1) Impact investing aims to generate positive social or environmental impact alongside a financial return. It includes investments in ideas and companies that create social impact through innovative business models. 2) Impact investments can result in minor financial profits or returns of capital invested, with the primary goal of creating positive social changes like reducing poverty and inequality. 3) For impact investing to be successful and widespread, some level of financial return is necessary to attract more investors who will contribute more funding for social good.

1. What, Why & How
Impact
Investing
Big
investment,
little
financial
benefits,
more social
impact...
Suman Chowdhury Mony
sumanmony@gmail.com

2. Impact Investing
Primary Words...
We know investment always brings profit or loss. Only except
philanthropist, when anyone or any organization wants to invest
money then he or she must desires some financial profit or
outcomes from their investment. Some practitioner and
Academic think or pursue their opinion that there should be no
scope of financial profit by impact investing. But is it possible to
continue and broadly spread this type investment opportunity in
whole over the world. Are the investors desire to invest for
positive social changes when their investment will not bring
financial profit for them rather it will be in a vulnerable
position? May be not! Every traditional businessman works for
profit. If the investors gain some profit then many investors will
come forward to invest their more finance for positive social
changes. If there are much positive social impact come by impact
investing then everyone should encourage and talk about this. It
helps more than traditional commercial investment. So there are
no problems of gaining little profit or only principal through
investment when major predicted social outcomes are coming
and strengthening the economy, reducing poverty and inequality.
And we can call it as ‘Positive Impact Investing’.
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

3. What is Impact
Investing
Impact Investing includes investments towards ideas
that are based on innovative business models with
the objective to create positive social (and / or
environmental) impact as well as (market-rate or
even market-beating) financial returns of principal
capital.
"Impact investments are investments made into companies,
organizations, and funds with the intention to generate a
measurable, beneficial social and environmental impact
alongside a financial return. Impact investments can be made
in both emerging and developed markets, and target a range of
returns from below-market to above-market rates, depending
upon the circumstances."[1]
1. Global Impact Investing Network (GIIN). http://www.thegiin.org/cgibin/iowa/resources/about/index.html#1
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

4. Impact Investing
Positive
Impact in
Society
Impact
Investing
(Social and
environmental
Benefits)
Financial
Outcomes
(+/- Returns of
Principal
Capital)
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

5. Principle Objective
Impact Investing
Earn little profit or
get back only
principal, or give
grants; do for
positive social
changes...
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

6. Life cycle
Impact Investing
Identify
Targets
Feasible
Study
Impact
Study
Set
Goals
Develop
Out
comes
Set
Plan
Act
Invest
ment
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sumanmony@gmail.com

7. Process of Impact Investing
1
9
Social Impact &
Financial
Outcomes/Returns
Study
Identify Targets
New Area,
Projects/Program
s/Product &
Beneficiaries
2
Provable
Impact/Outcomes
Study
3
8
Set Timeframe
& Objectives/
Establishing
the Goals
10
Gain & Reserve
Social &
Financial Capital
Develop &
Rebuild the
Plan
4
Set
Action
Plan
7
Action /
Implementation
5
6
Action /
Implementation
Financial
and Human
Capital
Investment
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

8. Process of Impact Investing
Plan
Action
Result
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9. Impact of Impact Investing
1
3
Strengthening economic conditions of
the society, also the country
2
Helps Government to do more
development works for positive social
changes and concentrate to do other
development (infrastructural etc)
works and regular governmental works
3
4
Building ability to combine capital in
creative ways
Encouraging Philanthropists to do
their charity works for effective and
positive social change
5
3
Building good intension to some
wealthy investors for generating both
financial and social returns
6
Gather Knowledge about effective
solution of Social and Environmental
Challenges
3
7
Building Motivation for Social and
Environment friendly Investment
8
Strengthening the capacity of
social enterprises to receive and
use capital
The great and effective impacts are – reducing
poverty and inequality of the society and
strengthening economy of the country
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

10. Impact of Impact Investing
Social &
Environmental
Impact
Building Human Capital
Income generating activities
expanded
Empowering Women & Local
People
Proper & Equal Education
and health care (by
minimum cost or without
cost)
Poverty Reduction
Decreasing inequality
Better living conditions
Community development
(cooperatives, social
finance, housing, health etc)
Building the leaders of the
future
Decreasing High unemployment
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

11. Impact of Impact Investing
Financial
Impact
Encourage trade and export
Foreign direct investment
Economic diversification
Overseas development
assistance
Business Diversification
Government tax revenues
Domestic private investment
Socially driven business
Charitable grants
Other innovative finance
instruments
Refining cost-effective
impact-measurement tools
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

