SlideShare una empresa de Scribd logo
1 de 20
FINANCING REAL ESTATE  AND HOUSING: THE INDIAN PERSPECTIVE Keki Mistry Managing Director, HDFC FICCI: “Global Banking: Paradigm Shift”  October 6, 2005
Background on HDFC ,[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Housing Market Scenario
Improved Affordability Property price estimates in suburban Mumbai Affordability equals property prices by annual income 1 Lac = 1,00,000
Effective Rates On Home Loans
Mortgages as a % of GDP 3% 9% 13% 23% 36% 37% 49% 51% 0% 10% 20% 30% 40% 50% 60% India Thailand Korea Malaysia Singapore Taiwan Hong Kong USA 54% UK 48% Germany 70% 70% Denmark
Housing Shortage Source : NBO,  Usable Housing Stock &  No of Households (Million) Shortfall (Million)
Increasing Urbanisation Trends Population Projection: 2001-2025 28 72 29 71 30 70 32 68 34 66 36 64 Source: Census Population Figures
Typical Profile of a Customer ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Indian Real Estate Market:  Contribution to the Economy ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Real Estate Segmentation ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Non-Housing Real Estate Market ,[object Object],[object Object],[object Object],[object Object],[object Object]
Non-Housing Real Estate Market ,[object Object],[object Object],[object Object]
Opportunities ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Policy Measures Needed for  Real Estate ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Policy Measures Needed for Real Estate ,[object Object],[object Object],[object Object],[object Object],[object Object]
Securitisation ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Role of Developers ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Future ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Thank You

Más contenido relacionado

Destacado

Destacado (8)

2016 Edelman TRUST BAROMETER - Leadership in a Divided World
2016 Edelman TRUST BAROMETER - Leadership in a Divided World2016 Edelman TRUST BAROMETER - Leadership in a Divided World
2016 Edelman TRUST BAROMETER - Leadership in a Divided World
 
A comparative analysis of residential and retail commercial
A comparative analysis of residential and retail commercialA comparative analysis of residential and retail commercial
A comparative analysis of residential and retail commercial
 
AsiaNext - Volume 4 - Indonesia
AsiaNext - Volume 4 - IndonesiaAsiaNext - Volume 4 - Indonesia
AsiaNext - Volume 4 - Indonesia
 
Asia next volume3_vietnam
Asia next volume3_vietnamAsia next volume3_vietnam
Asia next volume3_vietnam
 
Asia next volume2_india
Asia next volume2_indiaAsia next volume2_india
Asia next volume2_india
 
AsiaNext - Volume One: First Generation Discoverists
AsiaNext - Volume One: First Generation DiscoveristsAsiaNext - Volume One: First Generation Discoverists
AsiaNext - Volume One: First Generation Discoverists
 
Rental Rehabilitation Program
Rental Rehabilitation ProgramRental Rehabilitation Program
Rental Rehabilitation Program
 
5th estate presentation to CRASSH, Cambridge
5th estate presentation to CRASSH, Cambridge5th estate presentation to CRASSH, Cambridge
5th estate presentation to CRASSH, Cambridge
 

Similar a Mr keki mistry 6.10.05

Trends Of Real Estates In India
Trends Of Real Estates In IndiaTrends Of Real Estates In India
Trends Of Real Estates In India
shrutika1991
 
The Future of Affordable Housing - Dec'13
The Future of Affordable Housing - Dec'13The Future of Affordable Housing - Dec'13
The Future of Affordable Housing - Dec'13
Shushmul Maheshwari
 
45777.rowingthe newwave
45777.rowingthe newwave45777.rowingthe newwave
45777.rowingthe newwave
rraghavan19
 
Usd Business Plan Pdf
Usd Business Plan PdfUsd Business Plan Pdf
Usd Business Plan Pdf
Sagren Pillay
 
Powerpointpresentation 111208023204 Phpapp01
Powerpointpresentation 111208023204 Phpapp01Powerpointpresentation 111208023204 Phpapp01
Powerpointpresentation 111208023204 Phpapp01
Sagren Pillay
 
Real Estate Segment-Future Growth
Real Estate Segment-Future GrowthReal Estate Segment-Future Growth
Real Estate Segment-Future Growth
Rajesh Dhawan
 
Real estate marketing prop tiger
Real estate marketing  prop tigerReal estate marketing  prop tiger
Real estate marketing prop tiger
Nits Kedia
 
Real estate marketing prop tiger
Real estate marketing  prop tigerReal estate marketing  prop tiger
Real estate marketing prop tiger
StudsPlanet.com
 
