The document provides an evaluation guide for business plans that are submitted to lenders and investors. It outlines several areas that are important to consider, such as management experience, market potential, financial projections, and overall strategy. Each element is scored on a scale from 1 to 10 based on the quality and content provided in the business plan. Scores toward the lower end indicate deficiencies that need to be addressed for the business to have a successful operation and higher probability of securing funding.