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1. Credit Privacy Numbers (CPN)
CAN NOT Erase
Bad Credit!
www.badcreditresources.com | Follow us: @BadcreditExpert

2. CPN is a 9-digit number meant to be used in place of your Social
Security number when you apply for credit.
You can use your CPN instead of using your social security
number.
CPN CAN NOT use for filing taxes, registering your car, or for
any kind of government programs.
What is a Credit Privacy
Number (CPN)?

3. Who Uses A CPN?
CPNs are used a lot, legitimately, by celebrities and
wealthy people in place of their social security number.
It also been used by people who are in the witness protection
program and need to keep their real social security number from
showing up anywhere and tipping the wrong people off to their
location.

4. Spotting A Shady
CPN Scam
Most people are introduced to CPNs by certain shady
organizations that promise to help get their credit file
started over.
Not only do these organizations charge a hefty fee for
their services, they leave those who hire them in a
unique situation of being both the victims and
perpetrators of a serious fraud.

5. The Problem with Improperly
Obtained CPNs
Most of these shady companies obtain CPNs illegally such as
taking the social security number from someone who is deceased
, or a child’s or elderly.
If your credit privacy number ends up being assigned by the
Social Security Administration to someone else, then you will be
seen as committing a fraud and in all likelihood be subjected to
serious criminal charges

6. How Can You Get A Legitimate
Credit Privacy Number?
Some people just want a CPN for privacy reasons, but
you need to make sure you get a legitimate CPN and
consult to an attorney.
You will need to provide the attorney with the reason
why you want a credit privacy number, all your personal
information, and sign a form stating you will take full
responsibility for any purpose the CPN is used.

7. CPNs and Bad Credit
There are no shortcuts to repairing bad credit.
You must go through the process of pulling your
credit report, eliminate all the false information,
pay your old debts and systematically set
yourself up to the task of repairing bad credit.

8. For more information:
Credit Privacy Numbers (CPN) CAN
NOT Erase Bad Credit!
http://www.badcreditresources.com/credit-privacy-numbers