1. 10 Dorrance St., Suite 524, Providence, RI 02903 Phone: (401) 272-7070 Facsimile: (401) 331-8964 A Member/Shareholder of Prepared for: Email: meridien@meridienonline.com www.meridienonline.com 1601 Trapelo Road, Suite 212, Waltham, MA 02451 Phone: (866) 871-9963 Facsimile: (401) 331-8964 Private Briefing Presented By: Meridien Benefits, Inc.

3. Our Focus Section One

5. Meridien Benefits Section Two

6. Meridien’s Timeline ©2009: Meridien Benefits, Inc. 1975 Meridien founded as operating company for sales and service of life insurance products to corporations and affluent individuals. Meridien co-founded New England Trust Company. In just 10 years assets under management grew to over $1 billion. Sold to First of America (National City Bank). 1980 Pension Services, Inc. founded as wholly-owned subsidiary to provide actuarial, administrative, record-keeping and comparative services for over 500 qualified retirement plans. 1982 Meridien Financial Group, Inc. formed. A FINRA Broker-Dealer focused in asset gathering for 401(k) and other qualified retirement plans. 1990 Firm becomes member of the M Financial Group. 1997 Firm perfects its proprietary process for 401(k) system(s) asset gathering. 2000 Firm’s 401(k), investment assets and insurance assets under management exceeds $500 million. 2005 to present Meridien Benefits is endorsed by SBANE as its 401(k) provider. 2007 Meridien Team is selected by Plan Sponsor Magazine as one of the “Best of the Best” and most successful retirement plan advisers in the nation.

8. Corporate Structure ©2009: Meridien Benefits, Inc. Marketing Service Support Staff Licensed Marketing Professionals Relationship Managers Support Staff Operations Finance and Information Technology Support Staff Meridien Benefits – Human Resources

9. Our Services Section Three

11. M Financial Group Section Four

13. Employee Education & Communication Section Five

17. Meridien References Section Six

18. Representative Client List ©2009: Meridien Benefits, Inc. LaFrance Hospitality Co.