"Knowledge Plus for Wealth + " will give you the overview of the recent happenings in the financial market. Everyone wants to transfer the hard-earned wealth to the next generation smoothly and hassle free. This can be done through forming a private trust which is considered as one of the effective tool for succession planning and estate planning. This also helps to make asset protection. In this issue, we will cover: - Latest Happenings in the Financial Markets - Introduction To Wealth Distribution - Basics of Trust - Types of Trust Kindly Download the details from following Link: http://www.youtube.com/watch?v=eBWDQTsOLn8&feature=youtu.be Kindly share your valuable feedback at info@valueplusinv.com to help us serve you better.

1. VALUE PLUS - The Family Office
KNOWLEDGE PLUS
For Wealth Plus+
From
Research Desk
23rd November 2013

2. Hot Topic Of The Week
Trust – Effective Vehicle to Transfer
the Wealth
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3. Last week at the Financial Markets!!!
News
• Government approved
proposals worth Rs 916 Cr.
Impact
20
FDI •
•
•
• Government to deregulate diesel •
prices in next six months with gradual •
increase in prices.
•
•
Foreign inflow will increase.
Higher inflow will reduce rupee
volatility.
Rupee will appreciate.
Inflation will increase.
Govt. subsidy burden will be reduced.
Diesel demand may reduce.
Negative for Auto Sector and positive
for Oil Upstream companies.
• SENSEX was down by 182.03 points (-0.89%) and closed to 20217 at end of
the week.
• (FIIs) remained net buyers in equity with net inflow of Rs. 3565.10 and net
sellers in debt segment with net outflow of Rs. 819.40 crore.
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4. Last week at the Financial Markets!!!
Price Performance of Different Asset Class
2.00%
1.21%
0.65%
1.00%
Choppy movements were
seen in various asset
classes.
1.07%
0.46%
0.00%
-1.00%
LME
Copper
$/MT
WTI Crude Dow Jones
$/bbl
EURUSD
USDINR
-0.40%
Sensex
Gold (Spot) Silver $/t
oz (Spot)
-0.89%
-2.00%
-3.00%
-3.32%
-4.00%
-4.00%
-5.00%
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5. Next Week in the Financial Markets..?
• Expiry of Derivative Contracts on November 28.
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6. Hot Topic Of The Week
Trust – Effective Vehicle to Transfer
the Wealth
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7. Introduction
• As everyone, you may also want to make sure that your hardearned wealth lasts throughout your lifetime and is transferred
smoothly to the next generation.
• The purpose of Wealth Distribution may vary from receiving
lasting stream of income or gifting/transferring assets to loved
ones, to leaving behind a philanthropic legacy and also in legacy
planning.
• It includes activities like forming a trust, creating a succession
plan, drafting a will and philanthropy.
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8. Trust
• Through a private trust, assets or wealth is transferred by
settlor and held by trustee for the benefit of a third party i.e.
beneficiaries, under the Indian Trusts Act, 1982.
• There are three parties involved in Trusts namely Settlor,
Trustee and Beneficiary.
• It is an effective vehicle for succession planning and estate
planning.
• It is a structure that provides effective and hassle free wealth
management, asset protection and tax efficiency.
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9. Types of Trust
• Revocable Trust:
– It does not protect assets as these can be withdrawn from the
Trust.
– In this case, assets are not considered given away to Trusts and
thus taxed at the hands of the settlor.
– The settlor can also be the beneficiary.
• Irrevocable Non-Discretionary
– Settlor has complete control of trust norms. So, he decides
which beneficiary receives which assets and in what proportion.
– If the settlor is the primary beneficiary, he is taxed at marginal
slab rate.
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10. Types of Trust
• Irrevocable Discretionary
– In this case, settlor only decides the beneficiaries and does not
have complete control over Trust.
– Trustees decides which beneficiary receives which assets and in
what proportion.
– Income tax is applied to Trust level.
– The concept of Dividend Distribution Tax and Minimum
alternate tax applicable to company is not applicable to a Trust.
– Beneficiaries can save on income tax from the assets till the
time they don't know how much they would receive.
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11. THANK YOU
Research Desk
@
VALUE PLUS - The Family Office
Office:
Email:
Website:
(0265 -2324600,6629800)
info@valueplusinv.com
www.valueplusinv.com
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