......as quoted by Mr. S Naren, CIO, ICICI
Prudential MF in his interview to ET.
Experts believe that the best is yet to come; investors just need to be
careful with their choice of schemes - flexi cap and diversified multi cap
funds seems to be a better choice as compared to small cap funds or
sectoral funds.
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3. What is the fact
A bull market, characterized by rising stock prices and
widespread optimism, can be an exhilarating time for
investors. The allure of substantial returns can often
overshadow the potential risks, leading even the most
seasoned investors to make costly mistakes.
Understanding these common pitfalls is crucial for
capitalizing on a bull market without falling victim to its
inherent risks. This article outlines key investment traps
to avoid and strategies for maintaining a balanced
portfolio during periods of economic prosperity.
Overconfidence & Speculative Investments
In a bull market, the pervasive optimism can lead to
overconfidence among investors. This exuberance often
results in an increased appetite for risk as investors
anticipate continued market gains and underestimate
potential threats. Many might find themselves drawn to
speculative investments, lured by the promise of high
returns.
These investments, however, are often high-risk and may not
have the fundamentals to support their skyrocketing prices.
Strategy: To avoid this pitfall, investors should adhere to a disciplined investment approach that focuses on the
long-term potential of their holdings and the fundamental value of their investments. Diversifying across
different asset classes and sectors can also mitigate risk, ensuring that temporary downturns in speculative
sectors do not disproportionately impact the overall portfolio.
INVESTMENT GYAN
COMMON INVESTMENT
PITFALLS IN A BULL
MARKET
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Ignoring Valuation Fundamentals
During a bull market, the prices of securities can rise beyond their
intrinsic value, leading to inflated valuations that may not be
sustainable.
Ignoring valuation fundamentals and investing based solely on
price trends is a common mistake that can lead to significant
losses when the market corrects itself.
4. Conclusion:
Poor Timing Decisions
Complacency with Portfolio Review
While bull markets represent opportunities for growth, they also present unique challenges that require prudent
investment strategies and a disciplined approach to risk management. By understanding and avoiding these
common pitfalls, investors can better position themselves to benefit from a bull market without falling prey to its
volatility. A strategic approach combined with regular portfolio assessments can lead to sustained success in any
market condition.
Attempting to time the market is exceedingly difficult, even in a
bull market. Investors might be tempted to enter the market in a
surge or exit too early, missing out on potential gains.
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Neglecting Diversification
In the rush to capitalize on rising stock prices, investors may
concentrate their funds in a particular sector or asset class,
believing it will continue outperforming other markets. This
lack of diversification increases the portfolio's vulnerability to
sector-specific downturns.
Bull markets can create a sense of complacency among
investors who see their portfolios grow without much effort.
Regular reviews and rebalancing are often neglected during
these times, which can lead to risk exposure that exceeds an
investor's comfort level or financial goals.
Strategy: Investors should consistently perform due diligence and consider the price-to-earnings (P/E) ratios,
among other metrics, to evaluate whether a stock is overpriced relative to its actual worth. Sticking to investments
that offer a solid fundamental case for inclusion in one's portfolio, regardless of market euphoria, is advisable.
Strategy: Maintaining a well-diversified portfolio that includes a
mix of asset types, industries, and geographical regions can
protect against significant losses. Asset allocation should be
periodically reviewed and adjusted in response to changing
market conditions and individual investment goals.
Strategy: Regular portfolio reviews are essential to ensure that
the investment mix remains aligned with one's risk tolerance and
investment objectives. This may involve rebalancing to reduce
positions in overvalued assets and increase positions in
undervalued areas.
Strategy: Rather than attempting to time the market, consider a
dollar-cost averaging approach where investments are made in
consistent intervals. This method reduces the risk of investing a
large amount at a suboptimal time and can smooth out the
purchasing price over time.
