As you prepare to kick-off your wellness program, it is important that you take a few things into account. Namely, business owners must ask themselves: “Is our wellness program ACA-compliant?”
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Does your wellness program follow ACA guidelines?
1. &
ACACOMPLIANCE
DoesyourwellnessprogramfollowACAguidelines?
ParticipatoryPrograms
Health-ContingentPrograms
Based solely on employee participation
- not a specific outcome
Rewards can be offered to encourage
employees but ensure it can be
achieved regardless of health status
Offer incentives to complete health risk
assessments or annual check-ups
Requires employees to meet specific
health goals
Activity only OR outcome based
Reward based can potentially lead
to discrimination issues - Does the
employee have health or safety
issues that may prevent reaching
a goal?
WellnessPrograms
Offer alternative means to accomplish
specific goals
ACA specifies the maximum reward is
30% of the cost of employee-only
health coverage
For more information: www.cbiz.com