“Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge. Vijaya Bank shows us what are the benefits of the digital banking.

1. DIGITAL BANKING AND ITS
BENEFITS
“Digital” is the new buzz word in the banking sector, with banks all
around the globe hopping onto the digital bandwagon. Banks of all sizes
are making sizeable investments in digital initiatives in order to maintain
a competitive edge.

2. WHAT DOES “DIGITAL” ACTUALLY MEAN?
• Digital Banking is the present trend in
banking. It is not just about banking
using the internet but is much more,
based on the SMAC(“Social, Mobile,
Analytics and Cloud“) model, which
puts customer first and cuts costs
associated with banking.
• SMAC makes banking business more
agile and customer centric which
contributes towards the building of
Digital banking.

3. DIGITAL BANKING BENEFITS

4. 24X7 ACCESS
With online banking, customers can have access to their account 24
hours a day, seven days a week and 365 days a year, making it very
easy for tasks like :
1. Paying Bills
2. Transferring funds
3. Changing personal account preferences and viewing up-to-date
account statements whenever needed.

5. ONLINE SERVICES
• Access to almost all of the
bank’s services from the
comfort of one’s home
• Applying for Loans
becomes easy
• One can request for an
increase in credit limit
• One can easily review the
information for all of the
different investment
products that bank offers.

6. LIMITS TELLER TRANSACTIONS
One does not need to run to the ATM
to withdraw money every time.
Certain transactions like bill
payments and money
transfers/payments can easily be
carried out through digital banking,
without the need for cash to
exchange hands.

7. TRANSACTION SPEED
Online banking generally executes and confirms transactions at a
quicker pace than Branch/ATM processing speeds

8. LOOKING FOR A BANK WHICH PROVIDES
A PLETHORA OF LATEST DIGITAL
SERVICES AND THAT TOO TOTALLY
SAFE AND SECURE?
CHOOSEVIJAYA
BANK!

9. VIJAYA BANK
• Vijaya Bank is a PAN India Institution, serving diverse sectors of the society
• The Bank offers a bouquet of innovative and attractive products and
services to its customers. It also incorporated a host of latest Digital
Banking products to provide the best services to customers.
• Digital Banking services are:
1. VPAYQWIK
2. Mobile Banking
3. Net Banking
4. V ePassBook
5. Vijaya UPI
6. Twitter banking
and many more…
• For details, visit: https://www.vijayabank.com

10. THANK-YOU