7. Source - Morning Star as on 30th Apr2024
NOTE: This is not a single scheme fund performance. This is an average performance of all the funds in same
category across the mutual fund industry. However, performance may be different for different scheme under
same category. Please check with your advisor for the top performing funds in above category for last one year.
www.shrambal.com Page : 07
8. Source - Morning Star as on 30th Apr 2024
Disclaimer: The information contained in this page is for general information purposes only. While we endeavor to
keep the information up to date and correct, we make no representations or warranties of any kind, express or
implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the
information, products, services, or related graphics contained on the website for any purpose. Any reliance you
place on such information is therefore strictly at your own risk.
www.shrambal.com Page : 08
9. Fund Name Category
Investment
Date
Invested
Amount
Value as on
01-05-2024
CAGR
Returns (%)
Absolute
Returns (%)
HDFC Flexi Cap Gr Equity: Flexi Cap 23/05/2018 300000 831358 18.71 177.12
ICICI Pru Large & MidCap Gr Equity: Large & Mid Cap 23/05/2018 300000 830551 18.69 176.85
Invesco India Multi Cap Gr Equity: Multi Cap 23/05/2018 300000 697786 15.26 132.60
Kotak Equity Opp Gr Equity: Large and Mid Cap 23/05/2018 300000 823960 18.53 174.65
SBI Small Cap Reg Gr Equity: Small Cap 23/05/2018 300000 858610 19.36 186.20
Total 1500000 4042265 18.11 169.48
Fixed Deposit 23/05/2018 1500000 2114534 6.0 40.97
This is yet another inspiring story of a person Rajesh Kumar, a man with a vision, stood at the crossroads of
financial planning. At the age of 48, with his daughter's wedding on the horizon, he sought to secure her future
with a prudent investment.
Around 14 years ago, with maturity from a LIC policy in hand, Rajesh contemplated traditional avenues like fixed
deposits or bonds for a 7 to 8-year horizon. His aim was clear: to accumulate funds for his daughter's special day.
As a mutual fund distributor under advisory relationship, I recognized the potential for growth beyond the
confines of conventional investments. With a fervent belief in the power of equity mutual funds, we painted a
picture of possibilities before Rajesh.
Despite initial hesitation, Rajesh trusted our guidance and took the plunge into the world of equity after
understanding his risk appetite. The journey was not without its uncertainties, but steadfast in his resolve, Rajesh
weathered the storms of market fluctuations. 14 years later, as Rajesh sat down to review his investments, a
sense of pride enveloped him. What began as a leap of faith had blossomed into a testament of wisdom. His
investments had burgeoned nearly 2.5 times, a stark contrast to the stagnant returns of fixed deposits.
With each rupee multiplied, Rajesh's heart swelled with joy, knowing that his daughter's dreams were within
reach. The decision to embrace equity had not only secured her future but also instilled in him a newfound
confidence in the power of informed choices. Check the table of performance of his portfolio as on date :
As Rajesh stood on the precipice of his daughter's wedding day, he realized that the true wealth lay not in numbers
but in the memories forged, all made possible by a journey of trust, resilience, and the belief that sometimes, the
greatest rewards come to those who dare to venture beyond the ordinary.
Hence, it is advisable to understand your risk appetite properly and take your allocations accordingly. Equity has an
element of volatility, but it is the best wealth creator in long term. Contact us freely to do your risk profiling with us.
Note: The above story is a real story of an investor. However, names and figures are calculated for the purpose
of presentation. The schemes shown here are not to be treated as our recommendation. Investor should check
their own risk return appetite before choosing any plan for investments.
Disclaimer: The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market
including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future
performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the
same is subject to the availability and adequacy of distributable surplus.
Rajesh Kumar
INSPIR
ING INVESTMENT STORY
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10. WE LOVE TO HEAR FROM YOU
Call us
+91-9830084878
Email us
78lalit@gmail.com
Visit us
www.shrambal.com
AMFI Registered Mutual Fund Distributor
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully. The NAVs of
the schemes may go up or down depending upon the factors and forces affecting the securities market
including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily
indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend
under any of the schemes and the same is subject to the availability and adequacy of distributable surplus.
DISCLAIMER
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