Cygnet Executive Summary Powerpoint Presentation
Cygnet Executive Summary Powerpoint PresentationCygnet Executive Summary Powerpoint Presentation
Cygnet Executive Summary Powerpoint Presentation
Sagren Pillay
 
Real estate - Making India_Ernst and Young
Real estate - Making India_Ernst and YoungReal estate - Making India_Ernst and Young
Real estate - Making India_Ernst and Young
Pratik Chawla
 

Similar a Mr keki mistry 6.10.05 (20)

Indian real estate industry analysis
Indian real estate   industry analysisIndian real estate   industry analysis
Indian real estate industry analysis
 
IRJET- Impact of Maharera Act on Residential Construction Projects -Case Study
IRJET- Impact of Maharera Act on Residential Construction Projects -Case StudyIRJET- Impact of Maharera Act on Residential Construction Projects -Case Study
IRJET- Impact of Maharera Act on Residential Construction Projects -Case Study
 
Indian Real Estate
Indian Real EstateIndian Real Estate
Indian Real Estate
 
Trends Of Real Estates In India
Trends Of Real Estates In IndiaTrends Of Real Estates In India
Trends Of Real Estates In India
 
Gwinner Cape Town Sept 27 Final
Gwinner Cape Town Sept 27 FinalGwinner Cape Town Sept 27 Final
Gwinner Cape Town Sept 27 Final
 
COVID-19 - Opportunities in Indian Real Estate
COVID-19 - Opportunities in Indian Real EstateCOVID-19 - Opportunities in Indian Real Estate
COVID-19 - Opportunities in Indian Real Estate
 
The Future of Affordable Housing - Dec'13
The Future of Affordable Housing - Dec'13The Future of Affordable Housing - Dec'13
The Future of Affordable Housing - Dec'13
 
45777.rowingthe newwave
45777.rowingthe newwave45777.rowingthe newwave
45777.rowingthe newwave
 
Realty bytes real estate and construction sector - issue 1
Realty bytes   real estate and construction sector - issue 1Realty bytes   real estate and construction sector - issue 1
Realty bytes real estate and construction sector - issue 1
 
Usd Business Plan Pdf
Usd Business Plan PdfUsd Business Plan Pdf
Usd Business Plan Pdf
 
Powerpointpresentation 111208023204 Phpapp01
Powerpointpresentation 111208023204 Phpapp01Powerpointpresentation 111208023204 Phpapp01
Powerpointpresentation 111208023204 Phpapp01
 
India Real Estate Market [2029]: Size, Share, and Competitive Intelligence R...
India Real Estate Market [2029]:  Size, Share, and Competitive Intelligence R...India Real Estate Market [2029]:  Size, Share, and Competitive Intelligence R...
India Real Estate Market [2029]: Size, Share, and Competitive Intelligence R...
 
Real Estate Segment-Future Growth
Real Estate Segment-Future GrowthReal Estate Segment-Future Growth
Real Estate Segment-Future Growth
 
Real estate marketing prop tiger
Real estate marketing  prop tigerReal estate marketing  prop tiger
Real estate marketing prop tiger
 
Real estate marketing prop tiger
Real estate marketing  prop tigerReal estate marketing  prop tiger
Real estate marketing prop tiger
 
Cygnet Executive Summary Powerpoint Presentation
Cygnet Executive Summary Powerpoint PresentationCygnet Executive Summary Powerpoint Presentation
Cygnet Executive Summary Powerpoint Presentation
 
Real Estate Sector Report May 2017
Real Estate Sector Report May 2017Real Estate Sector Report May 2017
Real Estate Sector Report May 2017
 
Real estate - Making India_Ernst and Young
Real estate - Making India_Ernst and YoungReal estate - Making India_Ernst and Young
Real estate - Making India_Ernst and Young
 
Realty Bytes - Quarterly Newsletter - Issue-2
Realty Bytes - Quarterly Newsletter - Issue-2Realty Bytes - Quarterly Newsletter - Issue-2
Realty Bytes - Quarterly Newsletter - Issue-2
 
global-pulse-of-fintech-h123-report-web (1).pdf
global-pulse-of-fintech-h123-report-web (1).pdfglobal-pulse-of-fintech-h123-report-web (1).pdf
global-pulse-of-fintech-h123-report-web (1).pdf
 

Más de tapask7889

What islamic banking
What islamic bankingWhat islamic banking
What islamic banking
tapask7889
 
Warren edwardes iibi islamic finance risk 041215
Warren edwardes iibi   islamic finance risk 041215Warren edwardes iibi   islamic finance risk 041215
Warren edwardes iibi islamic finance risk 041215
tapask7889
 
