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Earnings Release  3Q09
Disclaimer ,[object Object],[object Object],[object Object]
Segments Overview Dental Health Assistance Assistance Services Ranking: #1 17 millions of items Market: B2B e B2B2C Healthcare Administration Ranking: #1 1,34 million of lives Market: B2B  Dental HMO Ranking: #3 851K of lives Market: B2B and B2B2C
Tempo – Results by Segments (*) EBITDA excludes non-recurring expenses. Note 1: Conciliation of results found on page 16 of the 3Q09 Earnings Release. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Highlights
3Q08 3Q09 Tempo – EBITDA Mix  Tempo EBITDA’s Breakdown shows an evolution of Tempo’s mix EBITDA (R$ Millions) and EBITDA Margin %
[object Object],[object Object],[object Object],Tempo – Health Segment  Highlights (*) EBITDA excludes non-recurring expenses. Note 1: Conciliation of results found on page 16 of the 3Q09 Earnings Release.
[object Object],[object Object],Tempo – Dental Segment Highlights (*) EBITDA excludes non-recurring expenses. Note 1: Conciliation of results found on page 16 of the 3Q09 Earnings Release.
[object Object],[object Object],Tempo – Dental Segment Loss Ratio:  **Pro forma results, includes acquisition. Highlights
[object Object],[object Object],[object Object],Tempo – Assistance Segment Highlights (*) EBITDA excludes non-recurring expenses. Adjustments reflect new accounting practices. Refer to the reconciliation page of the Earnings Release Note 1: Conciliation of results found on page 16 of the 3Q09 Earnings Release.
[object Object],[object Object],Tempo – Assistance Segment Highlights Loss Ratio Curve*: * Loss Ratio Calculation includes adjusted cost (refer to table on press release)
Acquisition of Unibanco Saúde Acquisition Overview ,[object Object],[object Object],[object Object],Advantages to Tempo Comercial Operational ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Tempo – Capex Highlight In the third quarter of 2009, Tempo invested R$ 2.4Mn in capital expenditures, which accounts for 12% of EBITDA in the same period. The major expenditures were software due to the implementation of the SAP and the Dental platform.
Tempo Participações Investor Relations +55 -11 - 3336 – 8587 [email_address]

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Earnings Release 3Q09 Presentation

  • 2.
  • 3. Segments Overview Dental Health Assistance Assistance Services Ranking: #1 17 millions of items Market: B2B e B2B2C Healthcare Administration Ranking: #1 1,34 million of lives Market: B2B Dental HMO Ranking: #3 851K of lives Market: B2B and B2B2C
  • 4.
  • 5. 3Q08 3Q09 Tempo – EBITDA Mix Tempo EBITDA’s Breakdown shows an evolution of Tempo’s mix EBITDA (R$ Millions) and EBITDA Margin %
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12. Tempo – Capex Highlight In the third quarter of 2009, Tempo invested R$ 2.4Mn in capital expenditures, which accounts for 12% of EBITDA in the same period. The major expenditures were software due to the implementation of the SAP and the Dental platform.
  • 13. Tempo Participações Investor Relations +55 -11 - 3336 – 8587 [email_address]

Notas del editor

  1. It seems to me that we do not show projections in our presentation of the 2nd quarter release. After we finish the whole presentation review this text.
  2. Get portuguese version!
  3. Include beneficiaries