1. Understanding the ChFEBC
Designation
By Tracy Wayne Mitchell

2. Introduction
 Tracy Wayne Mitchell, a federal employee
benefits expert based out of Springfield, Missouri,
has authored a new book entitled The Informed
Fed – A Survival Guide to Federal Employee
Benefits. Tracy Wayne Mitchell currently serves
as president at Federal Employee Benefit
Advisors.

3. About the ChFEBC Exam
 Financial experts who have passed the ChFEBC
exam have gone through extensive training and
education in order to specialize in the constantly
evolving field of federal employee benefits
consulting—in fact, in order to maintain the
designation, consultants must remain fully
informed on any and all modifications or additions
that are made to the current plans.

4. Conclusion
 Individuals who possess the ChFEBC title are
required to have a minimum of three years’
experience in the field of financial services, in
addition to holding a Series 6, 7, 24, or 66
license, if not a comparable Registered
Investment Advisor or Investment Advisor
Representative designation. There are a number
of additional certifications consultants are
encouraged to have, including chartered financial
consultant (ChFC) and certified financial planner
(CFP) status.