12. Product of Projects or Programs/Area of work
Impact Investing
Food Security
Food
Production &
Preservation
Supply/Value
Chain
Management
Agriculture
and Rural
Development
Social
housing
projects
Farming
Equal
Education
Project
Health
Care
Small and
Medium
Enterprise/Bu
siness
Microfinance/
Microcredit for
the Poor
Renewable
Energy
Power
Sector
(Solar)
Water
Purification &
Sanitation
Tree
Plantation
Projects
And various
types of poverty
alleviation programs
and
Income generating
programs
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

13. Investors
Impact Investing
Philanthropy
/Grants
Government
International
Aid & Donor
Agencies
National/Local
Aid & Donor
Agencies
International
Development
Organization
Several
Ministries
Several Govt.
Organizations
Individual
Philanthropist
Govt.
Financial
Institutions
Charity
Clubs
Trusty
Organizations
Non
Government
Organization
Govt.
Microfinance
Institution
Not for Profit
Organization
NGOs
Business / Private
Organization
Financial
Institution
(Bank,
Investment
Company, Cooperative etc)
Microfinance
Institution
Others
Social
capital
Public
Private
Partners
hip
(PPP)
Individual
Investor
Local
Groups
A Presentation of
Suman Chowdhury Mony
sumanmony@gmail.com

14. Impact Investing
Implementers
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

15. Impact Investing
Unfriendly Government
regulations
Risk and Threats/ Challenges
Governance Problem
Selecting wrong Targets
Political Problems
Poor Infrastructural
Development
Poor Road Transport and
Communication Systems
Corruption and nepotism and
deficiency of Accountability
Insufficient human capital
Uneducated and unaware
people
Non co-operation and
disturbances of traditional
commercial businessman
Insufficient
Investments/Funds
Unskilled Professionals
Imperfect information and
Wrong or Problematic Action
Plan
Selecting Wrong
Implementing Organizations
Mischievous and weak
Monitoring System
Wrong & Unjustified Impact
Conception
Highly Business Professional
Mentality
Desire for high financial profit
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

16. For a good Impact Investing Project
• Proper products/projects,
• Feasible Study
• Good Objectives and 3 to 5
years timeframe
• Highly positive Social
outcomes and Low profit
margin,
• Strong leadership and
human Capital
• Effective Action Plan
• Investing Sufficient
Financial Capital
• Effective Trainings for
professionals &
Beneficiaries
• Effective Monitoring and
Evaluation Work plan
• Put option to create Capital
for future Initiatives
Ensure
Act
• Draw lessons for future
investments and actions
• Develop and Rebuild the
business plan
• Strengthen regulation and
monitoring works
• Increase resources for
monitoring, evaluation,
regulation and mentoring
Develop
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

17. What to do?
Impact Investing
What development organizations and
civil societies can do?
What Government can do?
Government should take
initiatives for encourage the
impact investing by
reducing or subsiding the
tax and vat from those
products which are related
with the impact investing,
also from the earned profit.
Government can
revise or upgrade the
export & import and
investment policies
for impact investing.
Government
encourages the
investor by giving
some advantage
and reward.
Development
organizations and civil
societies can raise
awareness for impact
investing
They can arrange
workshop and meeting
with the investors
encouraging them to
invest for social good, gain
little financial profit
They raise their voices for
Philanthropy and encourage
the businessmen and
organizations.
They take initiatives to
develop the Impact
Investing policies and
process and scopes.
They demand to the
government for giving
some related advantage to
the impact investor.
A Presentation of
Suman Chowdhury Mony
sumanmony@gmail.com

18. Impact Investing
Last words...
So why not we encourage this types
of investment when it is doing good
for society and environment? Every
Government of every country,
especially developing countries,
should take initiatives and build
awareness to encourage impact
investing. Its help the government
to concentrate in their regular and
other development works when the
investors implement several types
of development programs and play
a vital role in empowering people,
poverty alleviation, decreasing
inequality, employment creation,
community development etc and
of course in economic growth of
the country. Government,
development organizations, civil
society, everyone should raise
awareness for the potential impact
of this type of developmental tool.
A Presentation of Suman Chowdhury Mony
sumanmony@gmail.com

19. Thank You...
http://sumanchowdhurymony.blogspot.com
Suman Chowdhury Mony
Officer (MIS Analyst)
MIS Department
Palli Karma- Sahayak Foundation (PKSF),
Dhaka, Bangladesh
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