Ut mba day in the life 11.06
Ut mba day in the life 11.06Ut mba day in the life 11.06
Ut mba day in the life 11.06
tapask7889
 
Us policy economic_sfif_pres_jun_9_ver2
Us policy economic_sfif_pres_jun_9_ver2Us policy economic_sfif_pres_jun_9_ver2
Us policy economic_sfif_pres_jun_9_ver2
tapask7889
 
Terry mc kinley
Terry mc kinleyTerry mc kinley
Terry mc kinley
tapask7889
 
Sc corporate profile
Sc corporate profileSc corporate profile
Sc corporate profile
tapask7889
 
Rushdi siddique presentation
Rushdi siddique presentationRushdi siddique presentation
Rushdi siddique presentation
tapask7889
 
Re finance presv5
Re finance presv5Re finance presv5
Re finance presv5
tapask7889
 
Real estate finance 1
Real estate finance 1Real estate finance 1
Real estate finance 1
tapask7889
 
Pres cmsbfl clients_va230906
Pres cmsbfl clients_va230906Pres cmsbfl clients_va230906
Pres cmsbfl clients_va230906
tapask7889
 
Mr p k gupta 6.10.05
Mr p k gupta 6.10.05Mr p k gupta 6.10.05
Mr p k gupta 6.10.05
tapask7889
 
Luxembourgthe international hub_for_financial_services (1)
Luxembourgthe international hub_for_financial_services (1)Luxembourgthe international hub_for_financial_services (1)
Luxembourgthe international hub_for_financial_services (1)
tapask7889
 
Local bond markets as a cornerstone of development
Local bond markets as a cornerstone of developmentLocal bond markets as a cornerstone of development
Local bond markets as a cornerstone of development
tapask7889
 
Lecture5 risk management
Lecture5  risk managementLecture5  risk management
Lecture5 risk management
tapask7889
 

Más de tapask7889 (20)

Wulf
WulfWulf
Wulf
 
What islamic banking
What islamic bankingWhat islamic banking
What islamic banking
 
Warren edwardes iibi islamic finance risk 041215
Warren edwardes iibi   islamic finance risk 041215Warren edwardes iibi   islamic finance risk 041215
Warren edwardes iibi islamic finance risk 041215
 
Ut mba day in the life 11.06
Ut mba day in the life 11.06Ut mba day in the life 11.06
Ut mba day in the life 11.06
 
Us policy economic_sfif_pres_jun_9_ver2
Us policy economic_sfif_pres_jun_9_ver2Us policy economic_sfif_pres_jun_9_ver2
Us policy economic_sfif_pres_jun_9_ver2
 
Ucre cpres1
Ucre cpres1Ucre cpres1
Ucre cpres1
 
Topic 4
Topic 4Topic 4
Topic 4
 
Terry mc kinley
Terry mc kinleyTerry mc kinley
Terry mc kinley
 
Singapore
SingaporeSingapore
Singapore
 
Sc corporate profile
Sc corporate profileSc corporate profile
Sc corporate profile
 
Rushdi siddique presentation
Rushdi siddique presentationRushdi siddique presentation
Rushdi siddique presentation
 
Re finance presv5
Re finance presv5Re finance presv5
Re finance presv5
 
Real estate finance 1
Real estate finance 1Real estate finance 1
Real estate finance 1
 
Profile ad
Profile adProfile ad
Profile ad
 
Odm md
Odm mdOdm md
Odm md
 
Pres cmsbfl clients_va230906
Pres cmsbfl clients_va230906Pres cmsbfl clients_va230906
Pres cmsbfl clients_va230906
 
Mr p k gupta 6.10.05
Mr p k gupta 6.10.05Mr p k gupta 6.10.05
Mr p k gupta 6.10.05
 
Luxembourgthe international hub_for_financial_services (1)
Luxembourgthe international hub_for_financial_services (1)Luxembourgthe international hub_for_financial_services (1)
Luxembourgthe international hub_for_financial_services (1)
 
Local bond markets as a cornerstone of development
Local bond markets as a cornerstone of developmentLocal bond markets as a cornerstone of development
Local bond markets as a cornerstone of development
 
Lecture5 risk management
Lecture5  risk managementLecture5  risk management
Lecture5 risk management
 

Último

RATINGS OF EACH VIDEO FOR UNI PROJECT IWDSFODF
RATINGS OF EACH VIDEO FOR UNI PROJECT IWDSFODFRATINGS OF EACH VIDEO FOR UNI PROJECT IWDSFODF
RATINGS OF EACH VIDEO FOR UNI PROJECT IWDSFODF
CaitlinCummins3
 
(( wa 0851/7541/5434 )) Jual Obat Aborsi Di Surabaya - Cytotec Misoprostol 20...
(( wa 0851/7541/5434 )) Jual Obat Aborsi Di Surabaya - Cytotec Misoprostol 20...(( wa 0851/7541/5434 )) Jual Obat Aborsi Di Surabaya - Cytotec Misoprostol 20...
(( wa 0851/7541/5434 )) Jual Obat Aborsi Di Surabaya - Cytotec Misoprostol 20...
Spesiialis Kandungan BPOM
 
Abortion pills in Muscut<Oman(+27737758557) Cytotec available.inn Kuwait City.
Abortion pills in Muscut<Oman(+27737758557) Cytotec available.inn Kuwait City.Abortion pills in Muscut<Oman(+27737758557) Cytotec available.inn Kuwait City.
Abortion pills in Muscut<Oman(+27737758557) Cytotec available.inn Kuwait City.
daisycvs
 
Apotik Jual Obat Aborsi asli Mataram, Wa : 085180626899 - Penjual obat Cytote...
Apotik Jual Obat Aborsi asli Mataram, Wa : 085180626899 - Penjual obat Cytote...Apotik Jual Obat Aborsi asli Mataram, Wa : 085180626899 - Penjual obat Cytote...
Apotik Jual Obat Aborsi asli Mataram, Wa : 085180626899 - Penjual obat Cytote...
jual Obat Aborsi Bandung, Wa : 085180626899 Apotik jual Obat Cytotec Di Bandung
 
Powerpoint showing results from tik tok metrics
Powerpoint showing results from tik tok metricsPowerpoint showing results from tik tok metrics
Powerpoint showing results from tik tok metrics
CaitlinCummins3
 
Future of Trade 2024 - Decoupled and Reconfigured - Snapshot Report
Future of Trade 2024 - Decoupled and Reconfigured - Snapshot ReportFuture of Trade 2024 - Decoupled and Reconfigured - Snapshot Report
Future of Trade 2024 - Decoupled and Reconfigured - Snapshot Report
Dubai Multi Commodity Centre
 

Último (20)

Inside the Black Box of Venture Capital (VC)
Inside the Black Box of Venture Capital (VC)Inside the Black Box of Venture Capital (VC)
Inside the Black Box of Venture Capital (VC)
 
PitchBook’s Guide to VC Funding for Startups
PitchBook’s Guide to VC Funding for StartupsPitchBook’s Guide to VC Funding for Startups
PitchBook’s Guide to VC Funding for Startups
 
RATINGS OF EACH VIDEO FOR UNI PROJECT IWDSFODF
RATINGS OF EACH VIDEO FOR UNI PROJECT IWDSFODFRATINGS OF EACH VIDEO FOR UNI PROJECT IWDSFODF
RATINGS OF EACH VIDEO FOR UNI PROJECT IWDSFODF
 
stock price prediction using machine learning
stock price prediction using machine learningstock price prediction using machine learning
stock price prediction using machine learning
 
(( wa 0851/7541/5434 )) Jual Obat Aborsi Di Surabaya - Cytotec Misoprostol 20...
(( wa 0851/7541/5434 )) Jual Obat Aborsi Di Surabaya - Cytotec Misoprostol 20...(( wa 0851/7541/5434 )) Jual Obat Aborsi Di Surabaya - Cytotec Misoprostol 20...
(( wa 0851/7541/5434 )) Jual Obat Aborsi Di Surabaya - Cytotec Misoprostol 20...
 
Blinkit: Revolutionizing the On-Demand Grocery Delivery Service.pptx
Blinkit: Revolutionizing the On-Demand Grocery Delivery Service.pptxBlinkit: Revolutionizing the On-Demand Grocery Delivery Service.pptx
Blinkit: Revolutionizing the On-Demand Grocery Delivery Service.pptx
 
Exploring-Pipe-Flanges-Applications-Types-and-Benefits.pptx
Exploring-Pipe-Flanges-Applications-Types-and-Benefits.pptxExploring-Pipe-Flanges-Applications-Types-and-Benefits.pptx
Exploring-Pipe-Flanges-Applications-Types-and-Benefits.pptx
 
Abortion pills in Muscut<Oman(+27737758557) Cytotec available.inn Kuwait City.
Abortion pills in Muscut<Oman(+27737758557) Cytotec available.inn Kuwait City.Abortion pills in Muscut<Oman(+27737758557) Cytotec available.inn Kuwait City.
Abortion pills in Muscut<Oman(+27737758557) Cytotec available.inn Kuwait City.
 
Innomantra Viewpoint - Building Moonshots : May-Jun 2024.pdf
Innomantra Viewpoint - Building Moonshots : May-Jun 2024.pdfInnomantra Viewpoint - Building Moonshots : May-Jun 2024.pdf
Innomantra Viewpoint - Building Moonshots : May-Jun 2024.pdf
 
MichaelStarkes_UncutGemsProjectSummary.pdf
MichaelStarkes_UncutGemsProjectSummary.pdfMichaelStarkes_UncutGemsProjectSummary.pdf
MichaelStarkes_UncutGemsProjectSummary.pdf
 
Progress Report - UKG Analyst Summit 2024 - A lot to do - Good Progress1-1.pdf
Progress Report - UKG Analyst Summit 2024 - A lot to do - Good Progress1-1.pdfProgress Report - UKG Analyst Summit 2024 - A lot to do - Good Progress1-1.pdf
Progress Report - UKG Analyst Summit 2024 - A lot to do - Good Progress1-1.pdf
 
Guide to Networking Essentials 8th Edition by Greg Tomsho solution manual.doc
Guide to Networking Essentials 8th Edition by Greg Tomsho solution manual.docGuide to Networking Essentials 8th Edition by Greg Tomsho solution manual.doc
Guide to Networking Essentials 8th Edition by Greg Tomsho solution manual.doc
 
Apotik Jual Obat Aborsi asli Mataram, Wa : 085180626899 - Penjual obat Cytote...
Apotik Jual Obat Aborsi asli Mataram, Wa : 085180626899 - Penjual obat Cytote...Apotik Jual Obat Aborsi asli Mataram, Wa : 085180626899 - Penjual obat Cytote...
Apotik Jual Obat Aborsi asli Mataram, Wa : 085180626899 - Penjual obat Cytote...
 
Pay after result spell caster (,$+27834335081)@ bring back lost lover same da...
Pay after result spell caster (,$+27834335081)@ bring back lost lover same da...Pay after result spell caster (,$+27834335081)@ bring back lost lover same da...
Pay after result spell caster (,$+27834335081)@ bring back lost lover same da...
 
Powerpoint showing results from tik tok metrics
Powerpoint showing results from tik tok metricsPowerpoint showing results from tik tok metrics
Powerpoint showing results from tik tok metrics
 
بروفايل شركة ميار الخليج للاستشارات الهندسية.pdf
بروفايل شركة ميار الخليج للاستشارات الهندسية.pdfبروفايل شركة ميار الخليج للاستشارات الهندسية.pdf
بروفايل شركة ميار الخليج للاستشارات الهندسية.pdf
 
NFS- Operations Presentation - Recurrent
NFS- Operations Presentation - RecurrentNFS- Operations Presentation - Recurrent
NFS- Operations Presentation - Recurrent
 
Future of Trade 2024 - Decoupled and Reconfigured - Snapshot Report
Future of Trade 2024 - Decoupled and Reconfigured - Snapshot ReportFuture of Trade 2024 - Decoupled and Reconfigured - Snapshot Report
Future of Trade 2024 - Decoupled and Reconfigured - Snapshot Report
 
Series A Fundraising Guide (Investing Individuals Improving Our World) by Accion
Series A Fundraising Guide (Investing Individuals Improving Our World) by AccionSeries A Fundraising Guide (Investing Individuals Improving Our World) by Accion
Series A Fundraising Guide (Investing Individuals Improving Our World) by Accion
 
Toyota Kata Coaching for Agile Teams & Transformations
Toyota Kata Coaching for Agile Teams & TransformationsToyota Kata Coaching for Agile Teams & Transformations
Toyota Kata Coaching for Agile Teams & Transformations
 

Mr keki mistry 6.10.05

  • 1. FINANCING REAL ESTATE AND HOUSING: THE INDIAN PERSPECTIVE Keki Mistry Managing Director, HDFC FICCI: “Global Banking: Paradigm Shift” October 6, 2005
  • 2.
  • 3.
  • 4. Improved Affordability Property price estimates in suburban Mumbai Affordability equals property prices by annual income 1 Lac = 1,00,000
  • 5. Effective Rates On Home Loans
  • 6. Mortgages as a % of GDP 3% 9% 13% 23% 36% 37% 49% 51% 0% 10% 20% 30% 40% 50% 60% India Thailand Korea Malaysia Singapore Taiwan Hong Kong USA 54% UK 48% Germany 70% 70% Denmark
  • 7. Housing Shortage Source : NBO, Usable Housing Stock & No of Households (Million) Shortfall (Million)
  • 8. Increasing Urbanisation Trends Population Projection: 2001-2025 28 72 29 71 30 70 32 68 34 66 36 64 Source: Census Population Figures
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.